The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Russell 3000 Index ETF 464287689 24,077 181,058 SH   SOLE   159,693 0 21,365
iShares US Momentum ETF ETF 46432f396 10,096 133,092 SH   SOLE   119,342 0 13,750
Jm Smucker Co New COM 832696405 2,320 18,118 SH   SOLE   18,118 0 0
Vanguard Total International S ETF 921909768 9,669 210,744 SH   SOLE   184,402 0 26,342
iShares Lehman Short Treasury ETF 464288679 656 5,951 SH   SOLE   5,951 0 0
iShares S&P National Muni Bond ETF 464288414 12,253 113,266 SH   SOLE   91,487 0 21,779
iShares Core U.S. Aggregate Bo ETF 464287226 47,250 437,261 SH   SOLE   396,766 0 40,495
SPDR Series Trust Nuvn Brcly M ETF 78468R721 956 20,157 SH   SOLE   20,157 0 0
VBI Vaccines Inc. COM 91822J103 39 12,484 SH   SOLE   12,484 0 0
Keycorp - New COM 493267108 189 10,319 SH   SOLE   10,319 0 0
iShares US Quality ETF ETF 46432F339 415 6,002 SH   SOLE   6,002 0 0
Midcap SPDRS ETF 78467Y107 325 1,076 SH   SOLE   1,076 0 0
Vanguard Total Int'l Bond ETF ETF 92203J407 348 6,419 SH   SOLE   0 0 6,419
iShares S&P 500 ETF 464287200 243 1,078 SH   SOLE   1,009 0 69
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 5,922 255,362 SH   SOLE   255,362 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 345 4,271 SH   SOLE   4,271 0 0