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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR TR UNIT SER 1 ETF 78462F103 196,120 722,942 SH   SOLE   0 0 722,942
ISHARES TR S&P 500 INDEX ETF 464287200 135,507 496,270 SH   SOLE   0 0 496,270
SPDR S&P MIDCAP 400 ETF TR UTS SER1 ETF 78467Y107 129,993 366,157 SH   SOLE   0 0 366,157
ISHARES TR S&P MIDCAP 400 ETF 464287507 56,352 289,315 SH   SOLE   0 0 289,315
ISHARES 3-7 YR TR BD E ETF 464288661 32,437 270,309 SH   SOLE   0 0 270,309
VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF 92206C706 6,403 102,214 SH   SOLE   0 0 102,214
VANGUARD INDEX FDS TOTAL STK MKT ETF ETF 922908769 10,123 72,091 SH   SOLE   0 0 72,091
VANGUARD BD INDEX FD INC INTERMED TERM ETF 921937819 4,956 61,210 SH   SOLE   0 0 61,210
ISHARES GOLD TRUST ISHARES ETF 464285105 601 50,000 SH   SOLE   0 0 50,000
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 5,283 21,175 SH   SOLE   0 0 21,175
SECTOR SPDR TR SHS BEN INT-FIN ETF 81369Y605 321 12,072 SH   SOLE   0 0 12,072
VANECK VECTORS ISRAEL ETF ETF 92189F635 306 9,704 SH   SOLE   0 0 9,704
ISHARES TR S&P SMALLCAP600 ETF 464287804 718 8,608 SH   SOLE   0 0 8,608
INVESCO QQQ TRUST ETF 46090E103 1,257 7,325 SH   SOLE   0 0 7,325
DBX ETF TR DB XTR MSCI EU ETF 233051853 203 7,238 SH   SOLE   0 0 7,238
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 1,093 6,931 SH   SOLE   0 0 6,931
ISHARES TR RUSSL 1000 VALUE FD ETF 464287598 806 6,643 SH   SOLE   0 0 6,643
VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF 921908844 551 5,419 SH   SOLE   0 0 5,419
VANGUARD INDEX FDS VALUE ETF ETF 922908744 552 5,313 SH   SOLE   0 0 5,313
VANGUARD INTL EQUITY INDEX FEURPEAN ETF ETF 922042874 287 5,112 SH   SOLE   0 0 5,112
VANGUARD STAR FD VG TL INTL STK ETF 921909768 259 4,790 SH   SOLE   0 0 4,790
ISHARES TR RSSLL 1000 INDX ETF 464287622 710 4,670 SH   SOLE   0 0 4,670
SPDR SERIES TRUST S&P DIVID ETF ETF 78464A763 423 4,560 SH   SOLE   0 0 4,560
WISDOMTREE TR EUROPE HEDGED ETF 97717X701 219 3,469 SH   SOLE   0 0 3,469
SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 204 2,445 SH   SOLE   0 0 2,445
VANGUARD INDEX FDS GROWTH ETF ETF 922908736 359 2,397 SH   SOLE   0 0 2,397
ISHARES TR RSSLL 1000 GRWT ETF 464287614 306 2,130 SH   SOLE   0 0 2,130
VANGUARD WORLD FDS INF TECH ETF ETF 92204A702 377 2,076 SH   SOLE   0 0 2,076