CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 182,125	$ 149,156
Securities purchased under agreements to resell, at cost	50,225	50,271
Securities available-for-sale, at fair value	111,375	148,384
Securities held-to-maturity, at cost (fair value $71,436 at September 30, 2022)	80,102	0
Securities, restricted, at cost	2,810	2,680
Loans held for investment	875,114	784,517
Less: allowance for loan losses	(10,885)	(9,076)
Loans, net of allowance	864,229	775,441
Premises and equipment, net	2,852	3,334
Accrued interest receivable	5,228	4,197
Other assets	48,597	45,307
Total assets	1,347,543	1,178,770
Deposits:
Demand	445,557	409,350
Savings, NOW and money market	722,972	599,747
Time	18,928	19,312
Total deposits	1,187,457	1,028,409
Accrued expenses and other liabilities	11,548	6,626
Total liabilities	1,199,005	1,035,035
Commitments and contingencies
Stockholders' equity:
Preferred stock, par value $0.01; authorized 2,000,000 shares; none issued
Common stock, par value $0.01; authorized 15,000,000 shares; 8,119,000 and 8,123,152 shares issued, respectively; and 8,082,918 and 8,088,846 shares outstanding, respectively	81	81
Additional paid-in capital	95,616	93,611
Retained earnings	69,409	51,460
Accumulated other comprehensive loss	(15,942)	(850)
Treasury stock at cost, 36,082 and 34,306 shares, respectively	(626)	(567)
Total stockholders' equity	148,538	143,735
Total liabilities and stockholders' equity	$ 1,347,543	$ 1,178,770