CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income:
Loans	$ 8,441	$ 7,192
Securities	886	1,065
Interest earning deposits and other	246	226
Total interest income	9,573	8,483
Interest expense:
Savings, NOW and money market deposits	297	429
Time deposits	96	125
Borrowings	1	1
Total interest expense	394	555
Net interest income	9,179	7,928
Provision for loan losses	1,900	425
Net interest income after provision for loan losses	7,279	7,503
Non-interest income:
Total non-interest income	3,121	2,081
Non-interest expense:
Employee compensation and benefits	3,978	3,436
Occupancy and equipment, net	546	439
Professional and consulting services	847	494
FDIC and regulatory assessments	91	86
Advertising and marketing	104	68
Travel and business relations	127	112
Data processing	729	506
Other operating expenses	444	340
Total non-interest expense	6,866	5,481
Net income before income taxes	3,534	4,103
Income tax expense	937	1,118
Net income	$ 2,597	$ 2,985
Earnings per share
Basic (in dollars per share)	$ 0.35	$ 0.40
Diluted (in dollars per share)	$ 0.33	$ 0.39
Merchant processing income
Non-interest income:
Noninterest income	$ 2,956	$ 1,814
Customer related fees and service charges
Non-interest income:
Noninterest income	$ 165	$ 267