CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME
Loans receivable, including fees	$ 29,563	$ 23,520	$ 77,885	$ 67,538
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	1,741	1,487	4,990	4,050
Total interest and dividend income	31,304	25,007	82,875	71,588
INTEREST EXPENSE
Deposits	2,596	1,629	5,438	5,481
Borrowings	696	227	1,003	895
Subordinated notes	485	496	1,456	1,237
Total interest expense	3,777	2,352	7,897	7,613
NET INTEREST INCOME	27,527	22,655	74,978	63,975
PROVISION FOR CREDIT LOSSES	1,718	0	4,632	1,500
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	25,809	22,655	70,346	62,475
NONINTEREST INCOME
Service charges and fee income	1,511	1,073	4,286	3,026
Gain on sale of loans	1,402	6,885	7,325	24,962
Earnings on cash surrender value of BOLI	221	218	654	647
Other noninterest income	1,047	222	2,147	983
Total noninterest income	4,181	8,398	14,412	29,618
NONINTEREST EXPENSE
Salaries and benefits	11,402	12,790	35,110	36,331
Operations	2,812	2,628	7,656	7,760
Occupancy	1,344	1,227	3,825	3,592
Data processing	1,548	1,309	4,363	3,819
Loss on sale of OREO			0	9
Loan costs	746	842	2,020	2,013
Professional and board fees	631	757	2,387	2,365
Federal Deposit Insurance Corporation ("FDIC") insurance	462	120	804	491
Marketing and advertising	220	177	652	429
Amortization of core deposit intangible	173	177	518	531
Impairment (recovery) of servicing rights		(11)	(1)	(2,057)
Total noninterest expense	19,338	20,016	57,334	55,283
INCOME BEFORE PROVISION FOR INCOME TAXES	10,652	11,037	27,424	36,810
PROVISION FOR INCOME TAXES	2,194	2,706	5,397	8,047
NET INCOME	$ 8,458	$ 8,331	$ 22,027	$ 28,763
Basic earnings per share	$ 1.09	$ 1.01	$ 2.77	$ 3.43
Diluted earnings per share	$ 1.08	$ 0.98	$ 2.73	$ 3.31