COMMITMENTS AND CONTINGENCIES (Tables)

6 Months Ended

Jun. 30, 2022

Commitments and Contingencies.

Schedule of Commitments to Extend Credit

COMMITMENTS TO EXTEND CREDIT	June 30,		December 31,
REAL ESTATE LOANS	2022		2021
Commercial	$	470	$	787
Construction and development		248,840		182,297
One-to-four-family (includes locks for saleable loans)		71,952		78,264
Home equity		78,495		67,596
Multi-family		3,475		3,434
Total real estate loans		403,232		332,378
CONSUMER LOANS		40,729		35,873
COMMERCIAL BUSINESS LOANS
Commercial and industrial		134,298		126,220
Warehouse lending		61,637		64,160
Total commercial business loans		195,935		190,380
Total commitments to extend credit	$	639,896	$	558,631