Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
CASH FLOWS (USED BY) FROM OPERATING ACTIVITIES
Net income	$ 5,167,000	$ 5,192,000
Adjustments to reconcile net income to net cash from operating activities
Provision for loan losses	3,686,000	750,000
Depreciation, amortization and accretion	2,178,000	2,321,000
Compensation expense related to stock options and restricted stock awards	224,000	262,000
ESOP compensation expense for allocated shares	325,000	321,000
Increase in cash surrender value of BOLI	(216,000)	(215,000)
Gain on sale of loans held for sale	(5,899,000)	(2,397,000)
Origination of loans held for sale	(259,191,000)	(125,281,000)
Proceeds from sale of loans held for sale	218,574,000	132,461,000
Impairment of servicing rights	514,000	23,000
Loss (gain) on sale of OREO	2,000	(85,000)
Changes in operating assets and liabilities
Accrued interest receivable	(418,000)	(51,000)
Other assets	5,058,000	(7,953,000)
Other liabilities	14,000	1,517,000
Net cash (used by) from operating activities	(29,982,000)	6,865,000
Activity in securities available-for-sale:
Maturities, prepayments, and calls	12,002,000	4,659,000
Purchases	(40,236,000)	(6,005,000)
Maturities of certificates of deposit at other financial institutions	2,976,000	0
Loan originations and principal collections, net	(27,573,000)	26,997,000
Purchase of portfolio loans	(32,743,000)	(321,000)
Proceeds from sale of portfolio loans	0	538,000
Proceeds from sale of OREO, net	76,000	684,000
Purchase of premises and equipment, net	(583,000)	(860,000)
Change in FHLB stock, net	(2,876,000)	1,730,000
Net cash (used by) from investing activities	(88,957,000)	27,422,000
CASH FLOWS FROM (USED BY) FINANCING ACTIVITIES
Net increase in deposits	53,992,000	47,331,000
Proceeds from borrowings	203,750,000	155,306,000
Repayments of borrowings	(129,500,000)	(205,725,000)
Dividends paid on common stock	(925,000)	(663,000)
Proceeds from stock options exercised, net		44,000
(Disbursements) from stock options exercised, net	246,000
Common stock repurchased	(4,989,000)	(285,000)
Net cash from (used by) financing activities	122,082,000	(3,992,000)
NET INCREASE IN CASH AND CASH EQUIVALENTS	3,143,000	30,295,000
CASH AND CASH EQUIVALENTS, beginning of year	45,778,000	32,779,000
CASH AND CASH EQUIVALENTS, end of year	48,921,000	63,074,000
Cash paid during the year for:
Interest on deposits and borrowings	4,285,000	4,462,000
Income taxes	0	0
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in unrealized gain on investment securities, net	2,364,000	1,328,000
Change in unrealized gain on cash flow hedges, net	(1,051,000)	0
Retention of gross mortgage servicing rights from loan sales	1,185,000	844,000
Property taken in settlement of loans	$ 0	$ 92,000