Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Loans receivable, including fees	$ 45,038,000	$ 42,406,000	$ 88,340,000	$ 83,403,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	3,665,000	3,534,000	7,150,000	7,417,000
Total interest and dividend income	48,703,000	45,940,000	95,490,000	90,820,000
INTEREST EXPENSE
Deposits	14,520,000	13,252,000	27,578,000	26,134,000
Borrowings	1,585,000	1,801,000	3,848,000	2,968,000
Subordinated notes	486,000	486,000	971,000	971,000
Total interest expense	16,591,000	15,539,000	32,397,000	30,073,000
NET INTEREST INCOME	32,112,000	30,401,000	63,093,000	60,747,000
PROVISION FOR CREDIT LOSSES	2,021,000	1,077,000	3,613,000	2,476,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	30,091,000	29,324,000	59,480,000	58,271,000
NONINTEREST INCOME
Service charges and fee income	2,323,000	2,479,000	4,567,000	5,031,000
Gain on sale of loans	1,972,000	2,463,000	3,672,000	4,301,000
Gain on sale of MSRs	0	0	0	8,215,000
Gain (loss) on sale of investment securities, net	0	151,000	0	(7,847,000)
Earnings on cash surrender value of BOLI	254,000	242,000	505,000	482,000
Other noninterest income	621,000	533,000	1,552,000	797,000
Total noninterest income	5,170,000	5,868,000	10,296,000	10,979,000
NONINTEREST EXPENSE
Salaries and benefits	14,088,000	13,378,000	28,621,000	26,935,000
Operations	3,824,000	3,519,000	7,269,000	6,527,000
Occupancy	1,780,000	1,669,000	3,496,000	3,374,000
Data processing	2,137,000	2,058,000	4,182,000	4,016,000
Loan costs	719,000	653,000	1,267,000	1,238,000
Professional and board fees	1,155,000	888,000	2,342,000	1,811,000
Federal Deposit Insurance Corporation (“FDIC”) insurance	554,000	450,000	1,092,000	982,000
Marketing and advertising	398,000	377,000	619,000	604,000
Amortization of core deposit intangible	809,000	919,000	1,639,000	1,860,000
Impairment (recovery) of MSRs	38,000	(54,000)	29,000	39,000
Total noninterest expense	25,502,000	23,857,000	50,556,000	47,386,000
INCOME BEFORE PROVISION FOR INCOME TAXES	9,759,000	11,335,000	19,220,000	21,864,000
PROVISION FOR INCOME TAXES	2,031,000	2,376,000	3,471,000	4,508,000
NET INCOME	$ 7,728,000	$ 8,959,000	$ 15,749,000	$ 17,356,000
Basic earnings per share (in dollars per share)	$ 1	$ 1.15	$ 2.02	$ 2.23
Diluted earnings per share (in dollars per share)	$ 0.99	$ 1.13	$ 1.99	$ 2.2