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DEBT (Details) (USD $)
3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended 3 Months Ended
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2013
Wells Fargo Facility
Dec. 31, 2012
Wells Fargo Facility
Mar. 31, 2013
Wells Fargo Facility
Secured revolving funding facility
item
Dec. 31, 2012
Wells Fargo Facility
Secured revolving funding facility
May 22, 2012
Wells Fargo Facility
Secured revolving funding facility
Dec. 14, 2011
Wells Fargo Facility
Secured revolving funding facility
Mar. 31, 2013
Wells Fargo Facility
Secured revolving funding facility
Minimum
Jun. 29, 2012
Wells Fargo Facility
Secured revolving funding facility
Minimum
Mar. 31, 2013
Wells Fargo Facility
Secured revolving funding facility
Maximum
Mar. 31, 2013
Citibank Facility
Dec. 31, 2012
Citibank Facility
Dec. 08, 2011
Citibank Facility
Prior revolving credit facility
Mar. 31, 2013
Citibank Facility
Secured revolving funding facility
Mar. 31, 2012
Citibank Facility
Secured revolving funding facility
May 01, 2012
Citibank Facility
Secured revolving funding facility
Mar. 31, 2013
Citibank Facility
Secured revolving funding facility
Minimum
Mar. 31, 2013
Citibank Facility
Secured revolving funding facility
Maximum
Mar. 31, 2013
Capital One Facility
Dec. 31, 2012
Capital One Facility
Mar. 31, 2013
Capital One Facility
Minimum
Dec. 31, 2012
Capital One Facility
Minimum
Mar. 31, 2013
Capital One Facility
Secured funding facility
Dec. 31, 2012
Capital One Facility
Secured funding facility
May 18, 2012
Capital One Facility
Secured funding facility
Mar. 31, 2013
Capital One Facility
Secured funding facility
Minimum
Mar. 31, 2013
Capital One Facility
Secured funding facility
Maximum
Secured funding agreements                                                        
Total Commitment $ 308,725,000 $ 308,725,000 $ 172,500,000 $ 172,500,000     $ 172,500,000 $ 75,000,000       $ 86,225,000 $ 86,225,000 $ 50,000,000     $ 86,200,000     $ 50,000,000 $ 50,000,000         $ 50,000,000    
Variable interest basis         30 day LIBOR                   LIBOR                 LIBOR        
Interest rate margin (as a percent)                 2.50%   2.75%             2.50% 3.50%               2.50% 4.00%
Variable interest rate floor (as a percent)                             0.50%                          
Non-utilization fee on average available balance (as a percent)         0.25%                   0.25%                          
Non-utilization fee         44,000                   61,000 10,000                        
Number of extension periods available for maturity date         2                                              
Extension period of maturity date         12 months                   12 months                 12 months        
Outstanding Balance 200,050,000 144,256,000 126,675,000 98,196,000 126,700,000 98,200,000           41,215,000 13,900,000             32,160,000 32,160,000     32,200,000 32,200,000      
Ratio of debt to tangible net worth                                       3.0                
Ratio of total debt to total assets (as a percent)                     75.00%                                  
Liquidity to be maintained as a percentage of tangible net worth                 5.00%                 5.00%   5.00%                
Amount of liquidity to be maintained                 20,000,000                 20,000,000   20,000,000                
Fixed charge coverage ratio                 1.5                     1.5                
Specified amount for computing the tangible net worth to be maintained                 135,500,000                                      
Percentage of net proceeds raised in all future equity issuances used for computing the tangible net worth to be maintained                 80.00%                 80.00%   80.00%                
Value of loans held for investment, which are used to establish compliance with the required minimum fixed charge ratio with respect to the entity as guarantor                   200,000,000                         200,000,000          
Percentage of tangible net worth as of May 1, 2012 used for computing the tangible net worth to be maintained                                   80.00%   80.00%                
Cap on the entity's distributions as a percentage of taxable net income                             100.00%                          
Loans held for investment reported by the Company $ 409,943,000 $ 353,500,000                                       $ 200,000,000