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Other long-term assets, net
12 Months Ended
Dec. 31, 2019
Other long-term assets  
Other long-term assets
13.
Other long-term assets
,
net
 
 
 
 
 
 
 
 
 
 
 
 
 
                 
 
As of December 31,
 
 
2018
 
 
2019
 
 
RMB
 
 
RMB
 
Deposit for land use rights
   
105,840
     
4,040
 
Long
-
term trade receivables (Note a)
   
221,000
     
130,429
 
Long
-
term loan receivables (Note b)
   
5,586
     
415,092
 
Loan to staff
   
67,810
     
71,052
 
 
               
Subtotal
   
400,236
     
620,613
 
 
               
Less: allowance for doubtful accounts
   
(3,789
)    
(12,540
 
               
Total
   
396,447
     
608,073
 
                 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Note:
 
 
  (
a
)
The Group provides consumer financing to certain customers as part of the Group’s internet financing business with instalment payment
terms of
up to 24 months.
The Group records the consumer financing receivables which are expected to be settled more than one year from the balance sheet date as long
-
term trade receivables.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(b)
The Group provides interest bearing loans of RMB380 million
to
certain
non-controlling interest
s
holders during 2019, which were guaranteed and pledged by their respective shareholding interests with estimated fair values exceeding the carrying amount of the loans. These loans bears interest ranges from 6% to 10% per annum and maturity from May 21, 2021 to December 11, 2021.