CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:
Net earnings for the period	$ 815	$ 791
Adjustments to reconcile net earnings to net cash provided by operating activities:
Amortization of premiums and discounts on investment and mortgage-backed securities, net	(3)	(7)
Depreciation	184	185
Charitable donation of real estate owned property		32
Amortization of deferred loan origination costs - net	14	(3)
Proceeds from sale of loans in the secondary market	3,886	16,590
Loans originated for sale in the secondary market	(4,002)	(13,877)
Gain on sale of loans	(67)	(238)
Gain on sale of investments designated as available for sale	(440)
Amortization of expense related to stock benefit plans	4	(1)
Provision for losses on loans	200	55
Amortization of fair value adjustments	(82)	(277)
(Gain) loss on real estate acquired through foreclosure	(21)	3
Impairment on real estate acquired through foreclosure	196	101
Net increase in cash surrender value of bank-owned life insurance	(116)	(120)
Increase (decrease) in cash, due to changes in:
Accrued interest receivable on loans	55	37
Accrued interest receivable on mortgage-backed securities	1	1
Accrued interest receivable on investments and interest-earning deposits	266	384
Prepaid expenses and other assets	(98)	(215)
Accrued interest payable	(4)	4
Accounts payable and other liabilities	397	(1,774)
Federal income taxes
Current	346
Deferred	346	335
Net cash flows provided by operating activities	1,877	2,006
Cash flows provided by investing activities:
Principal repayments on loans	15,539	18,406
Loan disbursements	(11,215)	(14,942)
Purchase of investment securities - available for sale		(31,273)
Proceeds from maturity of investment securities - available for sale	15,000	61,175
Purchase of corporate securities		(1,920)
Proceeds from the sale of corporate securities	1,603
Principal repayments on mortgage-backed securities - available for sale	319	408
Principal repayments on mortgage-backed securities - held to maturity	121	102
Proceeds from the sale of real estate acquired through foreclosure	405	413
Purchase of office premises and equipment	(9)	(599)
Net cash flows provided by investing activities	21,763	31,770
Cash flows used in financing activities:
Net decrease in deposits	(2,655)	(4,283)
Repayments on Federal Home Loan Bank advances	(1,439)	(1,961)
Advances by borrowers for taxes and insurance	(806)	(851)
Stock option expense, net	4	5
Common stock repurchased	(428)	(2,549)
Dividends paid on common stock	(612)	(663)
Net cash flows used in financing activities	(5,936)	(10,302)
Net increase in cash and cash equivalents	17,704	23,474
Cash and cash equivalents at beginning of period	22,112	25,114
Cash and cash equivalents at end of period	39,816	48,588
Cash paid during the period for:
Federal income taxes
Interest on deposits and borrowings	923	1,156
Supplemental disclosure of non-cash investing activities:
Transfer from loans to real estate acquired through foreclosure	280	1,165
Recognition of mortgage servicing rights	26	126
Deferred gain on real estate acquired through foreclosure	$ 4