CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 14,605	$ 14,129
Federal funds sold	18,732	3,340
Interest-earning deposits in other financial institutions	6,479	4,643
Cash and cash equivalents	39,816	22,112
Investment securities available for sale - at fair value	140,702	153,942
Mortgage-backed securities available for sale - at fair value	9,130	9,361
Mortgage-backed securities held to maturity - at cost, approximate market value of $3,116 and $3,230 at March 31, 2014 and December 31, 2013, respectively	2,995	3,116
Loans receivable - net	331,369	336,134
Loans held for sale - at lower of cost or market	844	703
Real estate acquired through foreclosure - net	2,984	3,284
Office premises and equipment - at depreciated cost	11,330	11,505
Federal Home Loan Bank stock - at cost	8,651	8,651
Accrued interest receivable on loans	1,118	1,173
Accrued interest receivable on mortgage-backed securities	22	23
Accrued interest receivable on investments and interest-earning deposits	509	775
Goodwill	10,309	10,309
Core deposit intangible	493	540
Prepaid expenses and other assets	3,635	3,537
Bank-owned life insurance	15,849	15,733
Prepaid federal income taxes	584	1,284
Deferred federal income taxes	3,913	4,928
Total assets	584,253	587,110
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	466,635	469,387
Advances from the Federal Home Loan Bank	17,801	19,261
Advances by borrowers for taxes and insurance	1,551	2,357
Accrued interest payable	67	71
Accounts payable and other liabilities	5,504	5,107
Total liabilities	491,558	496,183
Shareholders' equity
Preferred stock - authorized 5,000,000 shares, $.01 par value; none issued
Common stock - authorized 30,000,000 shares, $.01 par value; 6,793,903 and 6,834,803 shares issued at March 31, 2014 and December 31, 2013	76	76
Additional paid-in capital	56,795	57,215
Shares acquired by stock benefit plans	(1,574)	(1,574)
Retained earnings - restricted	42,642	42,439
Accumulated comprehensive loss, unrealized losses on securities available for sale, net of related tax benefit	(5,244)	(7,229)
Total shareholders' equity	92,695	90,927
Total liabilities and shareholders' equity	$ 584,253	$ 587,110