The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR GLOBAL 100 ETF 464287572   370,036 4,596 SH   SOLE   0 0 4,596
PRICE T ROWE GROUP INC COM 74144T108   13,396,067 124,395 SH   SOLE   0 0 124,395
CHURCH & DWIGHT CO INC COM 171340102   703,999 7,445 SH   SOLE   0 0 7,445
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,600,638 5,112 SH   SOLE   0 0 5,112
CENTENE CORP DEL COM 15135B101   207,271 2,793 SH   SOLE   0 0 2,793
SYNCHRONY FINANCIAL COM 87165B103   204,508 5,355 SH   SOLE   0 0 5,355
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   12,466,724 169,500 SH   SOLE   0 0 169,500
MASTERCARD INCORPORATED CL A 57636Q104   4,869,425 11,417 SH   SOLE   0 0 11,417
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   261,442 1,557 SH   SOLE   0 0 1,557
BERKLEY W R CORP COM 084423102   219,091 3,098 SH   SOLE   0 0 3,098
ISHARES TR FALN ANGLS USD 46435G474   176,176,982 6,673,371 SH   SOLE   0 0 6,673,371
HUNT J B TRANS SVCS INC COM 445658107   440,826 2,207 SH   SOLE   0 0 2,207
INTUITIVE SURGICAL INC COM NEW 46120E602   568,357 1,685 SH   SOLE   0 0 1,685
ISHARES TR CORE US AGGBD ET 464287226   632,541 6,373 SH   SOLE   0 0 6,373
RITHM CAPITAL CORP COM NEW 64828T201   122,745 11,493 SH   SOLE   0 0 11,493
AIRBNB INC COM CL A 009066101   220,459 1,619 SH   SOLE   0 0 1,619
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   27,290,954 933,662 SH   SOLE   0 0 933,662
FLEXSHARES TR STOXX GLOBR INF 33939L795   264,397 4,942 SH   SOLE   0 0 4,942
ISHARES TR TIPS BD ETF 464287176   364,714 3,393 SH   SOLE   0 0 3,393
ISHARES TR 0-5 YR TIPS ETF 46429B747   246,376 2,499 SH   SOLE   0 0 2,499
NASDAQ INC COM 631103108   225,961 3,887 SH   SOLE   0 0 3,887
FLEXSHARES TR INTL QLTDV IDX 33939L837   2,061,123 88,540 SH   SOLE   0 0 88,540
ISHARES TR MSCI ACWI ETF 464288257   463,562 4,555 SH   SOLE   0 0 4,555
ISHARES TR NATIONAL MUN ETF 464288414   25,127,012 231,778 SH   SOLE   0 0 231,778
ISHARES TR MSCI EMG MKT ETF 464287234   1,802,025 44,815 SH   SOLE   0 0 44,815
PIONEER NAT RES CO COM 723787107   919,956 4,091 SH   SOLE   0 0 4,091
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   325,318,365 4,516,429 SH   SOLE   0 0 4,516,429
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   3,867,801 17,615 SH   SOLE   0 0 17,615
ARISTA NETWORKS INC COM 040413106   909,069 3,860 SH   SOLE   0 0 3,860
YUM BRANDS INC COM 988498101   202,628 1,551 SH   SOLE   0 0 1,551
REGENERON PHARMACEUTICALS COM 75886F107   917,554 1,045 SH   SOLE   0 0 1,045
WATERS CORP COM 941848103   1,115,102 3,387 SH   SOLE   0 0 3,387
ARROW ELECTRS INC COM 042735100   572,741 4,685 SH   SOLE   0 0 4,685
ISHARES TR CORE 1 5 YR USD 46432F859   5,004,444 105,224 SH   SOLE   0 0 105,224
CHENIERE ENERGY INC COM NEW 16411R208   254,015 1,488 SH   SOLE   0 0 1,488
INTEL CORP COM 458140100   1,655,901 32,953 SH   SOLE   0 0 32,953
ISHARES TR ISHS 1-5YR INVS 464288646   249,968 4,875 SH   SOLE   0 0 4,875
SKYWORKS SOLUTIONS INC COM 83088M102   617,393 5,492 SH   SOLE   0 0 5,492
SMUCKER J M CO COM NEW 832696405   301,441 2,385 SH   SOLE   0 0 2,385
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,139,364 6,731 SH   SOLE   0 0 6,731
VANGUARD WORLD FD ESG US STK ETF 921910733   19,906,167 234,025 SH   SOLE   0 0 234,025
ELI LILLY & CO COM 532457108   4,315,044 7,402 SH   SOLE   0 0 7,402
NORFOLK SOUTHN CORP COM 655844108   769,424 3,255 SH   SOLE   0 0 3,255
INVESCO QQQ TR UNIT SER 1 46090E103   9,908,221 24,195 SH   SOLE   0 0 24,195
ARCH CAP GROUP LTD ORD G0450A105   466,341 6,279 SH   SOLE   0 0 6,279
HORMEL FOODS CORP COM 440452100   11,843,479 368,841 SH   SOLE   0 0 368,841
SHERWIN WILLIAMS CO COM 824348106   555,614 1,781 SH   SOLE   0 0 1,781
UNUM GROUP COM 91529Y106   227,370 5,028 SH   SOLE   0 0 5,028
FISERV INC COM 337738108   232,204 1,748 SH   SOLE   0 0 1,748
ISHARES TR MSCI EAFE ETF 464287465   1,197,327 15,890 SH   SOLE   0 0 15,890
LOWES COS INC COM 548661107   15,920,461 71,537 SH   SOLE   0 0 71,537
PHILLIPS 66 COM 718546104   2,027,886 15,231 SH   SOLE   0 0 15,231
REALTY INCOME CORP COM 756109104   336,488 5,860 SH   SOLE   0 0 5,860
EATON CORP PLC SHS G29183103   894,887 3,716 SH   SOLE   0 0 3,716
APPLIED MATLS INC COM 038222105   3,230,155 19,931 SH   SOLE   0 0 19,931
FLEXSHARES TR QUALT DIVD IDX 33939L860   1,321,972 21,485 SH   SOLE   0 0 21,485
PACCAR INC COM 693718108   376,964 3,860 SH   SOLE   0 0 3,860
SPDR GOLD TR GOLD SHS 78463V107   631,435 3,303 SH   SOLE   0 0 3,303
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   2,599,144 46,958 SH   SOLE   0 0 46,958
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   254,964 2,144 SH   SOLE   0 0 2,144
CONOCOPHILLIPS COM 20825C104   4,741,109 40,847 SH   SOLE   0 0 40,847
EOG RES INC COM 26875P101   976,950 8,077 SH   SOLE   0 0 8,077
ISHARES TR RUS 2000 VAL ETF 464287630   247,117 1,591 SH   SOLE   0 0 1,591
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   16,784,438 320,742 SH   SOLE   0 0 320,742
IDEXX LABS INC COM 45168D104   320,819 578 SH   SOLE   0 0 578
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,584,092 26,570 SH   SOLE   0 0 26,570
ISHARES TR S&P 500 VAL ETF 464287408   677,361 3,895 SH   SOLE   0 0 3,895
WISDOMTREE TR JP SMALLCP DIV 97717W836   375,773 5,017 SH   SOLE   0 0 5,017
BOOKING HOLDINGS INC COM 09857L108   581,744 164 SH   SOLE   0 0 164
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   16,467,561 442,439 SH   SOLE   0 0 442,439
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   5,739,455 121,896 SH   SOLE   0 0 121,896
CENTERPOINT ENERGY INC COM 15189T107   264,404 9,255 SH   SOLE   0 0 9,255
ISHARES TR TRS FLT RT BD 46434V860   2,421,526 47,980 SH   SOLE   0 0 47,980
SIMON PPTY GROUP INC NEW COM 828806109   437,383 3,066 SH   SOLE   0 0 3,066
UNITEDHEALTH GROUP INC COM 91324P102   2,733,855 5,193 SH   SOLE   0 0 5,193
VANECK MERK GOLD TR GOLD TRUST 921078101   997,641 49,982 SH   SOLE   0 0 49,982
HONEYWELL INTL INC COM 438516106   1,719,508 8,199 SH   SOLE   0 0 8,199
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,951,738 88,322 SH   SOLE   0 0 88,322
DOVER CORP COM 260003108   472,812 3,074 SH   SOLE   0 0 3,074
ILLINOIS TOOL WKS INC COM 452308109   13,850,390 52,876 SH   SOLE   0 0 52,876
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   13,163,403 457,380 SH   SOLE   0 0 457,380
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   610,376 10,303 SH   SOLE   0 0 10,303
NETAPP INC COM 64110D104   420,964 4,775 SH   SOLE   0 0 4,775
AGILENT TECHNOLOGIES INC COM 00846U101   968,058 6,963 SH   SOLE   0 0 6,963
INTERCONTINENTAL EXCHANGE IN COM 45866F104   265,598 2,068 SH   SOLE   0 0 2,068
BHP GROUP LTD SPONSORED ADS 088606108   279,934 4,098 SH   SOLE   0 0 4,098
GARTNER INC COM 366651107   475,921 1,055 SH   SOLE   0 0 1,055
BRISTOL-MYERS SQUIBB CO COM 110122108   1,319,745 25,721 SH   SOLE   0 0 25,721
STRYKER CORPORATION COM 863667101   1,777,894 5,937 SH   SOLE   0 0 5,937
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   532,315 6,223 SH   SOLE   0 0 6,223
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   550,295 6,446 SH   SOLE   0 0 6,446
CSX CORP COM 126408103   303,092 8,742 SH   SOLE   0 0 8,742
HOME DEPOT INC COM 437076102   5,461,287 15,759 SH   SOLE   0 0 15,759
ISHARES TR 7-10 YR TRSY BD 464287440   513,566 5,328 SH   SOLE   0 0 5,328
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,108,298 85,768 SH   SOLE   0 0 85,768
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   399,870 2,094 SH   SOLE   0 0 2,094
CHUBB LIMITED COM H1467J104   1,406,728 6,224 SH   SOLE   0 0 6,224
COLGATE PALMOLIVE CO COM 194162103   536,367 6,729 SH   SOLE   0 0 6,729
HELMERICH & PAYNE INC COM 423452101   419,258 11,575 SH   SOLE   0 0 11,575
STARBUCKS CORP COM 855244109   1,767,799 18,413 SH   SOLE   0 0 18,413
ANSYS INC COM 03662Q105   637,580 1,757 SH   SOLE   0 0 1,757
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   532,975 11,246 SH   SOLE   0 0 11,246
NETFLIX INC COM 64110L106   1,080,387 2,219 SH   SOLE   0 0 2,219
NVIDIA CORPORATION COM 67066G104   5,109,907 10,318 SH   SOLE   0 0 10,318
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   379,808 10,726 SH   SOLE   0 0 10,726
DEERE & CO COM 244199105   953,690 2,385 SH   SOLE   0 0 2,385
INTUIT COM 461202103   1,705,686 2,729 SH   SOLE   0 0 2,729
METLIFE INC COM 59156R108   304,671 4,607 SH   SOLE   0 0 4,607
PAYCHEX INC COM 704326107   326,029 2,737 SH   SOLE   0 0 2,737
ISHARES TR EXPONENTIAL TECH 46434V381   205,653 3,435 SH   SOLE   0 0 3,435
BANK AMERICA CORP COM 060505104   1,147,644 34,085 SH   SOLE   0 0 34,085
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   250,446 2,634 SH   SOLE   0 0 2,634
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   575,440 9,418 SH   SOLE   0 0 9,418
CANADIAN NATL RY CO COM 136375102   546,616 4,351 SH   SOLE   0 0 4,351
ISHARES TR RUS MID CAP ETF 464287499   2,025,116 26,053 SH   SOLE   0 0 26,053
ISHARES TR CORE MSCI EURO 46434V738   58,144,892 1,056,796 SH   SOLE   0 0 1,056,796
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   326,300 5,268 SH   SOLE   0 0 5,268
AMBEV SA SPONSORED ADR 02319V103   49,574 17,705 SH   SOLE   0 0 17,705
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   366,809 1,342 SH   SOLE   0 0 1,342
AMERICAN CENTY ETF TR US SML CP VALU 025072877   704,032 7,840 SH   SOLE   0 0 7,840
EQUINIX INC COM 29444U700   973,314 1,209 SH   SOLE   0 0 1,209
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   365,284 4,228 SH   SOLE   0 0 4,228
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   339,222 9,637 SH   SOLE   0 0 9,637
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,374,231 12,311 SH   SOLE   0 0 12,311
WEYERHAEUSER CO MTN BE COM NEW 962166104   237,792 6,839 SH   SOLE   0 0 6,839
CARDINAL HEALTH INC COM 14149Y108   673,148 6,678 SH   SOLE   0 0 6,678
INTERNATIONAL BUSINESS MACHS COM 459200101   819,041 5,008 SH   SOLE   0 0 5,008
THERMO FISHER SCIENTIFIC INC COM 883556102   1,644,921 3,099 SH   SOLE   0 0 3,099
AIR PRODS & CHEMS INC COM 009158106   13,055,406 47,682 SH   SOLE   0 0 47,682
PARKER-HANNIFIN CORP COM 701094104   1,172,482 2,545 SH   SOLE   0 0 2,545
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   316,323 32,678 SH   SOLE   0 0 32,678
WELLS FARGO CO NEW COM 949746101   823,736 16,736 SH   SOLE   0 0 16,736
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,165,941 11,872 SH   SOLE   0 0 11,872
CHEVRON CORP NEW COM 166764100   3,832,294 25,693 SH   SOLE   0 0 25,693
ISHARES TR EAFE GRWTH ETF 464288885   1,667,951 17,222 SH   SOLE   0 0 17,222
ISHARES TR MSCI CHINA ETF 46429B671   317,120 7,784 SH   SOLE   0 0 7,784
AFLAC INC COM 001055102   14,173,422 171,799 SH   SOLE   0 0 171,799
COCA COLA CO COM 191216100   3,317,663 56,298 SH   SOLE   0 0 56,298
EXXON MOBIL CORP COM 30231G102   14,267,204 142,701 SH   SOLE   0 0 142,701
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   16,779,269 356,778 SH   SOLE   0 0 356,778
MEDTRONIC PLC SHS G5960L103   254,842 3,093 SH   SOLE   0 0 3,093
AMERIPRISE FINL INC COM 03076C106   814,372 2,144 SH   SOLE   0 0 2,144
OCCIDENTAL PETE CORP COM 674599105   1,070,739 17,932 SH   SOLE   0 0 17,932
SMITH A O CORP COM 831865209   14,462,927 175,436 SH   SOLE   0 0 175,436
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,412,959 9,744 SH   SOLE   0 0 9,744
GENERAL ELECTRIC CO COM NEW 369604301   1,054,248 8,260 SH   SOLE   0 0 8,260
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672   592,606 19,278 SH   SOLE   0 0 19,278
QUALCOMM INC COM 747525103   2,619,281 18,110 SH   SOLE   0 0 18,110
DOW INC COM 260557103   687,775 12,541 SH   SOLE   0 0 12,541
KEYSIGHT TECHNOLOGIES INC COM 49338L103   565,477 3,554 SH   SOLE   0 0 3,554
ISHARES TR CORE S&P SCP ETF 464287804   7,677,419 70,923 SH   SOLE   0 0 70,923
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   596,415 2,379 SH   SOLE   0 0 2,379
ISHARES TR EAFE VALUE ETF 464288877   544,482 10,451 SH   SOLE   0 0 10,451
FERGUSON PLC NEW SHS G3421J106   590,794 3,060 SH   SOLE   0 0 3,060
SUNCOR ENERGY INC NEW COM 867224107   583,000 18,196 SH   SOLE   0 0 18,196
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   256,980 949 SH   SOLE   0 0 949
VANGUARD WORLD FDS INF TECH ETF 92204A702   4,082,439 8,435 SH   SOLE   0 0 8,435
BANK NEW YORK MELLON CORP COM 064058100   384,087 7,379 SH   SOLE   0 0 7,379
COMERICA INC COM 200340107   208,005 3,727 SH   SOLE   0 0 3,727
HALLIBURTON CO COM 406216101   370,971 10,262 SH   SOLE   0 0 10,262
UNITED RENTALS INC COM 911363109   557,364 972 SH   SOLE   0 0 972
AMERICAN TOWER CORP NEW COM 03027X100   1,300,834 6,026 SH   SOLE   0 0 6,026
AVERY DENNISON CORP COM 053611109   445,588 2,204 SH   SOLE   0 0 2,204
OLD DOMINION FREIGHT LINE IN COM 679580100   245,630 606 SH   SOLE   0 0 606
WALGREENS BOOTS ALLIANCE INC COM 931427108   331,999 12,715 SH   SOLE   0 0 12,715
WISDOMTREE TR INTL SMCAP DIV 97717W760   282,644 4,427 SH   SOLE   0 0 4,427
APPLE INC COM 037833100   46,261,206 240,281 SH   SOLE   0 0 240,281
PPG INDS INC COM 693506107   14,176,803 94,796 SH   SOLE   0 0 94,796
MARATHON OIL CORP COM 565849106   573,110 23,721 SH   SOLE   0 0 23,721
NEXTERA ENERGY INC COM 65339F101   993,338 16,354 SH   SOLE   0 0 16,354
TEXAS INSTRS INC COM 882508104   2,887,645 16,940 SH   SOLE   0 0 16,940
ALPHABET INC CAP STK CL C 02079K107   5,568,028 39,509 SH   SOLE   0 0 39,509
VERTEX PHARMACEUTICALS INC COM 92532F100   1,481,486 3,641 SH   SOLE   0 0 3,641
LINDE PLC SHS G54950103   1,757,246 4,279 SH   SOLE   0 0 4,279
BROADSTONE NET LEASE INC COM 11135E203   335,790 19,500 SH   SOLE   0 0 19,500
ISHARES TR RUS 2000 GRW ETF 464287648   1,261,368 5,001 SH   SOLE   0 0 5,001
ISHARES INC ESG AWR MSCI EM 46434G863   4,270,731 133,211 SH   SOLE   0 0 133,211
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   21,420,955 791,902 SH   SOLE   0 0 791,902
ISHARES TR MSCI EAFE MIN VL 46429B689   2,375,777 34,263 SH   SOLE   0 0 34,263
SALESFORCE INC COM 79466L302   474,271 1,802 SH   SOLE   0 0 1,802
CUMMINS INC COM 231021106   843,656 3,522 SH   SOLE   0 0 3,522
ISHARES TR CORE S&P MCP ETF 464287507   6,100,200 22,010 SH   SOLE   0 0 22,010
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   223,315,380 3,764,588 SH   SOLE   0 0 3,764,588
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   786,285 28,396 SH   SOLE   0 0 28,396
GOLDMINING INC COM 38149E101   17,447 17,909 SH   SOLE   0 0 17,909
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   880,364 5,166 SH   SOLE   0 0 5,166
MICROCHIP TECHNOLOGY INC. COM 595017104   700,518 7,768 SH   SOLE   0 0 7,768
VANGUARD INDEX FDS SM CP VAL ETF 922908611   259,198,527 1,440,232 SH   SOLE   0 0 1,440,232
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   1,567,961 32,170 SH   SOLE   0 0 32,170
MONDELEZ INTL INC CL A 609207105   1,191,697 16,453 SH   SOLE   0 0 16,453
VANGUARD WORLD FDS MATERIALS ETF 92204A801   595,462 3,135 SH   SOLE   0 0 3,135
CARRIER GLOBAL CORPORATION COM 14448C104   440,067 7,660 SH   SOLE   0 0 7,660
ISHARES INC MSCI EMRG CHN 46434G764   612,114 11,047 SH   SOLE   0 0 11,047
AKAMAI TECHNOLOGIES INC COM 00971T101   816,142 6,896 SH   SOLE   0 0 6,896
ISHARES TR CORE INTL AGGR 46435G672   89,736,839 1,801,945 SH   SOLE   0 0 1,801,945
TRAVELERS COMPANIES INC COM 89417E109   353,151 1,854 SH   SOLE   0 0 1,854
BLACKSTONE INC COM 09260D107   919,856 7,026 SH   SOLE   0 0 7,026
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   382,595 4,924 SH   SOLE   0 0 4,924
SYNOPSYS INC COM 871607107   1,624,541 3,155 SH   SOLE   0 0 3,155
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   17,008,710 147,863 SH   SOLE   0 0 147,863
ATMOS ENERGY CORP COM 049560105   12,885,331 111,176 SH   SOLE   0 0 111,176
FRANKLIN RESOURCES INC COM 354613101   14,410,840 483,748 SH   SOLE   0 0 483,748
ISHARES INC CORE MSCI EMKT 46434G103   7,230,959 142,961 SH   SOLE   0 0 142,961
JABIL INC COM 466313103   330,476 2,594 SH   SOLE   0 0 2,594
NORTHROP GRUMMAN CORP COM 666807102   297,659 636 SH   SOLE   0 0 636
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   238,755 3,136 SH   SOLE   0 0 3,136
VIATRIS INC COM 92556V106   122,996 11,357 SH   SOLE   0 0 11,357
ISHARES TR SP SMCP600VL ETF 464287879   877,259 8,511 SH   SOLE   0 0 8,511
SCHLUMBERGER LTD COM STK 806857108   300,246 5,770 SH   SOLE   0 0 5,770
VANGUARD INDEX FDS VALUE ETF 922908744   180,567,032 1,207,806 SH   SOLE   0 0 1,207,806
D R HORTON INC COM 23331A109   919,411 6,050 SH   SOLE   0 0 6,050
ISHARES TR CORE S&P500 ETF 464287200   43,128,482 90,297 SH   SOLE   0 0 90,297
ISHARES TR 3 7 YR TREAS BD 464288661   3,693,044 31,529 SH   SOLE   0 0 31,529
VALERO ENERGY CORP COM 91913Y100   394,236 3,033 SH   SOLE   0 0 3,033
VANGUARD INDEX FDS SML CP GRW ETF 922908595   186,943,171 773,227 SH   SOLE   0 0 773,227
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   471,193 3,455 SH   SOLE   0 0 3,455
VANGUARD WORLD FD MEGA GRWTH IND 921910816   426,258 1,643 SH   SOLE   0 0 1,643
BLACKROCK INC COM 09247X101   1,091,882 1,345 SH   SOLE   0 0 1,345
GENERAL DYNAMICS CORP COM 369550108   14,208,011 54,716 SH   SOLE   0 0 54,716
LKQ CORP COM 501889208   352,690 7,380 SH   SOLE   0 0 7,380
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   570,236 2,772 SH   SOLE   0 0 2,772
PEARSON PLC SPONSORED ADR 705015105   181,216 14,745 SH   SOLE   0 0 14,745
EXTRA SPACE STORAGE INC COM 30225T102   611,989 3,817 SH   SOLE   0 0 3,817
VANGUARD WORLD FDS UTILITIES ETF 92204A876   255,636 1,865 SH   SOLE   0 0 1,865
DUKE ENERGY CORP NEW COM NEW 26441C204   968,074 9,976 SH   SOLE   0 0 9,976
META PLATFORMS INC CL A 30303M102   7,759,465 21,922 SH   SOLE   0 0 21,922
FORTUNE BRANDS INNOVATIONS I COM 34964C106   253,474 3,329 SH   SOLE   0 0 3,329
ROPER TECHNOLOGIES INC COM 776696106   320,018 587 SH   SOLE   0 0 587
NORDSON CORP COM 655663102   285,116 1,079 SH   SOLE   0 0 1,079
VANGUARD INDEX FDS GROWTH ETF 922908736   177,973,701 572,484 SH   SOLE   0 0 572,484
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,151,095 12,451 SH   SOLE   0 0 12,451
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,323,882 22,841 SH   SOLE   0 0 22,841
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   465,510 2,950 SH   SOLE   0 0 2,950
ISHARES TR CORE MSCI PAC 46434V696   37,080,049 623,089 SH   SOLE   0 0 623,089
MCDONALDS CORP COM 580135101   15,673,211 52,859 SH   SOLE   0 0 52,859
BIOGEN INC COM 09062X103   271,191 1,048 SH   SOLE   0 0 1,048
NUCOR CORP COM 670346105   1,040,759 5,980 SH   SOLE   0 0 5,980
TARGET CORP COM 87612E106   14,292,557 100,355 SH   SOLE   0 0 100,355
CME GROUP INC COM 12572Q105   1,509,883 7,169 SH   SOLE   0 0 7,169
ISHARES TR MSCI INDIA ETF 46429B598   323,366 6,625 SH   SOLE   0 0 6,625
RELIANCE STEEL & ALUMINUM CO COM 759509102   259,543 928 SH   SOLE   0 0 928
ISHARES TR ESG MSCI LEADR 46435U218   1,490,910 17,669 SH   SOLE   0 0 17,669
WILLIAMS COS INC COM 969457100   459,252 13,186 SH   SOLE   0 0 13,186
SPDR SER TR PORTFOLIO S&P500 78464A854   255,743 4,575 SH   SOLE   0 0 4,575
MOLSON COORS BEVERAGE CO CL B 60871R209   244,970 4,002 SH   SOLE   0 0 4,002
UNION PAC CORP COM 907818108   892,728 3,635 SH   SOLE   0 0 3,635
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   225,404 3,730 SH   SOLE   0 0 3,730
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   44,084,746 691,525 SH   SOLE   0 0 691,525
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   28,555,227 997,040 SH   SOLE   0 0 997,040
JPMORGAN CHASE & CO COM 46625H100   3,485,839 20,493 SH   SOLE   0 0 20,493
DECKERS OUTDOOR CORP COM 243537107   258,014 386 SH   SOLE   0 0 386
EDWARDS LIFESCIENCES CORP COM 28176E108   383,385 5,028 SH   SOLE   0 0 5,028
MCKESSON CORP COM 58155Q103   311,586 673 SH   SOLE   0 0 673
ISHARES TR ESG AWARE MSCI 46435U663   3,693,780 97,179 SH   SOLE   0 0 97,179
SPDR SER TR NUVEEN BLOOMBERG 78464A284   6,166,409 243,732 SH   SOLE   0 0 243,732
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,492,791 44,778 SH   SOLE   0 0 44,778
FLEXSHARES TR MORNSTAR UPSTR 33939L407   469,726 11,471 SH   SOLE   0 0 11,471
GENUINE PARTS CO COM 372460105   345,125 2,492 SH   SOLE   0 0 2,492
GILEAD SCIENCES INC COM 375558103   858,829 10,602 SH   SOLE   0 0 10,602
EVEREST GROUP LTD COM G3223R108   525,486 1,486 SH   SOLE   0 0 1,486
GALLAGHER ARTHUR J & CO COM 363576109   568,497 2,528 SH   SOLE   0 0 2,528
THE CIGNA GROUP COM 125523100   237,235 792 SH   SOLE   0 0 792
COSTCO WHSL CORP NEW COM 22160K105   6,489,021 9,831 SH   SOLE   0 0 9,831
EMERSON ELEC CO COM 291011104   505,212 5,191 SH   SOLE   0 0 5,191
NIKE INC CL B 654106103   1,419,155 13,071 SH   SOLE   0 0 13,071
DIAMONDBACK ENERGY INC COM 25278X109   259,357 1,672 SH   SOLE   0 0 1,672
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   43,392,654 850,003 SH   SOLE   0 0 850,003
ISHARES TR GNMA BOND ETF 46429B333   244,614 5,528 SH   SOLE   0 0 5,528
BAKER HUGHES COMPANY CL A 05722G100   1,233,351 36,084 SH   SOLE   0 0 36,084
CONSOLIDATED EDISON INC COM 209115104   563,467 6,194 SH   SOLE   0 0 6,194
MARSH & MCLENNAN COS INC COM 571748102   351,186 1,854 SH   SOLE   0 0 1,854
PEPSICO INC COM 713448108   2,724,686 16,043 SH   SOLE   0 0 16,043
ALPHABET INC CAP STK CL A 02079K305   8,116,193 58,101 SH   SOLE   0 0 58,101
MANHATTAN ASSOCIATES INC COM 562750109   265,490 1,233 SH   SOLE   0 0 1,233
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   368,050 6,379 SH   SOLE   0 0 6,379
DOMINOS PIZZA INC COM 25754A201   251,317 610 SH   SOLE   0 0 610
AMETEK INC COM 031100100   264,813 1,606 SH   SOLE   0 0 1,606
BP PLC SPONSORED ADR 055622104   793,730 22,422 SH   SOLE   0 0 22,422
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,871,693 18,665 SH   SOLE   0 0 18,665
ZOETIS INC CL A 98978V103   581,432 2,946 SH   SOLE   0 0 2,946
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   702,757 12,995 SH   SOLE   0 0 12,995
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   689,179 5,388 SH   SOLE   0 0 5,388
BOSTON SCIENTIFIC CORP COM 101137107   410,046 7,093 SH   SOLE   0 0 7,093
ISHARES TR MORNINGSTAR VALU 464288109   2,660,044 37,667 SH   SOLE   0 0 37,667
ISHARES TR ESG AWR MSCI USA 46435G425   343,508 3,274 SH   SOLE   0 0 3,274
ANALOG DEVICES INC COM 032654105   777,768 3,917 SH   SOLE   0 0 3,917
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   677,170 20,366 SH   SOLE   0 0 20,366
JOHNSON & JOHNSON COM 478160104   4,332,599 27,642 SH   SOLE   0 0 27,642
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   232,843 14,580 SH   SOLE   0 0 14,580
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   442,473 8,537 SH   SOLE   0 0 8,537
PHILIP MORRIS INTL INC COM 718172109   954,113 10,142 SH   SOLE   0 0 10,142
ADOBE INC COM 00724F101   4,897,907 8,210 SH   SOLE   0 0 8,210
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   8,730,345 357,508 SH   SOLE   0 0 357,508
ISHARES TR RUS 1000 VAL ETF 464287598   10,814,373 65,442 SH   SOLE   0 0 65,442
ISHARES GOLD TR ISHARES NEW 464285204   526,281 13,484 SH   SOLE   0 0 13,484
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   240,532 2,235 SH   SOLE   0 0 2,235
CDW CORP COM 12514G108   1,313,682 5,779 SH   SOLE   0 0 5,779
CVS HEALTH CORP COM 126650100   638,371 8,085 SH   SOLE   0 0 8,085
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113   977,734 36,785 SH   SOLE   0 0 36,785
ISHARES TR EAFE SML CP ETF 464288273   656,214 10,601 SH   SOLE   0 0 10,601
MSCI INC COM 55354G100   394,172 697 SH   SOLE   0 0 697
SL GREEN RLTY CORP COM 78440X887   861,256 19,067 SH   SOLE   0 0 19,067
T-MOBILE US INC COM 872590104   616,148 3,843 SH   SOLE   0 0 3,843
COPART INC COM 217204106   467,313 9,537 SH   SOLE   0 0 9,537
ENTERGY CORP NEW COM 29364G103   465,133 4,597 SH   SOLE   0 0 4,597
AUTOZONE INC COM 053332102   568,834 220 SH   SOLE   0 0 220
DTE ENERGY CO COM 233331107   222,953 2,022 SH   SOLE   0 0 2,022
AMERICAN EXPRESS CO COM 025816109   1,107,205 5,910 SH   SOLE   0 0 5,910
PROGRESSIVE CORP COM 743315103   725,336 4,554 SH   SOLE   0 0 4,554
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,056,508 104,180 SH   SOLE   0 0 104,180
ORACLE CORP COM 68389X105   2,698,689 25,597 SH   SOLE   0 0 25,597
PALO ALTO NETWORKS INC COM 697435105   518,564 1,759 SH   SOLE   0 0 1,759
WALMART INC COM 931142103   2,887,508 18,316 SH   SOLE   0 0 18,316
TE CONNECTIVITY LTD SHS H84989104   663,397 4,722 SH   SOLE   0 0 4,722
CISCO SYS INC COM 17275R102   3,009,937 59,579 SH   SOLE   0 0 59,579
HUNTINGTON BANCSHARES INC COM 446150104   195,770 15,391 SH   SOLE   0 0 15,391
ZIONS BANCORPORATION N A COM 989701107   307,924 7,019 SH   SOLE   0 0 7,019
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   308,826 2,150 SH   SOLE   0 0 2,150
HDFC BANK LTD SPONSORED ADS 40415F101   230,993 3,442 SH   SOLE   0 0 3,442
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   315,548,658 7,677,583 SH   SOLE   0 0 7,677,583
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,597,380 16,863 SH   SOLE   0 0 16,863
JUNIPER NETWORKS INC COM 48203R104   205,446 6,969 SH   SOLE   0 0 6,969
KINDER MORGAN INC DEL COM 49456B101   277,527 15,733 SH   SOLE   0 0 15,733
TRANSDIGM GROUP INC COM 893641100   404,640 400 SH   SOLE   0 0 400
WEST PHARMACEUTICAL SVSC INC COM 955306105   415,854 1,181 SH   SOLE   0 0 1,181
AMERICAN ELEC PWR CO INC COM 025537101   475,603 5,856 SH   SOLE   0 0 5,856
DISNEY WALT CO COM 254687106   1,331,846 14,751 SH   SOLE   0 0 14,751
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   3,262,295 63,186 SH   SOLE   0 0 63,186
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,325,586 70,027 SH   SOLE   0 0 70,027
VERIZON COMMUNICATIONS INC COM 92343V104   759,726 20,152 SH   SOLE   0 0 20,152
NEWELL BRANDS INC COM 651229106   92,493 10,656 SH   SOLE   0 0 10,656
ALPHATEC HLDGS INC COM NEW 02081G201   332,254 21,989 SH   SOLE   0 0 21,989
CGI INC CL A SUB VTG 12532H104   222,890 2,079 SH   SOLE   0 0 2,079
POOL CORP COM 73278L105   201,349 505 SH   SOLE   0 0 505
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   1,080,253 34,013 SH   SOLE   0 0 34,013
AMERICAN INTL GROUP INC COM NEW 026874784   678,612 10,016 SH   SOLE   0 0 10,016
ISHARES INC MSCI EMERG MRKT 464286533   4,209,234 75,719 SH   SOLE   0 0 75,719
MARVELL TECHNOLOGY INC COM 573874104   267,072 4,428 SH   SOLE   0 0 4,428
UNILEVER PLC SPON ADR NEW 904767704   454,427 9,374 SH   SOLE   0 0 9,374
AMERICAN CENTY ETF TR US EQT ETF 025072885   256,312 3,143 SH   SOLE   0 0 3,143
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,686,072 32,765 SH   SOLE   0 0 32,765
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   338,355 5,801 SH   SOLE   0 0 5,801
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   146,287,073 3,155,459 SH   SOLE   0 0 3,155,459
WESTROCK CO COM 96145D105   506,037 12,188 SH   SOLE   0 0 12,188
SYSCO CORP COM 871829107   483,389 6,610 SH   SOLE   0 0 6,610
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,362,748 13,656 SH   SOLE   0 0 13,656
PROLOGIS INC. COM 74340W103   789,117 5,920 SH   SOLE   0 0 5,920
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   511,412 9,068 SH   SOLE   0 0 9,068
COTERRA ENERGY INC COM 127097103   350,926 13,751 SH   SOLE   0 0 13,751
SPDR SER TR S&P DIVID ETF 78464A763   457,442 3,660 SH   SOLE   0 0 3,660
AON PLC SHS CL A G0403H108   1,059,608 3,641 SH   SOLE   0 0 3,641
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   169,154 18,568 SH   SOLE   0 0 18,568
ISHARES TR RUS 1000 GRW ETF 464287614   16,873,890 55,658 SH   SOLE   0 0 55,658
SPDR SER TR PORTFOLIO LN TSR 78464A664   9,641,619 332,240 SH   SOLE   0 0 332,240
BOEING CO COM 097023105   1,019,309 3,910 SH   SOLE   0 0 3,910
ISHARES TR CORE S&P TTL STK 464287150   1,154,178 10,968 SH   SOLE   0 0 10,968
NORTHERN TR CORP COM 665859104   360,418 4,271 SH   SOLE   0 0 4,271
TARGA RES CORP COM 87612G101   220,215 2,535 SH   SOLE   0 0 2,535
VANGUARD WORLD FD ESG INTL STK ETF 921910725   797,580 14,428 SH   SOLE   0 0 14,428
BECTON DICKINSON & CO COM 075887109   1,412,231 5,792 SH   SOLE   0 0 5,792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,086,322 13,934 SH   SOLE   0 0 13,934
COTY INC COM CL A 222070203   203,228 16,363 SH   SOLE   0 0 16,363
ISHARES TR COHEN STEER REIT 464287564   283,333 4,824 SH   SOLE   0 0 4,824
SPDR SER TR S&P 600 SMCP GRW 78464A201   10,634,490 127,161 SH   SOLE   0 0 127,161
AUTODESK INC COM 052769106   465,841 1,913 SH   SOLE   0 0 1,913
MICRON TECHNOLOGY INC COM 595112103   661,973 7,757 SH   SOLE   0 0 7,757
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,300,223 27,207 SH   SOLE   0 0 27,207
WISDOMTREE TR US LARGECAP DIVD 97717W307   2,400,035 36,156 SH   SOLE   0 0 36,156
ARCHER DANIELS MIDLAND CO COM 039483102   237,470 3,288 SH   SOLE   0 0 3,288
GOLDMAN SACHS GROUP INC COM 38141G104   347,958 902 SH   SOLE   0 0 902
MORGAN STANLEY COM NEW 617446448   894,052 9,588 SH   SOLE   0 0 9,588
NUSHARES ETF TR ESG HI TLD CRP 67092P854   2,259,759 107,403 SH   SOLE   0 0 107,403
ADVANCED DRAIN SYS INC DEL COM 00790R104   264,198 1,879 SH   SOLE   0 0 1,879
ON SEMICONDUCTOR CORP COM 682189105   280,661 3,360 SH   SOLE   0 0 3,360
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   233,086 3,086 SH   SOLE   0 0 3,086
ISHARES TR MSCI USA MIN VOL 46429B697   5,570,281 71,386 SH   SOLE   0 0 71,386
EQUINOR ASA SPONSORED ADR 29446M102   558,509 17,652 SH   SOLE   0 0 17,652
SPDR SER TR NUVEEN BLMBRG MU 78468R721   9,325,881 198,423 SH   SOLE   0 0 198,423
ADVANCED MICRO DEVICES INC COM 007903107   1,478,251 10,028 SH   SOLE   0 0 10,028
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   210,432 970 SH   SOLE   0 0 970
FORTINET INC COM 34959E109   260,459 4,450 SH   SOLE   0 0 4,450
APARTMENT INVT & MGMT CO CL A 03748R747   217,361 27,760 SH   SOLE   0 0 27,760
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782   8,765,593 144,456 SH   SOLE   0 0 144,456
ISHARES TR ESG AWRE 1 5 YR 46435G243   4,405,372 179,958 SH   SOLE   0 0 179,958
ABBVIE INC COM 00287Y109   6,121,053 39,498 SH   SOLE   0 0 39,498
MOODYS CORP COM 615369105   678,407 1,737 SH   SOLE   0 0 1,737
CHIPOTLE MEXICAN GRILL INC COM 169656105   512,279 224 SH   SOLE   0 0 224
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   350,255 4,520 SH   SOLE   0 0 4,520
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,661,203 30,118 SH   SOLE   0 0 30,118
VISA INC COM CL A 92826C839   9,535,518 36,626 SH   SOLE   0 0 36,626
BANCO SANTANDER S.A. ADR 05964H105   372,839 90,058 SH   SOLE   0 0 90,058
BROADCOM INC COM 11135F101   5,690,240 5,098 SH   SOLE   0 0 5,098
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   10,772,177 446,793 SH   SOLE   0 0 446,793
MONSTER BEVERAGE CORP NEW COM 61174X109   330,509 5,737 SH   SOLE   0 0 5,737
ISHARES TR USD INV GRDE ETF 464288620   58,638,902 1,143,950 SH   SOLE   0 0 1,143,950
AMPHENOL CORP NEW CL A 032095101   1,124,378 11,342 SH   SOLE   0 0 11,342
EXELON CORP COM 30161N101   482,785 13,448 SH   SOLE   0 0 13,448
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   356,562 4,629 SH   SOLE   0 0 4,629
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   657,102 2,981 SH   SOLE   0 0 2,981
FREEPORT-MCMORAN INC CL B 35671D857   732,004 17,195 SH   SOLE   0 0 17,195
RELX PLC SPONSORED ADR 759530108   1,119,998 28,240 SH   SOLE   0 0 28,240
TESLA INC COM 88160R101   4,151,760 16,709 SH   SOLE   0 0 16,709
CINCINNATI FINL CORP COM 172062101   677,065 6,544 SH   SOLE   0 0 6,544
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   6,282,189 253,928 SH   SOLE   0 0 253,928
INNOVATOR ETFS TR EMRGNG MKT JAN 45782C516   985,388 34,370 SH   SOLE   0 0 34,370
SERVICENOW INC COM 81762P102   2,077,293 2,940 SH   SOLE   0 0 2,940
OREILLY AUTOMOTIVE INC COM 67103H107   632,117 665 SH   SOLE   0 0 665
TORO CO COM 891092108   677,497 7,058 SH   SOLE   0 0 7,058
MARATHON PETE CORP COM 56585A102   1,165,234 7,854 SH   SOLE   0 0 7,854
CMS ENERGY CORP COM 125896100   243,720 4,197 SH   SOLE   0 0 4,197
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   98,526,014 1,273,439 SH   SOLE   0 0 1,273,439
VERISK ANALYTICS INC COM 92345Y106   302,874 1,268 SH   SOLE   0 0 1,268
PFIZER INC COM 717081103   798,437 27,733 SH   SOLE   0 0 27,733
PROCTER AND GAMBLE CO COM 742718109   5,552,501 37,891 SH   SOLE   0 0 37,891
MERCK & CO INC COM 58933Y105   2,872,447 26,348 SH   SOLE   0 0 26,348
S&P GLOBAL INC COM 78409V104   2,473,294 5,614 SH   SOLE   0 0 5,614
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,984,321 86,855 SH   SOLE   0 0 86,855
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   336,932 894 SH   SOLE   0 0 894
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,633,031 9,932 SH   SOLE   0 0 9,932
FEDEX CORP COM 31428X106   1,353,139 5,349 SH   SOLE   0 0 5,349
WEC ENERGY GROUP INC COM 92939U106   441,808 5,249 SH   SOLE   0 0 5,249
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,498,536 49,732 SH   SOLE   0 0 49,732
ENTERPRISE PRODS PARTNERS L COM 293792107   764,293 29,005 SH   SOLE   0 0 29,005
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   213,438 3,406 SH   SOLE   0 0 3,406
AT&T INC COM 00206R102   465,545 27,744 SH   SOLE   0 0 27,744
ISHARES TR RUS MDCP VAL ETF 464287473   4,277,573 36,784 SH   SOLE   0 0 36,784
LAM RESEARCH CORP COM 512807108   1,341,439 1,713 SH   SOLE   0 0 1,713
LOCKHEED MARTIN CORP COM 539830109   581,489 1,283 SH   SOLE   0 0 1,283
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,650,995 65,034 SH   SOLE   0 0 65,034
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,166,136 14,514 SH   SOLE   0 0 14,514
VICTORY PORTFOLIOS II VCSHS DEV ENH VL 92647N816   2,915,621 96,633 SH   SOLE   0 0 96,633
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   739,047,644 10,542,762 SH   SOLE   0 0 10,542,762
PNC FINL SVCS GROUP INC COM 693475105   917,479 5,925 SH   SOLE   0 0 5,925
CHECK POINT SOFTWARE TECH LT ORD M22465104   299,010 1,957 SH   SOLE   0 0 1,957
ISHARES SILVER TR ISHARES 46428Q109   785,321 36,057 SH   SOLE   0 0 36,057
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   794,037 4,326 SH   SOLE   0 0 4,326
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,062,867 149,510 SH   SOLE   0 0 149,510
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,202,388 66,015 SH   SOLE   0 0 66,015
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   606,665 10,709 SH   SOLE   0 0 10,709
OWENS CORNING NEW COM 690742101   295,867 1,996 SH   SOLE   0 0 1,996
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   17,769,907 172,725 SH   SOLE   0 0 172,725
CBOE GLOBAL MKTS INC COM 12503M108   579,433 3,245 SH   SOLE   0 0 3,245
VANGUARD INDEX FDS MID CAP ETF 922908629   3,870,302 16,636 SH   SOLE   0 0 16,636
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   310,492 8,258 SH   SOLE   0 0 8,258
ISHARES TR MBS ETF 464288588   7,329,726 77,910 SH   SOLE   0 0 77,910
ISHARES TR CORE MSCI EAFE 46432F842   8,143,012 115,750 SH   SOLE   0 0 115,750
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,074,618 40,821 SH   SOLE   0 0 40,821
CORTEVA INC COM 22052L104   585,044 12,209 SH   SOLE   0 0 12,209
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,674,130 79,803 SH   SOLE   0 0 79,803
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,061,779 16,320 SH   SOLE   0 0 16,320
PINNACLE WEST CAP CORP COM 723484101   249,282 3,470 SH   SOLE   0 0 3,470
VANGUARD BD INDEX FDS INTERMED TERM 921937819   200,626,332 2,626,687 SH   SOLE   0 0 2,626,687
STANLEY BLACK & DECKER INC COM 854502101   13,804,507 140,719 SH   SOLE   0 0 140,719
HOWMET AEROSPACE INC COM 443201108   398,561 7,364 SH   SOLE   0 0 7,364
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,059,318 90,700 SH   SOLE   0 0 90,700
ISHARES TR S&P MC 400GR ETF 464287606   251,367 3,173 SH   SOLE   0 0 3,173
ISHARES TR JPMORGAN USD EMG 464288281   3,048,764 34,233 SH   SOLE   0 0 34,233
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   222,663 6,547 SH   SOLE   0 0 6,547
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   201,569 1,843 SH   SOLE   0 0 1,843
ALTRIA GROUP INC COM 02209S103   254,857 6,318 SH   SOLE   0 0 6,318
ISHARES TR SELECT DIVID ETF 464287168   343,806 2,933 SH   SOLE   0 0 2,933
ISHARES TR SHRT NAT MUN ETF 464288158   1,040,172 9,866 SH   SOLE   0 0 9,866
ISHARES TR US TREAS BD ETF 46429B267   5,447,946 236,456 SH   SOLE   0 0 236,456
KLA CORP COM NEW 482480100   1,268,994 2,183 SH   SOLE   0 0 2,183
CENCORA INC COM 03073E105   502,427 2,446 SH   SOLE   0 0 2,446
CONSTELLATION ENERGY CORP COM 21037T109   516,654 4,420 SH   SOLE   0 0 4,420
HCA HEALTHCARE INC COM 40412C101   223,852 827 SH   SOLE   0 0 827
ROCKWELL AUTOMATION INC COM 773903109   214,386 691 SH   SOLE   0 0 691
TJX COS INC NEW COM 872540109   825,537 8,800 SH   SOLE   0 0 8,800
PPL CORP COM 69351T106   324,509 11,975 SH   SOLE   0 0 11,975
KIMBERLY-CLARK CORP COM 494368103   580,081 4,774 SH   SOLE   0 0 4,774
CAMDEN PPTY TR SH BEN INT 133131102   1,869,770 18,831 SH   SOLE   0 0 18,831
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   6,847,749 150,137 SH   SOLE   0 0 150,137
AUTOMATIC DATA PROCESSING IN COM 053015103   3,405,250 14,617 SH   SOLE   0 0 14,617
GRAINGER W W INC COM 384802104   209,677 253 SH   SOLE   0 0 253
ISHARES TR CORE MSCI TOTAL 46432F834   2,283,523 35,169 SH   SOLE   0 0 35,169
LPL FINL HLDGS INC COM 50212V100   200,306 880 SH   SOLE   0 0 880
US BANCORP DEL COM NEW 902973304   529,870 12,243 SH   SOLE   0 0 12,243
AMDOCS LTD SHS G02602103   213,573 2,430 SH   SOLE   0 0 2,430
DUPONT DE NEMOURS INC COM 26614N102   798,176 10,375 SH   SOLE   0 0 10,375
FASTENAL CO COM 311900104   200,593 3,097 SH   SOLE   0 0 3,097
CADENCE DESIGN SYSTEM INC COM 127387108   1,601,808 5,881 SH   SOLE   0 0 5,881
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,416,969 28,704 SH   SOLE   0 0 28,704
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   635,984 12,669 SH   SOLE   0 0 12,669
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   748,650,740 9,024,237 SH   SOLE   0 0 9,024,237
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   558,044 15,099 SH   SOLE   0 0 15,099
ISHARES TR RUSSELL 2000 ETF 464287655   1,697,068 8,455 SH   SOLE   0 0 8,455
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   3,664,198 64,773 SH   SOLE   0 0 64,773
ROYAL CARIBBEAN GROUP COM V7780T103   307,539 2,375 SH   SOLE   0 0 2,375
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   222,994 440 SH   SOLE   0 0 440
UNITED PARCEL SERVICE INC CL B 911312106   4,748,658 30,202 SH   SOLE   0 0 30,202
RTX CORPORATION COM 75513E101   1,153,008 13,703 SH   SOLE   0 0 13,703
CLOROX CO DEL COM 189054109   292,099 2,049 SH   SOLE   0 0 2,049
COMCAST CORP NEW CL A 20030N101   1,315,854 30,008 SH   SOLE   0 0 30,008
STEEL DYNAMICS INC COM 858119100   331,271 2,805 SH   SOLE   0 0 2,805
PUBLIC STORAGE COM 74460D109   333,060 1,092 SH   SOLE   0 0 1,092
SELECT SECTOR SPDR TR INDL 81369Y704   384,260 3,371 SH   SOLE   0 0 3,371
3M CO COM 88579Y101   13,920,076 127,333 SH   SOLE   0 0 127,333
SHELL PLC SPON ADS 780259305   850,012 12,918 SH   SOLE   0 0 12,918
AMAZON COM INC COM 023135106   6,125,898 40,318 SH   SOLE   0 0 40,318
CINTAS CORP COM 172908105   554,465 920 SH   SOLE   0 0 920
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   63,416,760 2,558,159 SH   SOLE   0 0 2,558,159
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   494,531,110 7,669,527 SH   SOLE   0 0 7,669,527
WARNER BROS DISCOVERY INC COM SER A 934423104   158,382 13,918 SH   SOLE   0 0 13,918
ONEOK INC NEW COM 682680103   447,891 6,378 SH   SOLE   0 0 6,378
WISDOMTREE TR US SMALLCAP DIVD 97717W604   828,915 25,767 SH   SOLE   0 0 25,767
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   243,027 11,496 SH   SOLE   0 0 11,496
SPDR SER TR S&P 600 SMCP VAL 78464A300   7,602,035 91,250 SH   SOLE   0 0 91,250
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   280,824 6,977 SH   SOLE   0 0 6,977
VERISIGN INC COM 92343E102   844,436 4,100 SH   SOLE   0 0 4,100
CATERPILLAR INC COM 149123101   2,746,173 9,288 SH   SOLE   0 0 9,288
ISHARES TR S&P SML 600 GWT 464287887   234,619 1,875 SH   SOLE   0 0 1,875
PACKAGING CORP AMER COM 695156109   368,745 2,263 SH   SOLE   0 0 2,263
DANAHER CORPORATION COM 235851102   783,295 3,386 SH   SOLE   0 0 3,386
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   532,918 38,617 SH   SOLE   0 0 38,617
WISDOMTREE TR US MIDCAP DIVID 97717W505   2,664,061 58,307 SH   SOLE   0 0 58,307
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   150,487,302 6,226,202 SH   SOLE   0 0 6,226,202
SELECT SECTOR SPDR TR ENERGY 81369Y506   418,194 4,988 SH   SOLE   0 0 4,988
NOVARTIS AG SPONSORED ADR 66987V109   956,734 9,475 SH   SOLE   0 0 9,475
SOUTHERN CO COM 842587107   1,379,410 19,672 SH   SOLE   0 0 19,672
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   149,042,836 2,422,279 SH   SOLE   0 0 2,422,279
LAMB WESTON HLDGS INC COM 513272104   324,885 3,006 SH   SOLE   0 0 3,006
ABBOTT LABS COM 002824100   3,954,965 35,931 SH   SOLE   0 0 35,931
M & T BK CORP COM 55261F104   304,561 2,222 SH   SOLE   0 0 2,222
GARMIN LTD SHS H2906T109   421,041 3,276 SH   SOLE   0 0 3,276
COSTAR GROUP INC COM 22160N109   211,134 2,416 SH   SOLE   0 0 2,416
LUMEN TECHNOLOGIES INC COM 550241103   21,307 11,643 SH   SOLE   0 0 11,643
INVESCO LTD SHS G491BT108   420,588 23,576 SH   SOLE   0 0 23,576
MICROSOFT CORP COM 594918104   32,024,086 85,161 SH   SOLE   0 0 85,161
WISDOMTREE TR US MIDCAP FUND 97717W570   2,944,813 51,312 SH   SOLE   0 0 51,312
ISHARES TR RUSEL 2500 ETF 46435G268   690,684 11,218 SH   SOLE   0 0 11,218
ISHARES TR S&P 500 GRWT ETF 464287309   1,416,063 18,856 SH   SOLE   0 0 18,856
SCHWAB CHARLES CORP COM 808513105   372,013 5,407 SH   SOLE   0 0 5,407
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400   242,235 3,556 SH   SOLE   0 0 3,556
TRACTOR SUPPLY CO COM 892356106   692,267 3,219 SH   SOLE   0 0 3,219
ISHARES TR MSCI USA QLT FCT 46432F339   729,730 4,959 SH   SOLE   0 0 4,959
WORLD GOLD TR SPDR GLD MINIS 98149E303   305,270 7,462 SH   SOLE   0 0 7,462
TRANE TECHNOLOGIES PLC SHS G8994E103   537,808 2,205 SH   SOLE   0 0 2,205
ISHARES TR RUS 1000 ETF 464287622   2,294,606 8,749 SH   SOLE   0 0 8,749
NOVO-NORDISK A S ADR 670100205   425,697 4,115 SH   SOLE   0 0 4,115
PROSHARES TR SP500 EX ENRGY 74347B581   519,262 5,100 SH   SOLE   0 0 5,100
AMGEN INC COM 031162100   3,531,763 12,262 SH   SOLE   0 0 12,262
DIGITAL RLTY TR INC COM 253868103   382,013 2,839 SH   SOLE   0 0 2,839
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   36,258,253 1,039,216 SH   SOLE   0 0 1,039,216
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   501,176 4,819 SH   SOLE   0 0 4,819
ALLSTATE CORP COM 020002101   296,277 2,117 SH   SOLE   0 0 2,117
DISCOVER FINL SVCS COM 254709108   280,559 2,496 SH   SOLE   0 0 2,496
UNITED STATES STL CORP NEW COM 912909108   550,523 11,316 SH   SOLE   0 0 11,316
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   217,991 2,363 SH   SOLE   0 0 2,363
ISHARES TR ESG AW MSCI EAFE 46435G516   11,904,470 157,592 SH   SOLE   0 0 157,592
SPDR SER TR PORTFLI INTRMDIT 78464A672   18,151,739 635,565 SH   SOLE   0 0 635,565
EXPEDITORS INTL WASH INC COM 302130109   271,516 2,135 SH   SOLE   0 0 2,135
HERSHEY CO COM 427866108   225,541 1,210 SH   SOLE   0 0 1,210
ISHARES TR MORNINGSTAR GRWT 464287119   434,184 6,402 SH   SOLE   0 0 6,402
VICI PPTYS INC COM 925652109   345,622 10,841 SH   SOLE   0 0 10,841