The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 637 16,694 SH   SOLE   0 0 16,694
AFLAC INC COM 001055102 12,321 211,004 SH   SOLE   0 0 211,004
ADVANCED MICRO DEVICES INC COM 007903107 229 1,593 SH   SOLE   0 0 1,593
AIR PRODS & CHEMS INC COM 009158106 859 2,825 SH   SOLE   0 0 2,825
ALBEMARLE CORP COM 012653101 644 2,756 SH   SOLE   0 0 2,756
ALIGN TECHNOLOGY INC COM 016255101 517 787 SH   SOLE   0 0 787
AMAZON COM INC COM 023135106 6,146 1,843 SH   SOLE   0 0 1,843
AMEREN CORP COM 023608102 216 2,432 SH   SOLE   0 0 2,432
AMERICAN ELEC PWR CO INC COM 025537101 621 6,983 SH   SOLE   0 0 6,983
AMERICAN EXPRESS CO COM 025816109 854 5,221 SH   SOLE   0 0 5,221
AMERICAN FINL GROUP INC OHIO COM 025932104 218 1,587 SH   SOLE   0 0 1,587
AMERICAN INTL GROUP INC COM NEW 026874784 388 6,818 SH   SOLE   0 0 6,818
AMGEN INC COM 031162100 1,808 8,037 SH   SOLE   0 0 8,037
AMPHENOL CORP NEW CL A 032095101 241 2,756 SH   SOLE   0 0 2,756
APPLIED MATLS INC COM 038222105 510 3,242 SH   SOLE   0 0 3,242
ARCHER DANIELS MIDLAND CO COM 039483102 12,626 186,800 SH   SOLE   0 0 186,800
ARISTA NETWORKS INC COM 040413106 260 1,808 SH   SOLE   0 0 1,808
ATMOS ENERGY CORP COM 049560105 12,381 118,169 SH   SOLE   0 0 118,169
AUTODESK INC COM 052769106 285 1,012 SH   SOLE   0 0 1,012
AUTOMATIC DATA PROCESSING IN COM 053015103 13,565 55,012 SH   SOLE   0 0 55,012
AVERY DENNISON CORP COM 053611109 353 1,628 SH   SOLE   0 0 1,628
BP PLC SPONSORED ADR 055622104 482 18,102 SH   SOLE   0 0 18,102
BANCO BRADESCO S A SP ADR PFD NEW 059460303 64 18,727 SH   SOLE   0 0 18,727
BK OF AMERICA CORP COM 060505104 1,083 24,330 SH   SOLE   0 0 24,330
BANK NEW YORK MELLON CORP COM 064058100 626 10,777 SH   SOLE   0 0 10,777
BAXTER INTL INC COM 071813109 243 2,836 SH   SOLE   0 0 2,836
BECTON DICKINSON & CO COM 075887109 268 1,068 SH   SOLE   0 0 1,068
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,177 10,625 SH   SOLE   0 0 10,625
BEST BUY INC COM 086516101 268 2,638 SH   SOLE   0 0 2,638
BHP GROUP LTD SPONSORED ADS 088606108 241 3,994 SH   SOLE   0 0 3,994
BIO RAD LABS INC CL A 090572207 267 353 SH   SOLE   0 0 353
CIGNA CORP NEW COM 125523100 238 1,036 SH   SOLE   0 0 1,036
CSX CORP COM 126408103 205 5,455 SH   SOLE   0 0 5,455
CVS HEALTH CORP COM 126650100 1,102 10,687 SH   SOLE   0 0 10,687
CADENCE DESIGN SYSTEM INC COM 127387108 480 2,574 SH   SOLE   0 0 2,574
CAMDEN PPTY TR SH BEN INT 133131102 3,385 18,944 SH   SOLE   0 0 18,944
CANADIAN NATL RY CO COM 136375102 259 2,111 SH   SOLE   0 0 2,111
CATERPILLAR INC COM 149123101 502 2,427 SH   SOLE   0 0 2,427
CHEVRON CORP NEW COM 166764100 1,505 12,828 SH   SOLE   0 0 12,828
CINCINNATI FINL CORP COM 172062101 252 2,212 SH   SOLE   0 0 2,212
CITIGROUP INC COM NEW 172967424 350 5,801 SH   SOLE   0 0 5,801
CLOROX CO DEL COM 189054109 11,367 65,190 SH   SOLE   0 0 65,190
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 439 4,948 SH   SOLE   0 0 4,948
CONSOLIDATED EDISON INC COM 209115104 12,788 149,881 SH   SOLE   0 0 149,881
CROCS INC COM 227046109 204 1,591 SH   SOLE   0 0 1,591
CUMMINS INC COM 231021106 335 1,537 SH   SOLE   0 0 1,537
DBX ETF TR XTRACK USD HIGH 233051432 832 20,876 SH   SOLE   0 0 20,876
DANAHER CORPORATION COM 235851102 1,567 4,762 SH   SOLE   0 0 4,762
DECKERS OUTDOOR CORP COM 243537107 473 1,292 SH   SOLE   0 0 1,292
DEERE & CO COM 244199105 324 944 SH   SOLE   0 0 944
DEXCOM INC COM 252131107 287 534 SH   SOLE   0 0 534
DIGITAL RLTY TR INC COM 253868103 241 1,361 SH   SOLE   0 0 1,361
DISNEY WALT CO COM 254687106 420 2,710 SH   SOLE   0 0 2,710
DISCOVER FINL SVCS COM 254709108 299 2,586 SH   SOLE   0 0 2,586
DOVER CORP COM 260003108 430 2,366 SH   SOLE   0 0 2,366
DOW INC COM 260557103 335 5,903 SH   SOLE   0 0 5,903
EMERSON ELEC CO COM 291011104 447 4,813 SH   SOLE   0 0 4,813
FASTENAL CO COM 311900104 484 7,563 SH   SOLE   0 0 7,563
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 295 2,163 SH   SOLE   0 0 2,163
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 627 10,303 SH   SOLE   0 0 10,303
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 424 7,581 SH   SOLE   0 0 7,581
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 455 6,622 SH   SOLE   0 0 6,622
FLOOR & DECOR HLDGS INC CL A 339750101 328 2,526 SH   SOLE   0 0 2,526
FORD MTR CO DEL COM 345370860 314 15,131 SH   SOLE   0 0 15,131
FRANKLIN RESOURCES INC COM 354613101 12,133 362,298 SH   SOLE   0 0 362,298
GENERAL DYNAMICS CORP COM 369550108 12,504 59,979 SH   SOLE   0 0 59,979
GENERAL ELECTRIC CO COM NEW 369604301 964 10,200 SH   SOLE   0 0 10,200
GENUINE PARTS CO COM 372460105 348 2,481 SH   SOLE   0 0 2,481
HOME DEPOT INC COM 437076102 1,470 3,543 SH   SOLE   0 0 3,543
HONEYWELL INTL INC COM 438516106 1,557 7,465 SH   SOLE   0 0 7,465
HORMEL FOODS CORP COM 440452100 12,205 250,046 SH   SOLE   0 0 250,046
HUBSPOT INC COM 443573100 200 304 SH   SOLE   0 0 304
ILLINOIS TOOL WKS INC COM 452308109 12,530 50,770 SH   SOLE   0 0 50,770
INTEL CORP COM 458140100 1,448 28,116 SH   SOLE   0 0 28,116
INTERNATIONAL BUSINESS MACHS COM 459200101 563 4,213 SH   SOLE   0 0 4,213
INTERPUBLIC GROUP COS INC COM 460690100 418 11,160 SH   SOLE   0 0 11,160
INTUIT COM 461202103 1,163 1,809 SH   SOLE   0 0 1,809
ISHARES INC MSCI EMERG MRKT 464286533 8,463 134,722 SH   SOLE   0 0 134,722
ISHARES TR CORE S&P TTL STK 464287150 944 8,826 SH   SOLE   0 0 8,826
ISHARES TR SELECT DIVID ETF 464287168 238 1,939 SH   SOLE   0 0 1,939
ISHARES TR CORE S&P500 ETF 464287200 44,676 93,663 SH   SOLE   0 0 93,663
ISHARES TR CORE US AGGBD ET 464287226 387 3,396 SH   SOLE   0 0 3,396
ISHARES TR MSCI EMG MKT ETF 464287234 928 18,997 SH   SOLE   0 0 18,997
ISHARES TR IBOXX INV CP ETF 464287242 232 1,754 SH   SOLE   0 0 1,754
ISHARES TR S&P 500 GRWT ETF 464287309 1,172 14,013 SH   SOLE   0 0 14,013
ISHARES TR S&P 500 VAL ETF 464287408 584 3,730 SH   SOLE   0 0 3,730
ISHARES TR BARCLAYS 7 10 YR 464287440 26,837 233,365 SH   SOLE   0 0 233,365
ISHARES TR MSCI EAFE ETF 464287465 1,722 21,891 SH   SOLE   0 0 21,891
ISHARES TR RUS MDCP VAL ETF 464287473 4,752 38,833 SH   SOLE   0 0 38,833
ISHARES TR RUS MD CP GR ETF 464287481 217 1,880 SH   SOLE   0 0 1,880
ISHARES TR RUS MID CAP ETF 464287499 1,751 21,089 SH   SOLE   0 0 21,089
ISHARES TR CORE S&P MCP ETF 464287507 7,400 26,139 SH   SOLE   0 0 26,139
ISHARES TR RUS 1000 VAL ETF 464287598 18,838 112,177 SH   SOLE   0 0 112,177
ISHARES TR RUS 1000 GRW ETF 464287614 27,164 88,889 SH   SOLE   0 0 88,889
ISHARES TR RUS 1000 ETF 464287622 1,359 5,141 SH   SOLE   0 0 5,141
ISHARES TR RUS 2000 VAL ETF 464287630 537 3,232 SH   SOLE   0 0 3,232
ISHARES TR RUS 2000 GRW ETF 464287648 1,531 5,225 SH   SOLE   0 0 5,225
ISHARES TR RUSSELL 2000 ETF 464287655 1,739 7,818 SH   SOLE   0 0 7,818
ISHARES TR S&P MC 400VL ETF 464287705 217 1,961 SH   SOLE   0 0 1,961
ISHARES TR CORE S&P SCP ETF 464287804 7,359 64,269 SH   SOLE   0 0 64,269
ISHARES TR SP SMCP600VL ETF 464287879 791 7,570 SH   SOLE   0 0 7,570
ISHARES TR SHRT NAT MUN ETF 464288158 11,833 110,208 SH   SOLE   0 0 110,208
ISHARES TR MSCI ACWI ETF 464288257 854 8,074 SH   SOLE   0 0 8,074
ISHARES TR EAFE SML CP ETF 464288273 764 10,456 SH   SOLE   0 0 10,456
ISHARES TR JPMORGAN USD EMG 464288281 57,592 528,076 SH   SOLE   0 0 528,076
ISHARES TR NATIONAL MUN ETF 464288414 8,869 76,270 SH   SOLE   0 0 76,270
ISHARES TR MBS ETF 464288588 927 8,627 SH   SOLE   0 0 8,627
ISHARES TR ISHS 1-5YR INVS 464288646 39,214 727,795 SH   SOLE   0 0 727,795
ISHARES TR 3 7 YR TREAS BD 464288661 53,700 417,346 SH   SOLE   0 0 417,346
ISHARES TR EAFE GRWTH ETF 464288885 2,968 26,914 SH   SOLE   0 0 26,914
JOHNSON & JOHNSON COM 478160104 2,803 16,386 SH   SOLE   0 0 16,386
KIMBERLY-CLARK CORP COM 494368103 582 4,073 SH   SOLE   0 0 4,073
LKQ CORP COM 501889208 434 7,223 SH   SOLE   0 0 7,223
LAM RESEARCH CORP COM 512807108 1,344 1,868 SH   SOLE   0 0 1,868
LAUDER ESTEE COS INC CL A 518439104 230 621 SH   SOLE   0 0 621
LEAR CORP COM NEW 521865204 310 1,694 SH   SOLE   0 0 1,694
LENNOX INTL INC COM 526107107 403,242 1,243,193 SH   SOLE   0 0 1,243,193
LILLY ELI & CO COM 532457108 1,670 6,045 SH   SOLE   0 0 6,045
LOCKHEED MARTIN CORP COM 539830109 1,114 3,133 SH   SOLE   0 0 3,133
LOWES COS INC COM 548661107 488 1,887 SH   SOLE   0 0 1,887
MANHATTAN ASSOCIATES INC COM 562750109 208 1,338 SH   SOLE   0 0 1,338
MARVELL TECHNOLOGY INC COM 573874104 314 3,584 SH   SOLE   0 0 3,584
MCDONALDS CORP COM 580135101 13,426 50,083 SH   SOLE   0 0 50,083
MICROSOFT CORP COM 594918104 11,162 33,187 SH   SOLE   0 0 33,187
MICROCHIP TECHNOLOGY INC. COM 595017104 696 8,000 SH   SOLE   0 0 8,000
MICRON TECHNOLOGY INC COM 595112103 347 3,728 SH   SOLE   0 0 3,728
MIDDLEBY CORP COM 596278101 352 1,790 SH   SOLE   0 0 1,790
MONDELEZ INTL INC CL A 609207105 991 14,950 SH   SOLE   0 0 14,950
MORGAN STANLEY COM NEW 617446448 1,214 12,367 SH   SOLE   0 0 12,367
MOTOROLA SOLUTIONS INC COM NEW 620076307 237 871 SH   SOLE   0 0 871
NIKE INC CL B 654106103 1,111 6,665 SH   SOLE   0 0 6,665
NORFOLK SOUTHN CORP COM 655844108 572 1,921 SH   SOLE   0 0 1,921
NORTHROP GRUMMAN CORP COM 666807102 215 556 SH   SOLE   0 0 556
NOVO-NORDISK A S ADR 670100205 607 5,421 SH   SOLE   0 0 5,421
NUCOR CORP COM 670346105 295 2,584 SH   SOLE   0 0 2,584
ON SEMICONDUCTOR CORP COM 682189105 206 3,034 SH   SOLE   0 0 3,034
PNC FINL SVCS GROUP INC COM 693475105 212 1,059 SH   SOLE   0 0 1,059
PPG INDS INC COM 693506107 1,391 8,066 SH   SOLE   0 0 8,066
PALO ALTO NETWORKS INC COM 697435105 227 407 SH   SOLE   0 0 407
PARKER-HANNIFIN CORP COM 701094104 623 1,957 SH   SOLE   0 0 1,957
PAYCHEX INC COM 704326107 463 3,392 SH   SOLE   0 0 3,392
PEPSICO INC COM 713448108 747 4,300 SH   SOLE   0 0 4,300
PFIZER INC COM 717081103 1,274 21,565 SH   SOLE   0 0 21,565
PHILIP MORRIS INTL INC COM 718172109 744 7,833 SH   SOLE   0 0 7,833
PHILLIPS 66 COM 718546104 955 13,176 SH   SOLE   0 0 13,176
PIONEER NAT RES CO COM 723787107 459 2,523 SH   SOLE   0 0 2,523
PROCTER AND GAMBLE CO COM 742718109 3,189 19,495 SH   SOLE   0 0 19,495
PROGRESSIVE CORP COM 743315103 1,081 10,534 SH   SOLE   0 0 10,534
QUALCOMM INC COM 747525103 1,440 7,874 SH   SOLE   0 0 7,874
REALTY INCOME CORP COM 756109104 344 4,803 SH   SOLE   0 0 4,803
RELX PLC SPONSORED ADR 759530108 791 24,255 SH   SOLE   0 0 24,255
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 220 5,073 SH   SOLE   0 0 5,073
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 313 3,059 SH   SOLE   0 0 3,059
SAP SE SPON ADR 803054204 382 2,724 SH   SOLE   0 0 2,724
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,887 25,542 SH   SOLE   0 0 25,542
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 485 4,257 SH   SOLE   0 0 4,257
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 523,288 3,195,655 SH   SOLE   0 0 3,195,655
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 470,871 6,430,919 SH   SOLE   0 0 6,430,919
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,247 40,365 SH   SOLE   0 0 40,365
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,179 50,577 SH   SOLE   0 0 50,577
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 173,713 5,864,736 SH   SOLE   0 0 5,864,736
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 216 6,959 SH   SOLE   0 0 6,959
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,588 48,846 SH   SOLE   0 0 48,846
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,177 39,150 SH   SOLE   0 0 39,150
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 280 4,777 SH   SOLE   0 0 4,777
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 661 11,388 SH   SOLE   0 0 11,388
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 279 7,174 SH   SOLE   0 0 7,174
SCHWAB STRATEGIC TR US TIPS ETF 808524870 320 5,096 SH   SOLE   0 0 5,096
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 161,714 3,950,995 SH   SOLE   0 0 3,950,995
SIMON PPTY GROUP INC NEW COM 828806109 218 1,362 SH   SOLE   0 0 1,362
SMITH A O CORP COM 831865209 13,653 159,029 SH   SOLE   0 0 159,029
SOUTHERN CO COM 842587107 981 14,303 SH   SOLE   0 0 14,303
SOUTHWEST AIRLS CO COM 844741108 246 5,753 SH   SOLE   0 0 5,753
BLOCK INC CL A 852234103 346 2,143 SH   SOLE   0 0 2,143
STANLEY BLACK & DECKER INC COM 854502101 213 1,131 SH   SOLE   0 0 1,131
STARBUCKS CORP COM 855244109 456 3,895 SH   SOLE   0 0 3,895
SUNCOR ENERGY INC NEW COM 867224107 411 16,438 SH   SOLE   0 0 16,438
SYNOPSYS INC COM 871607107 377 1,022 SH   SOLE   0 0 1,022
SYSCO CORP COM 871829107 453 5,764 SH   SOLE   0 0 5,764
TJX COS INC NEW COM 872540109 650 8,564 SH   SOLE   0 0 8,564
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 637 5,291 SH   SOLE   0 0 5,291
TEXAS INSTRS INC COM 882508104 2,344 12,439 SH   SOLE   0 0 12,439
THERMO FISHER SCIENTIFIC INC COM 883556102 788 1,181 SH   SOLE   0 0 1,181
TRACTOR SUPPLY CO COM 892356106 282 1,180 SH   SOLE   0 0 1,180
UNILEVER PLC SPON ADR NEW 904767704 252 4,684 SH   SOLE   0 0 4,684
UNION PAC CORP COM 907818108 399 1,585 SH   SOLE   0 0 1,585
UNITED PARCEL SERVICE INC CL B 911312106 374 1,747 SH   SOLE   0 0 1,747
VANECK MERK GOLD TR GOLD TRUST 921078101 321 18,077 SH   SOLE   0 0 18,077
VANGUARD STAR FDS VG TL INTL STK F 921909768 517 8,125 SH   SOLE   0 0 8,125
VANGUARD WORLD FD ESG US STK ETF 921910733 5,077 57,761 SH   SOLE   0 0 57,761
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,767 10,512 SH   SOLE   0 0 10,512
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 264 875 SH   SOLE   0 0 875
VANGUARD BD INDEX FDS INTERMED TERM 921937819 513 5,858 SH   SOLE   0 0 5,858
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,695 55,401 SH   SOLE   0 0 55,401
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 390 7,635 SH   SOLE   0 0 7,635
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 51,051 657,367 SH   SOLE   0 0 657,367
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,679 49,856 SH   SOLE   0 0 49,856
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 10,017 93,242 SH   SOLE   0 0 93,242
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,549 57,920 SH   SOLE   0 0 57,920
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 140,542 2,841,536 SH   SOLE   0 0 2,841,536
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 295,841 3,792,342 SH   SOLE   0 0 3,792,342
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 413,986 6,066,616 SH   SOLE   0 0 6,066,616
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 20,180 367,510 SH   SOLE   0 0 367,510
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,450 7,903 SH   SOLE   0 0 7,903
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 996 6,628 SH   SOLE   0 0 6,628
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,045 15,887 SH   SOLE   0 0 15,887
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,197 10,318 SH   SOLE   0 0 10,318
VANGUARD INDEX FDS SML CP GRW ETF 922908595 163,735 581,052 SH   SOLE   0 0 581,052
VANGUARD INDEX FDS SM CP VAL ETF 922908611 237,448 1,327,635 SH   SOLE   0 0 1,327,635
VANGUARD INDEX FDS MID CAP ETF 922908629 4,945 19,408 SH   SOLE   0 0 19,408
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,616 11,837 SH   SOLE   0 0 11,837
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 981 5,365 SH   SOLE   0 0 5,365
VANGUARD INDEX FDS GROWTH ETF 922908736 167,083 520,671 SH   SOLE   0 0 520,671
VANGUARD INDEX FDS VALUE ETF 922908744 147,262 1,001,032 SH   SOLE   0 0 1,001,032
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,426 6,309 SH   SOLE   0 0 6,309
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,039 54,005 SH   SOLE   0 0 54,005
VICI PPTYS INC COM 925652109 257 8,543 SH   SOLE   0 0 8,543
VORNADO RLTY TR SH BEN INT 929042109 215 5,144 SH   SOLE   0 0 5,144
VULCAN MATLS CO COM 929160109 208 1,000 SH   SOLE   0 0 1,000
WALMART INC COM 931142103 2,420 16,725 SH   SOLE   0 0 16,725
WELLS FARGO CO NEW COM 949746101 222 4,636 SH   SOLE   0 0 4,636
WEYERHAEUSER CO MTN BE COM NEW 962166104 414 10,055 SH   SOLE   0 0 10,055
XILINX INC COM 983919101 204 960 SH   SOLE   0 0 960
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 966 1,623 SH   SOLE   0 0 1,623
RAYTHEON TECHNOLOGIES CORP COM 75513E105 600 6,967 SH   SOLE   0 0 6,967
INVESCO QQQ TR UNIT SER 1 46090E107 8,798 22,114 SH   SOLE   0 0 22,114
TARGET CORP COM 87612E110 2,043 8,830 SH   SOLE   0 0 8,830
EDWARDS LIFESCIENCES CORP COM 28176E112 606 4,679 SH   SOLE   0 0 4,679
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E112 551 27,093 SH   SOLE   0 0 27,093
BARCLAYS PLC ADR 06738E207 394 38,083 SH   SOLE   0 0 38,083
AT&T INC COM 00206R102 546 22,197 SH   SOLE   0 0 22,197
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 491 6,379 SH   SOLE   0 0 6,379
ACTIVISION BLIZZARD INC COM 00507V109 924 13,895 SH   SOLE   0 0 13,895
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,051 3,617 SH   SOLE   0 0 3,617
ADVANCED DRAIN SYS INC DEL COM 00790R104 723 5,310 SH   SOLE   0 0 5,310
AGILENT TECHNOLOGIES INC COM 00846U101 350 2,191 SH   SOLE   0 0 2,191
ALPHABET INC CAP STK CL C 02079K107 2,769 957 SH   SOLE   0 0 957
ALPHABET INC CAP STK CL A 02079K305 2,998 1,035 SH   SOLE   0 0 1,035
AMBEV SA SPONSORED ADR 02319V103 76 27,172 SH   SOLE   0 0 27,172
AMERICAN TOWER CORP NEW COM 03027X100 1,785 6,103 SH   SOLE   0 0 6,103
AMERIPRISE FINL INC COM 03076C106 353 1,170 SH   SOLE   0 0 1,170
ANSYS INC COM 03662Q105 209 522 SH   SOLE   0 0 522
AVANTOR INC COM 05352A100 860 20,419 SH   SOLE   0 0 20,419
BJS WHSL CLUB HLDGS INC COM 05550J101 237 3,539 SH   SOLE   0 0 3,539
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 73 12,452 SH   SOLE   0 0 12,452
BANCO SANTANDER S.A. ADR 05964H105 299 90,918 SH   SOLE   0 0 90,918
BLACKROCK INC COM 09247X101 549 600 SH   SOLE   0 0 600
BOOKING HOLDINGS INC COM 09857L108 504 210 SH   SOLE   0 0 210
BROADCOM INC COM 11135F101 959 1,441 SH   SOLE   0 0 1,441
CBRE GROUP INC CL A 12504L109 243 2,239 SH   SOLE   0 0 2,239
CDW CORP COM 12514G108 464 2,266 SH   SOLE   0 0 2,266
CGI INC CL A SUB VTG 12532H104 244 2,754 SH   SOLE   0 0 2,754
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 371 3,448 SH   SOLE   0 0 3,448
CME GROUP INC COM 12572Q105 214 936 SH   SOLE   0 0 936
CHARTER COMMUNICATIONS INC N CL A 16119P108 203 311 SH   SOLE   0 0 311
CISCO SYS INC COM 17275R102 2,785 43,939 SH   SOLE   0 0 43,939
COMCAST CORP NEW CL A 20030N101 1,190 23,648 SH   SOLE   0 0 23,648
CONOCOPHILLIPS COM 20825C104 2,066 28,617 SH   SOLE   0 0 28,617
CORTEVA INC COM 22052L104 476 10,065 SH   SOLE   0 0 10,065
COSTCO WHSL CORP NEW COM 22160K105 1,141 2,010 SH   SOLE   0 0 2,010
CROWN CASTLE INTL CORP NEW COM 22822V101 351 1,683 SH   SOLE   0 0 1,683
D R HORTON INC COM 23331A109 756 6,976 SH   SOLE   0 0 6,976
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,557 47,181 SH   SOLE   0 0 47,181
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 16,073 543,568 SH   SOLE   0 0 543,568
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,684 98,099 SH   SOLE   0 0 98,099
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 572 9,541 SH   SOLE   0 0 9,541
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,829 122,665 SH   SOLE   0 0 122,665
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 28,748 992,340 SH   SOLE   0 0 992,340
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,263 38,496 SH   SOLE   0 0 38,496
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 11,016 421,917 SH   SOLE   0 0 421,917
DOMINOS PIZZA INC COM 25754A201 328 581 SH   SOLE   0 0 581
DUKE ENERGY CORP NEW COM NEW 26441C204 649 6,183 SH   SOLE   0 0 6,183
DUPONT DE NEMOURS INC COM 26614N102 1,254 15,529 SH   SOLE   0 0 15,529
EOG RES INC COM 26875P101 399 4,490 SH   SOLE   0 0 4,490
ENTERGY CORP NEW COM 29364G103 567 5,035 SH   SOLE   0 0 5,035
EQUINIX INC COM 29444U700 447 529 SH   SOLE   0 0 529
EQUINOR ASA SPONSORED ADR 29446M102 507 19,222 SH   SOLE   0 0 19,222
EVERSOURCE ENERGY COM 30040W108 249 2,742 SH   SOLE   0 0 2,742
EXPONENT INC COM 30214U102 232 1,989 SH   SOLE   0 0 1,989
EXTRA SPACE STORAGE INC COM 30225T102 494 2,180 SH   SOLE   0 0 2,180
META PLATFORMS INC CL A 30303M102 3,013 8,956 SH   SOLE   0 0 8,956
FORTUNE BRANDS HOME & SEC IN COM 34964C106 714 6,681 SH   SOLE   0 0 6,681
FREEPORT-MCMORAN INC CL B 35671D857 449 10,769 SH   SOLE   0 0 10,769
GENERAL MTRS CO COM 37045V100 244 4,160 SH   SOLE   0 0 4,160
GOLDMAN SACHS GROUP INC COM 38141G104 322 842 SH   SOLE   0 0 842
HDFC BANK LTD SPONSORED ADS 40415F101 279 4,281 SH   SOLE   0 0 4,281
IDEANOMICS INC COM 45166V106 12 10,045 SH   SOLE   0 0 10,045
INTERCONTINENTAL EXCHANGE IN COM 45866F104 241 1,759 SH   SOLE   0 0 1,759
INTUITIVE SURGICAL INC COM NEW 46120E602 276 767 SH   SOLE   0 0 767
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 220 679 SH   SOLE   0 0 679
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 293 915 SH   SOLE   0 0 915
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 223 1,372 SH   SOLE   0 0 1,372
ISHARES TR US TREAS BD ETF 46429B267 899 33,690 SH   SOLE   0 0 33,690
ISHARES TR MSCI EAFE MIN VL 46429B689 9,749 126,989 SH   SOLE   0 0 126,989
ISHARES TR MSCI USA MIN VOL 46429B697 7,292 90,134 SH   SOLE   0 0 90,134
ISHARES TR CORE MSCI EAFE 46432F842 9,877 132,316 SH   SOLE   0 0 132,316
ISHARES INC CORE MSCI EMKT 46434G103 8,498 141,951 SH   SOLE   0 0 141,951
ISHARES INC ESG AWR MSCI EM 46434G863 1,112 27,973 SH   SOLE   0 0 27,973
ISHARES TR EXPONENTIAL TECH 46434V381 234 3,544 SH   SOLE   0 0 3,544
ISHARES TR CORE MSCI PAC 46434V696 10,758 168,469 SH   SOLE   0 0 168,469
ISHARES TR CORE MSCI EURO 46434V738 22,966 394,874 SH   SOLE   0 0 394,874
ISHARES TR ESG AWRE 1 5 YR 46435G243 452 17,612 SH   SOLE   0 0 17,612
ISHARES TR RUSEL 2500 ETF 46435G268 740 11,152 SH   SOLE   0 0 11,152
ISHARES TR ESG AWR MSCI USA 46435G425 330 3,057 SH   SOLE   0 0 3,057
ISHARES TR FALN ANGLS USD 46435G474 63,594 2,121,915 SH   SOLE   0 0 2,121,915
ISHARES TR ESG AW MSCI EAFE 46435G516 3,972 49,987 SH   SOLE   0 0 49,987
ISHARES TR ESG AWARE MSCI 46435U663 1,202 29,807 SH   SOLE   0 0 29,807
JPMORGAN CHASE & CO COM 46625H100 1,823 11,512 SH   SOLE   0 0 11,512
J P MORGAN EXCHANGE-TRADED F BETABUILDERS I 46641Q373 230 3,854 SH   SOLE   0 0 3,854
JD.COM INC SPON ADR CL A 47215P106 401 5,724 SH   SOLE   0 0 5,724
KEURIG DR PEPPER INC COM 49271V100 337 9,140 SH   SOLE   0 0 9,140
KEYSIGHT TECHNOLOGIES INC COM 49338L103 386 1,867 SH   SOLE   0 0 1,867
LABORATORY CORP AMER HLDGS COM NEW 50540R409 204 651 SH   SOLE   0 0 651
MANULIFE FINL CORP COM 56501R106 240 12,574 SH   SOLE   0 0 12,574
MASTERCARD INCORPORATED CL A 57636Q104 1,685 4,688 SH   SOLE   0 0 4,688
MATCH GROUP INC NEW COM 57667L107 266 2,011 SH   SOLE   0 0 2,011
MCKESSON CORP COM 58155Q103 206 830 SH   SOLE   0 0 830
MERCK & CO INC COM 58933Y105 1,640 21,402 SH   SOLE   0 0 21,402
METLIFE INC COM 59156R108 277 4,429 SH   SOLE   0 0 4,429
MONSTER BEVERAGE CORP NEW COM 61174X109 232 2,414 SH   SOLE   0 0 2,414
NETAPP INC COM 64110D104 240 2,609 SH   SOLE   0 0 2,609
NETFLIX INC COM 64110L106 1,307 2,170 SH   SOLE   0 0 2,170
NEXTERA ENERGY INC COM 65339F101 1,053 11,282 SH   SOLE   0 0 11,282
NOVARTIS AG SPONSORED ADR 66987V109 758 8,667 SH   SOLE   0 0 8,667
NVIDIA CORPORATION COM 67066G104 3,375 11,475 SH   SOLE   0 0 11,475
NUTRIEN LTD COM 67077M108 232 3,085 SH   SOLE   0 0 3,085
NUSHARES ETF TR ESG HI TLD CRP 67092P854 355 14,536 SH   SOLE   0 0 14,536
ORACLE CORP COM 68389X105 9,662 110,787 SH   SOLE   0 0 110,787
ORGANOGENESIS HLDGS INC COM 68621F102 331 35,851 SH   SOLE   0 0 35,851
PPL CORP COM 69351T106 301 9,998 SH   SOLE   0 0 9,998
PAYPAL HLDGS INC COM 70450Y103 722 3,829 SH   SOLE   0 0 3,829
PRICE T ROWE GROUP INC COM 74144T108 12,053 61,295 SH   SOLE   0 0 61,295
PROLOGIS INC. COM 74340W103 548 3,254 SH   SOLE   0 0 3,254
PRUDENTIAL PLC ADR 74435K204 276 8,011 SH   SOLE   0 0 8,011
PUBLIC STORAGE COM 74460D109 415 1,108 SH   SOLE   0 0 1,108
QORVO INC COM 74736K101 452 2,893 SH   SOLE   0 0 2,893
SBA COMMUNICATIONS CORP NEW CL A 78410G104 235 605 SH   SOLE   0 0 605
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,588 11,765 SH   SOLE   0 0 11,765
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,449 37,162 SH   SOLE   0 0 37,162
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,483 76,526 SH   SOLE   0 0 76,526
SPDR SER TR PORTFLI INTRMDIT 78464A672 235 7,329 SH   SOLE   0 0 7,329
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 267 516 SH   SOLE   0 0 516
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,387 28,195 SH   SOLE   0 0 28,195
SVB FINANCIAL GROUP COM 78486Q101 720 1,061 SH   SOLE   0 0 1,061
SALESFORCE COM INC COM 79466L302 762 2,997 SH   SOLE   0 0 2,997
SANOFI SPONSORED ADR 80105N105 577 11,521 SH   SOLE   0 0 11,521
SEA LTD SPONSORD ADS 81141R100 621 2,775 SH   SOLE   0 0 2,775
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 758 8,365 SH   SOLE   0 0 8,365
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 787 5,586 SH   SOLE   0 0 5,586
SELECT SECTOR SPDR TR ENERGY 81369Y506 244 4,401 SH   SOLE   0 0 4,401
SERVICENOW INC COM 81762P102 1,297 1,998 SH   SOLE   0 0 1,998
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 288 42,397 SH   SOLE   0 0 42,397
SYNCHRONY FINANCIAL COM 87165B103 361 7,777 SH   SOLE   0 0 7,777
SYNEOS HEALTH INC CL A 87166B102 627 6,102 SH   SOLE   0 0 6,102
TESLA INC COM 88160R101 973 921 SH   SOLE   0 0 921
3M CO COM 88579Y101 11,494 64,709 SH   SOLE   0 0 64,709
UBER TECHNOLOGIES INC COM 90353T100 215 5,135 SH   SOLE   0 0 5,135
UNITEDHEALTH GROUP INC COM 91324P102 4,356 8,676 SH   SOLE   0 0 8,676
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 244 9,721 SH   SOLE   0 0 9,721
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 83,641 2,536,875 SH   SOLE   0 0 2,536,875
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 4,700 75,282 SH   SOLE   0 0 75,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 81,975 1,008,796 SH   SOLE   0 0 1,008,796
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 132,348 1,991,097 SH   SOLE   0 0 1,991,097
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 313,101 5,925,453 SH   SOLE   0 0 5,925,453
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 71,465 799,208 SH   SOLE   0 0 799,208
VERIZON COMMUNICATIONS INC COM 92343V104 534 10,272 SH   SOLE   0 0 10,272
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782 531 6,837 SH   SOLE   0 0 6,837
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 213 3,062 SH   SOLE   0 0 3,062
VISA INC COM CL A 92826C839 3,203 14,778 SH   SOLE   0 0 14,778
WEC ENERGY GROUP INC COM 92939U106 639 6,580 SH   SOLE   0 0 6,580
WESTROCK CO COM 96145D105 904 20,373 SH   SOLE   0 0 20,373
WISDOMTREE TR INTL SMCAP DIV 97717W760 326 4,427 SH   SOLE   0 0 4,427
ZOETIS INC CL A 98978V103 1,421 5,824 SH   SOLE   0 0 5,824
ZSCALER INC COM 98980G102 417 1,296 SH   SOLE   0 0 1,296
ZURN WATER SOLUTIONS CORP COM 98983L108 457 12,553 SH   SOLE   0 0 12,553
AMBARELLA INC SHS G037AX101 247 1,215 SH   SOLE   0 0 1,215
AON PLC SHS CL A G0403H108 842 2,801 SH   SOLE   0 0 2,801
ATLASSIAN CORP PLC CL A G06242104 277 727 SH   SOLE   0 0 727
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,573 3,794 SH   SOLE   0 0 3,794
EATON CORP PLC SHS G29183103 425 2,459 SH   SOLE   0 0 2,459
FERGUSON PLC NEW SHS G3421J106 477 2,660 SH   SOLE   0 0 2,660
HORIZON THERAPEUTICS PUB L SHS G46188101 710 6,587 SH   SOLE   0 0 6,587
IHS MARKIT LTD SHS G47567105 218 1,638 SH   SOLE   0 0 1,638
LINDE PLC SHS G5494J103 1,412 4,075 SH   SOLE   0 0 4,075
MEDTRONIC PLC SHS G5960L103 1,353 13,080 SH   SOLE   0 0 13,080
WILLIS TOWERS WATSON PLC LTD SHS G96629103 205 864 SH   SOLE   0 0 864
ALCON AG ORD SHS H01301128 275 3,153 SH   SOLE   0 0 3,153
CHUBB LIMITED COM H1467J104 13,049 67,503 SH   SOLE   0 0 67,503
TE CONNECTIVITY LTD SHS H84989104 823 5,096 SH   SOLE   0 0 5,096