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Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Dec. 31, 2023
Loan classification and delinquency by year of origination    
UPB $ 9,851,877 $ 10,780,189
Current fiscal year 137,115 590,350
Year before current fiscal year 559,231 3,679,345
Two years before current fiscal year 3,378,635 3,680,518
Three years before current fiscal year 3,451,975 582,228
Four years before current fiscal year 464,900 1,038,298
Five or more years before current fiscal year 1,797,182 1,105,219
Total 9,789,038 10,675,958
General allowance for loan losses (45,873) (44,473)
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs 9,743,165 10,631,485
Specific allowance for loan losses including PCD allowance 21,600 57,100
Specific allowance for purchased financial assets with credit deterioration 11,179 21,422
Specific allowance for loan losses 10,371 35,710
Gross write-offs by year of origination    
Current fiscal year write-offs   100
Year before current fiscal year write-offs 494 950
Two years before current fiscal year write-offs 873 3,236
Three years before current fiscal year write-offs 35 258
Four years before current fiscal year write-offs 201 360
Five or more years before current fiscal year write-offs 4,150 25,731
Total write-offs 5,753 30,635
Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
UPB 9,014,343 9,632,399
Current fiscal year 137,108 574,507
Year before current fiscal year 540,691 3,351,046
Two years before current fiscal year 3,116,363 3,409,643
Three years before current fiscal year 3,060,184 495,433
Four years before current fiscal year 413,838 881,868
Five or more years before current fiscal year 1,708,790 875,348
Total 8,976,974 9,587,845
30-59 Days Past Due    
Loan classification and delinquency by year of origination    
UPB 199,535 172,355
Current fiscal year 7 582
Year before current fiscal year 3,490 59,988
Two years before current fiscal year 141,674 80,684
Three years before current fiscal year 38,498 510
Four years before current fiscal year 1,650 22,586
Five or more years before current fiscal year 11,781 7,148
Total 197,100 171,498
60+ Days Past Due    
Loan classification and delinquency by year of origination    
UPB 637,999 975,435
Current fiscal year   15,261
Year before current fiscal year 15,050 268,311
Two years before current fiscal year 120,598 190,191
Three years before current fiscal year 353,293 86,285
Four years before current fiscal year 49,412 133,844
Five or more years before current fiscal year 76,611 222,723
Total 614,964 916,615
Bridge    
Loan classification and delinquency by year of origination    
UPB 6,318,551 6,837,816
Current fiscal year 86,682 323,648
Year before current fiscal year 290,638 2,956,697
Two years before current fiscal year 2,775,887 2,949,521
Three years before current fiscal year 2,817,308 288,647
Four years before current fiscal year 206,891 166,266
Five or more years before current fiscal year 119,945 111,303
Total 6,297,351 6,796,082
General allowance for loan losses (10,827) (17,302)
Specific allowance for loan losses 2,354 18,939
Bridge | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 5,705,330 6,186,367
Bridge | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 139,459 87,163
Bridge | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 452,562 522,552
Fixed rate    
Loan classification and delinquency by year of origination    
UPB 973,437 1,032,641
Current fiscal year   4,007
Year before current fiscal year 4,007 110,800
Two years before current fiscal year 110,737 207,510
Three years before current fiscal year 181,596 90,794
Four years before current fiscal year 90,433 318,077
Five or more years before current fiscal year 588,440 300,642
Total 975,213 1,031,830
General allowance for loan losses (5,971) (7,884)
Specific allowance for loan losses 1,293 5,714
Fixed rate | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 952,931 986,755
Fixed rate | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total   21,798
Fixed rate | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 22,282 23,277
Construction    
Loan classification and delinquency by year of origination    
UPB 904,162 1,212,526
Current fiscal year   108,218
Year before current fiscal year 111,323 253,100
Two years before current fiscal year 138,755 182,920
Three years before current fiscal year 138,497 73,370
Four years before current fiscal year 47,469 434,151
Five or more years before current fiscal year 454,388 128,876
Total 890,432 1,180,635
General allowance for loan losses (11,886) (3,722)
Specific allowance for purchased financial assets with credit deterioration 11,179 21,422
Specific allowance for loan losses 690 5,726
Construction | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 730,640 782,123
Construction | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 31,891 49,694
Construction | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 127,901 348,818
Freddie Mac    
Loan classification and delinquency by year of origination    
UPB   9,719
Two years before current fiscal year   3,810
Three years before current fiscal year   5,690
Total   9,500
Freddie Mac | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total   9,500
SBA 7(a)    
Loan classification and delinquency by year of origination    
UPB 1,233,906 1,230,959
Current fiscal year 44,096 151,878
Year before current fiscal year 150,457 353,871
Two years before current fiscal year 348,424 318,208
Three years before current fiscal year 302,761 115,019
Four years before current fiscal year 111,453 76,080
Five or more years before current fiscal year 249,911 189,622
Total 1,207,102 1,204,678
General allowance for loan losses (14,596) (12,679)
Specific allowance for loan losses 5,983 5,188
SBA 7(a) | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,173,270 1,179,231
SBA 7(a) | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 25,448 8,619
SBA 7(a) | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 8,384 16,828
Other    
Loan classification and delinquency by year of origination    
UPB 421,821 456,528
Current fiscal year 6,337 2,599
Year before current fiscal year 2,806 4,877
Two years before current fiscal year 4,832 18,549
Three years before current fiscal year 11,813 8,708
Four years before current fiscal year 8,654 43,724
Five or more years before current fiscal year 384,498 374,776
Total 418,940 453,233
General allowance for loan losses (2,593) (2,886)
Specific allowance for loan losses 51 143
Other | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 414,803 443,869
Other | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 302 4,224
Other | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total $ 3,835 $ 5,140