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Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Loan classification and delinquency by year of origination    
UPB $ 10,780,189 $ 10,047,316
Current fiscal year 590,350 3,183,566
Year before current fiscal year 3,679,345 3,830,142
Two years before current fiscal year 3,680,518 511,122
Three years before current fiscal year 582,228 1,133,290
Four years before current fiscal year 1,038,298 417,697
Five or more years before current fiscal year 1,105,219 865,390
Total 10,675,958 9,941,207
General allowance for loan losses (44,473) (57,710)
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs 10,631,485 9,883,497
Specific allowance for loan losses including PCD allowance 57,100 32,800
Specific allowance for purchased financial assets with credit deterioration 21,422 15,972
Specific allowance for loan losses 35,710 16,837
Gross write-offs by year of origination    
Current fiscal year write-offs 100  
Year before current fiscal year write-offs 950  
Two years before current fiscal year write-offs 3,236  
Three years before current fiscal year write-offs 258  
Four years before current fiscal year write-offs 360  
Five or more years before current fiscal year write-offs 25,731  
Total write-offs 30,635  
Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
UPB 9,632,399 9,663,456
Current fiscal year 574,507 3,098,103
Year before current fiscal year 3,351,046 3,826,008
Two years before current fiscal year 3,409,643 500,807
Three years before current fiscal year 495,433 1,060,723
Four years before current fiscal year 881,868 298,208
Five or more years before current fiscal year 875,348 810,085
Total 9,587,845 9,593,934
30-59 Days Past Due    
Loan classification and delinquency by year of origination    
UPB 172,355 111,992
Current fiscal year 582 85,403
Year before current fiscal year 59,988 3,483
Two years before current fiscal year 80,684 1,634
Three years before current fiscal year 510 6,654
Four years before current fiscal year 22,586 11,190
Five or more years before current fiscal year 7,148 1,948
Total 171,498 110,312
60+ Days Past Due    
Loan classification and delinquency by year of origination    
UPB 975,435 271,868
Current fiscal year 15,261 60
Year before current fiscal year 268,311 651
Two years before current fiscal year 190,191 8,681
Three years before current fiscal year 86,285 65,913
Four years before current fiscal year 133,844 108,299
Five or more years before current fiscal year 222,723 53,357
Total 916,615 236,961
Bridge    
Loan classification and delinquency by year of origination    
UPB 6,837,816 7,381,963
Current fiscal year 323,648 2,942,695
Year before current fiscal year 2,956,697 3,575,213
Two years before current fiscal year 2,949,521 355,647
Three years before current fiscal year 288,647 288,957
Four years before current fiscal year 166,266 137,463
Five or more years before current fiscal year 111,303 27,971
Total 6,796,082 7,327,946
General allowance for loan losses (17,302) (42,979)
Specific allowance for loan losses 18,939 6,926
Bridge | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 6,186,367 7,120,162
Bridge | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 87,163 94,823
Bridge | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 522,552 112,961
Fixed rate    
Loan classification and delinquency by year of origination    
UPB 1,032,641 1,032,199
Current fiscal year 4,007 96,897
Year before current fiscal year 110,800 154,077
Two years before current fiscal year 207,510 92,080
Three years before current fiscal year 90,794 343,500
Four years before current fiscal year 318,077 134,666
Five or more years before current fiscal year 300,642 213,406
Total 1,031,830 1,034,626
General allowance for loan losses (7,884) (2,397)
Specific allowance for loan losses 5,714 4,134
Fixed rate | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 986,755 993,832
Fixed rate | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 21,798 8,101
Fixed rate | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 23,277 32,693
Construction    
Loan classification and delinquency by year of origination    
UPB 1,212,526 448,923
Current fiscal year 108,218 27,532
Year before current fiscal year 253,100  
Two years before current fiscal year 182,920 10,000
Three years before current fiscal year 73,370 348,622
Four years before current fiscal year 434,151 42,651
Five or more years before current fiscal year 128,876  
Total 1,180,635 428,805
General allowance for loan losses (3,722) (325)
Specific allowance for purchased financial assets with credit deterioration 21,422 15,972
Specific allowance for loan losses 5,726 1,037
Construction | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 782,123 372,812
Construction | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 49,694  
Construction | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 348,818 55,993
Freddie Mac    
Loan classification and delinquency by year of origination    
UPB 9,719 9,932
Year before current fiscal year   3,891
Two years before current fiscal year 3,810 6,149
Three years before current fiscal year 5,690  
Total 9,500 10,040
Freddie Mac | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 9,500 6,947
Freddie Mac | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total   3,093
SBA 7(a)    
Loan classification and delinquency by year of origination    
UPB 1,230,959 580,576
Current fiscal year 151,878 110,549
Year before current fiscal year 353,871 79,946
Two years before current fiscal year 318,208 36,853
Three years before current fiscal year 115,019 77,449
Four years before current fiscal year 76,080 89,085
Five or more years before current fiscal year 189,622 158,378
Total 1,204,678 552,260
General allowance for loan losses (12,679) (10,801)
Specific allowance for loan losses 5,188 3,498
SBA 7(a) | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,179,231 541,378
SBA 7(a) | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 8,619 6,690
SBA 7(a) | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 16,828 4,192
Other    
Loan classification and delinquency by year of origination    
UPB 456,528 593,723
Current fiscal year 2,599 5,893
Year before current fiscal year 4,877 17,015
Two years before current fiscal year 18,549 10,393
Three years before current fiscal year 8,708 74,762
Four years before current fiscal year 43,724 13,832
Five or more years before current fiscal year 374,776 465,635
Total 453,233 587,530
General allowance for loan losses (2,886) (1,208)
Specific allowance for loan losses 143 1,242
Other | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 443,869 558,803
Other | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 4,224 698
Other | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total $ 5,140 $ 28,029