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Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Loan classification and delinquency by year of origination    
UPB $ 7,103,423 $ 4,102,035
Current fiscal year 3,702,631 522,961
Year before current fiscal year 605,289 1,229,069
Two years before current fiscal year 974,892 735,604
Three years before current fiscal year 523,579 243,042
Four years before current fiscal year 173,349 110,314
Five or more years before current fiscal year 1,045,667 1,211,980
Total 7,025,407 4,052,970
General allowance for loan losses (28,113) (29,539)
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs 6,997,294 4,023,431
Specific allowance for loan losses 17,264 17,193
Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
UPB 6,901,474 3,904,294
Current fiscal year 3,666,020 516,474
Year before current fiscal year 596,289 1,221,227
Two years before current fiscal year 953,269 707,068
Three years before current fiscal year 473,798 203,331
Four years before current fiscal year 167,629 100,003
Five or more years before current fiscal year 984,680 1,125,100
Total 6,841,685 3,873,203
30-59 Days Past Due    
Loan classification and delinquency by year of origination    
UPB 73,836 38,836
Current fiscal year 35,549 5,812
Year before current fiscal year 352 5,191
Two years before current fiscal year 18,393 15,097
Three years before current fiscal year 3,714 401
Four years before current fiscal year 228 2
Five or more years before current fiscal year 14,601 11,933
Total 72,837 38,436
60+ Days Past Due    
Loan classification and delinquency by year of origination    
UPB 128,113 158,905
Current fiscal year 1,062 675
Year before current fiscal year 8,648 2,651
Two years before current fiscal year 3,230 13,439
Three years before current fiscal year 46,067 39,310
Four years before current fiscal year 5,492 10,309
Five or more years before current fiscal year 46,386 74,947
Total 110,885 141,331
Originated Transitional loans    
Loan classification and delinquency by year of origination    
UPB 4,422,524 1,325,713
Current fiscal year 3,339,437 385,183
Year before current fiscal year 420,486 583,593
Two years before current fiscal year 424,118 306,971
Three years before current fiscal year 192,901 23,783
Four years before current fiscal year   16,794
Five or more years before current fiscal year 5,340  
Total 4,382,282 1,316,324
General allowance for loan losses (15,841) (14,995)
Specific allowance for loan losses 4,375  
Originated Transitional loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 4,289,571 1,278,829
Originated Transitional loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 52,997 17,713
Originated Transitional loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 39,714 19,782
Originated SBC loans    
Loan classification and delinquency by year of origination    
UPB 975,628 1,055,387
Current fiscal year 142,947 66,715
Year before current fiscal year 58,651 486,033
Two years before current fiscal year 394,648 237,313
Three years before current fiscal year 163,912 110,354
Four years before current fiscal year 98,123 45,382
Five or more years before current fiscal year 121,752 113,508
Total 980,033 1,059,305
General allowance for loan losses (2,666) (2,640)
Specific allowance for loan losses 4,194 6,200
Originated SBC loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 944,803 1,003,628
Originated SBC loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total   6,591
Originated SBC loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 35,230 49,086
Acquired loans    
Loan classification and delinquency by year of origination    
UPB 1,073,737 1,053,679
Current fiscal year 126,803 21,414
Year before current fiscal year 80,705 40,572
Two years before current fiscal year 50,720 42,167
Three years before current fiscal year 44,530 38,649
Four years before current fiscal year 26,194 19,533
Five or more years before current fiscal year 733,996 883,774
Total 1,062,948 1,046,109
General allowance for loan losses (2,953) (5,457)
Specific allowance for loan losses 3,168 2,840
Acquired loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,018,805 978,346
Acquired loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 13,099 7,729
Acquired loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 31,044 60,034
Originated SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 420,184 387,389
Current fiscal year 91,991 47,939
Year before current fiscal year 44,878 98,568
Two years before current fiscal year 91,208 133,812
Three years before current fiscal year 108,631 68,375
Four years before current fiscal year 48,771 22,056
Five or more years before current fiscal year 18,779 4,041
Total 404,258 374,791
General allowance for loan losses (6,110) (5,680)
Specific allowance for loan losses 2,986 4,371
Originated SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 397,554 369,416
Originated SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 5,309 1,741
Originated SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 1,395 3,634
Acquired SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 197,828 262,571
Current fiscal year 39 139
Year before current fiscal year 77 19,658
Two years before current fiscal year 13,730 14,636
Three years before current fiscal year 13,605 283
Four years before current fiscal year 261 19
Five or more years before current fiscal year 154,842 204,703
Total 182,554 239,438
General allowance for loan losses (543) (767)
Specific allowance for loan losses 2,541 3,782
Acquired SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 179,039 228,651
Acquired SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 1,432 4,008
Acquired SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 2,083 6,779
Originated SBC loans, at fair value    
Loan classification and delinquency by year of origination    
UPB 10,956 14,088
Three years before current fiscal year   1,598
Four years before current fiscal year   6,442
Five or more years before current fiscal year 10,766 5,755
Total 10,766 13,795
Originated SBC loans, at fair value | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 10,766 13,795
Originated Residential Agency loans    
Loan classification and delinquency by year of origination    
UPB 2,566 3,208
Current fiscal year 1,414 1,571
Year before current fiscal year 492 645
Two years before current fiscal year 468 705
Four years before current fiscal year   88
Five or more years before current fiscal year 192 199
Total 2,566 3,208
Originated Residential Agency loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,147 538
Originated Residential Agency loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total   654
Originated Residential Agency loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total $ 1,419 $ 2,016