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Segment Reporting (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2021
USD ($)
segment
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Segment reporting      
Number of reportable segments | segment 3    
Interest income $ 403,496 $ 258,636 $ 229,916
Interest expense (213,561) (175,481) (151,880)
Net interest income before provision for loan losses 189,935 83,155 78,036
Provision for (recovery of) loan losses (8,049) (34,726) (3,684)
Net interest income after provision for (recovery of) loan losses 181,886 48,429 74,352
Non-interest income      
Residential mortgage banking activities 137,297 252,720 83,539
Net realized gains on financial instruments and real estate owned 68,881 31,913 28,958
Net unrealized gain (loss) on financial instruments 39,377 (48,101) (18,790)
Servicing income, net 48,015 38,594 30,665
Income on purchased future receivables, net 10,257 15,711 2,362
Income (Loss) from unconsolidated joint ventures 6,916 2,404 6,088
Other income (loss) 9,009 41,516 11,078
Gain on bargain purchase     30,728
Total non-interest income (loss) 319,752 334,757 174,628
Non-interest expense      
Employee compensation and benefits (90,065) (91,920) (51,237)
Allocated employee compensation and benefits from related party (12,031) (7,000) (5,473)
Variable expenses on residential mortgage banking activities (75,133) (114,510) (51,760)
Professional fees (16,339) (13,360) (7,434)
Management fees - related party (10,928) (10,682) (9,578)
Incentive fees - related party (5,419) (5,973) (106)
Loan servicing expense (29,983) (30,856) (17,976)
Transaction related expenses (14,282) (63) (7,750)
Other operating expenses (58,401) (54,369) (33,162)
Total non-interest expense (312,581) (328,733) (184,476)
Income (loss) before provision for income taxes 189,057 54,453 64,504
Total assets 9,534,031 5,372,095 4,977,018
Operating Segments | SBC Lending and Acquisitions      
Segment reporting      
Interest income 278,455 211,525 193,417
Interest expense (164,797) (138,444) (131,179)
Net interest income before provision for loan losses 113,658 73,081 62,238
Provision for (recovery of) loan losses (7,387) (26,932) (1,127)
Net interest income after provision for (recovery of) loan losses 106,271 46,149 61,111
Non-interest income      
Net realized gains on financial instruments and real estate owned 24,813 13,349 13,768
Net unrealized gain (loss) on financial instruments 19,457 (9,763) (361)
Servicing income, net 3,113 2,265 1,899
Income (Loss) from unconsolidated joint ventures 6,916 2,404 6,088
Other income (loss) 13,002 8,200 8,304
Total non-interest income (loss) 67,301 16,455 29,698
Non-interest expense      
Employee compensation and benefits (16,582) (14,137) (6,958)
Allocated employee compensation and benefits from related party (1,203) (700) (547)
Professional fees (4,064) (2,174) (2,134)
Loan servicing expense (19,680) (14,390) (10,357)
Other operating expenses (21,997) (18,865) (14,218)
Total non-interest expense (63,526) (50,266) (34,214)
Income (loss) before provision for income taxes 110,046 12,338 56,595
Total assets 7,106,206 3,790,899 3,694,266
Operating Segments | Small Business Lending      
Segment reporting      
Interest income 116,741 39,430 32,096
Interest expense (36,872) (27,472) (14,864)
Net interest income before provision for loan losses 79,869 11,958 17,232
Provision for (recovery of) loan losses (662) (7,794) (2,557)
Net interest income after provision for (recovery of) loan losses 79,207 4,164 14,675
Non-interest income      
Net realized gains on financial instruments and real estate owned 44,068 18,564 15,190
Net unrealized gain (loss) on financial instruments 2,999 (1,084) 393
Servicing income, net 14,510 11,100 6,127
Income on purchased future receivables, net 10,257 15,711 2,362
Other income (loss) (6,231) 32,944 2,361
Total non-interest income (loss) 65,603 77,235 26,433
Non-interest expense      
Employee compensation and benefits (36,757) (29,008) (18,057)
Professional fees (3,034) (1,839) (1,252)
Loan servicing expense (886) (675) (261)
Other operating expenses (23,377) (23,525) (8,145)
Total non-interest expense (64,054) (55,047) (27,715)
Income (loss) before provision for income taxes 80,756 26,352 13,393
Total assets 1,558,641 754,600 822,147
Operating Segments | Residential Mortgage Banking      
Segment reporting      
Interest income 8,300 7,681 4,403
Interest expense (9,193) (8,294) (5,837)
Net interest income before provision for loan losses (893) (613) (1,434)
Net interest income after provision for (recovery of) loan losses (893) (613) (1,434)
Non-interest income      
Residential mortgage banking activities 137,297 252,720 83,539
Net unrealized gain (loss) on financial instruments 16,921 (37,254) (18,569)
Servicing income, net 30,392 25,229 22,639
Other income (loss) 2,153 183 249
Total non-interest income (loss) 186,763 240,878 87,858
Non-interest expense      
Employee compensation and benefits (32,973) (45,368) (22,882)
Variable expenses on residential mortgage banking activities (75,133) (114,510) (51,760)
Professional fees (2,951) (1,777) (1,101)
Loan servicing expense (9,417) (15,754) (7,225)
Other operating expenses (8,498) (8,737) (7,717)
Total non-interest expense (128,972) (186,146) (90,685)
Income (loss) before provision for income taxes 56,898 54,119 (4,261)
Total assets 482,185 626,035 330,363
Corporate      
Segment reporting      
Interest expense (2,699) (1,271)  
Net interest income before provision for loan losses (2,699) (1,271)  
Net interest income after provision for (recovery of) loan losses (2,699) (1,271)  
Non-interest income      
Net unrealized gain (loss) on financial instruments     (253)
Other income (loss) 85 189 164
Gain on bargain purchase     30,728
Total non-interest income (loss) 85 189 30,639
Non-interest expense      
Employee compensation and benefits (3,753) (3,407) (3,340)
Allocated employee compensation and benefits from related party (10,828) (6,300) (4,926)
Professional fees (6,290) (7,570) (2,947)
Management fees - related party (10,928) (10,682) (9,578)
Incentive fees - related party (5,419) (5,973) (106)
Loan servicing expense   (37) (133)
Transaction related expenses (14,282) (63) (7,750)
Other operating expenses (4,529) (3,242) (3,082)
Total non-interest expense (56,029) (37,274) (31,862)
Income (loss) before provision for income taxes (58,643) (38,356) (1,223)
Total assets $ 386,999 $ 200,561 $ 130,242