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Loans and Allowance for Credit Losses - Loan Vintage (Details) - USD ($)
$ in Thousands
Mar. 31, 2021
Dec. 31, 2020
Loan classification and delinquency by year of origination    
UPB $ 4,571,128 $ 4,102,035
Current fiscal year 606,835 522,961
Year before current fiscal year 529,003 1,229,069
Two years before current fiscal year 1,208,044 735,604
Three years before current fiscal year 699,588 243,042
Four years before current fiscal year 224,498 110,314
Five or more years before current fiscal year 1,249,098 1,211,980
Total 4,517,066 4,052,970
General allowance for loan losses (27,403) (29,539)
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs 4,489,663 4,023,431
Specific allowance for loan losses 18,200 17,200
Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
UPB 4,351,956 3,904,294
Current fiscal year 606,638 516,474
Year before current fiscal year 512,632 1,221,227
Two years before current fiscal year 1,178,806 707,068
Three years before current fiscal year 632,881 203,331
Four years before current fiscal year 205,280 100,003
Five or more years before current fiscal year 1,178,466 1,125,100
Total 4,314,703 3,873,203
30-59 Days Past Due    
Loan classification and delinquency by year of origination    
UPB 79,654 38,836
Current fiscal year   5,812
Year before current fiscal year 15,711 5,191
Two years before current fiscal year 24,790 15,097
Three years before current fiscal year 21,139 401
Four years before current fiscal year 4,841 2
Five or more years before current fiscal year 12,081 11,933
Total 78,562 38,436
60+ Days Past Due    
Loan classification and delinquency by year of origination    
UPB 139,518 158,905
Current fiscal year 197 675
Year before current fiscal year 660 2,651
Two years before current fiscal year 4,448 13,439
Three years before current fiscal year 45,568 39,310
Four years before current fiscal year 14,377 10,309
Five or more years before current fiscal year 58,551 74,947
Total 123,801 141,331
Originated Transitional loans    
Loan classification and delinquency by year of origination    
UPB 1,889,158 1,328,395
Current fiscal year 599,301 385,183
Year before current fiscal year 397,349 583,593
Two years before current fiscal year 570,278 306,971
Three years before current fiscal year 277,650 23,783
Four years before current fiscal year 13,292 18,480
Five or more years before current fiscal year 15,294 1,064
Total 1,873,164 1,319,074
General allowance for loan losses (14,848) (14,995)
Originated Transitional loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,794,270 1,281,579
Originated Transitional loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 30,315 17,713
Originated Transitional loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 48,579 19,782
Originated SBC loans    
Loan classification and delinquency by year of origination    
UPB 1,035,280 1,052,705
Current fiscal year   66,715
Year before current fiscal year 62,606 486,033
Two years before current fiscal year 479,979 237,313
Three years before current fiscal year 235,716 110,354
Four years before current fiscal year 105,628 43,696
Five or more years before current fiscal year 155,608 112,444
Total 1,039,537 1,056,555
General allowance for loan losses (2,729) (2,640)
Originated SBC loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 993,570 1,000,878
Originated SBC loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 16,953 6,591
Originated SBC loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 29,014 49,086
Acquired loans    
Loan classification and delinquency by year of origination    
UPB 997,864 1,053,679
Current fiscal year   21,414
Year before current fiscal year 21,042 40,572
Two years before current fiscal year 40,618 42,167
Three years before current fiscal year 41,301 38,649
Four years before current fiscal year 37,507 19,533
Five or more years before current fiscal year 849,833 883,774
Total 990,301 1,046,109
General allowance for loan losses (4,335) (5,457)
Acquired loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 934,265 978,346
Acquired loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 14,485 7,729
Acquired loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 41,551 60,034
Originated SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 385,084 387,389
Current fiscal year 6,599 47,939
Year before current fiscal year 47,218 98,568
Two years before current fiscal year 97,040 133,812
Three years before current fiscal year 129,904 68,375
Four years before current fiscal year 66,195 22,056
Five or more years before current fiscal year 25,332 4,041
Total 372,288 374,791
General allowance for loan losses (4,864) (5,680)
Originated SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 356,600 369,416
Originated SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 14,789 1,741
Originated SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 899 3,634
Acquired SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 246,778 262,571
Current fiscal year   139
Year before current fiscal year 129 19,658
Two years before current fiscal year 19,485 14,636
Three years before current fiscal year 14,315 283
Four years before current fiscal year 279 19
Five or more years before current fiscal year 190,812 204,703
Total 225,020 239,438
General allowance for loan losses (627) (767)
Acquired SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 221,444 228,651
Acquired SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 2,020 4,008
Acquired SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 1,556 6,779
Originated SBC loans, at fair value    
Loan classification and delinquency by year of origination    
UPB 13,881 14,088
Three years before current fiscal year   1,598
Four years before current fiscal year 1,597 6,442
Five or more years before current fiscal year 12,021 5,755
Total 13,618 13,795
Originated SBC loans, at fair value | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 13,618 13,795
Originated Residential Agency loans    
Loan classification and delinquency by year of origination    
UPB 3,083 3,208
Current fiscal year 935 1,571
Year before current fiscal year 659 645
Two years before current fiscal year 644 705
Three years before current fiscal year 702  
Four years before current fiscal year   88
Five or more years before current fiscal year 198 199
Total 3,138 3,208
Originated Residential Agency loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 936 538
Originated Residential Agency loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total   654
Originated Residential Agency loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total $ 2,202 $ 2,016