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Loans and Allowance for Loan Losses - Loan Vintage (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Loan classification and delinquency by year of origination    
UPB $ 4,176,966  
2020 597,892  
2019 1,229,069  
2018 735,604  
2017 243,042  
2016 110,314  
Pre 2016 1,211,980  
Total 4,127,901 $ 4,056,607
General allowance for loan losses (29,539) (2,424)
Total Loans, net of allowance for loan losses, including loans in consolidated VIEs 4,098,362 4,054,183
Specific allowance for loan losses 17,200 5,000
Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
UPB 3,979,225  
2020 591,405  
2019 1,221,227  
2018 707,068  
2017 203,331  
2016 100,003  
Pre 2016 1,125,100  
Total 3,948,134 3,932,421
30-59 Days Past Due    
Loan classification and delinquency by year of origination    
UPB 38,836  
2020 5,812  
2019 5,191  
2018 15,097  
2017 401  
2016 2  
Pre 2016 11,933  
Total 38,436 65,669
60+ Days Past Due    
Loan classification and delinquency by year of origination    
UPB 158,905  
2020 675  
2019 2,651  
2018 13,439  
2017 39,310  
2016 10,309  
Pre 2016 74,947  
Total 141,331 58,517
Originated Transitional loans    
Loan classification and delinquency by year of origination    
UPB 1,328,395  
2020 385,183  
2019 583,593  
2018 306,971  
2017 23,783  
2016 18,480  
Pre 2016 1,064  
Total 1,319,074 1,086,328
General allowance for loan losses (14,995) (64)
Originated Transitional loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,281,579 1,074,955
Originated Transitional loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 17,713 5,728
Originated Transitional loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 19,782 5,645
Originated SBC loans    
Loan classification and delinquency by year of origination    
UPB 1,052,705  
2020 66,715  
2019 486,033  
2018 237,313  
2017 110,354  
2016 43,696  
Pre 2016 112,444  
Total 1,056,555 1,168,899
General allowance for loan losses (2,640) (124)
Originated SBC loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 1,000,878 1,137,140
Originated SBC loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 6,591 11,769
Originated SBC loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 49,086 19,990
Acquired loans    
Loan classification and delinquency by year of origination    
UPB 1,053,679  
2020 21,414  
2019 40,572  
2018 42,167  
2017 38,649  
2016 19,533  
Pre 2016 883,774  
Total 1,046,109 1,094,283
General allowance for loan losses (5,457) (803)
Acquired loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 978,346 1,032,259
Acquired loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 7,729 41,830
Acquired loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 60,034 20,194
Originated SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 387,389  
2020 47,939  
2019 98,568  
2018 133,812  
2017 68,375  
2016 22,056  
Pre 2016 4,041  
Total 374,791 376,629
General allowance for loan losses (5,680) (1,019)
Originated SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 369,416 370,101
Originated SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 1,741 2,085
Originated SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 3,634 4,443
Acquired SBA 7(a) loans    
Loan classification and delinquency by year of origination    
UPB 262,571  
2020 139  
2019 19,658  
2018 14,636  
2017 283  
2016 19  
Pre 2016 204,703  
Total 239,438 306,860
General allowance for loan losses (767) (414)
Acquired SBA 7(a) loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 228,651 297,172
Acquired SBA 7(a) loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 4,008 4,048
Acquired SBA 7(a) loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total 6,779 5,640
Originated PPP loans, at fair value    
Loan classification and delinquency by year of origination    
UPB 74,931  
2020 74,931  
Total 74,931  
Originated PPP loans, at fair value | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 74,931  
Originated SBC loans, at fair value    
Loan classification and delinquency by year of origination    
UPB 14,088  
2017 1,598  
2016 6,442  
Pre 2016 5,755  
Total 13,795 20,212
Originated SBC loans, at fair value | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 13,795 20,212
Originated Residential Agency loans    
Loan classification and delinquency by year of origination    
UPB 3,208  
2020 1,571  
2019 645  
2018 705  
2016 88  
Pre 2016 199  
Total 3,208 3,396
Originated Residential Agency loans | Current and less than 30 days past due    
Loan classification and delinquency by year of origination    
Total 538 582
Originated Residential Agency loans | 30-59 Days Past Due    
Loan classification and delinquency by year of origination    
Total 654 209
Originated Residential Agency loans | 60+ Days Past Due    
Loan classification and delinquency by year of origination    
Total $ 2,016 $ 2,605