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Warehouse Lines of Credit (Narrative) (Details) (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Short-term Debt [Line Items]    
Amount outstanding $ 300,092,293us-gaap_LineOfCredit $ 236,058,976us-gaap_LineOfCredit
Warehouse Agreement Borrowings [Member]    
Short-term Debt [Line Items]    
Amount outstanding 89,417,564us-gaap_LineOfCredit
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit One [Member]    
Short-term Debt [Line Items]    
Amount of agreement 45,000,000us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditOneMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Expiration date Jan. 15, 2015  
Amount outstanding 21,210,431us-gaap_LineOfCredit
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditOneMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit One [Member] | London Interbank Offered Rate (LIBOR) [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.30%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditOneMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Two [Member]    
Short-term Debt [Line Items]    
Amount of agreement 35,000,000us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditTwoMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Expiration date Sep. 28, 2015  
Amount outstanding 27,499,080us-gaap_LineOfCredit
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditTwoMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Two [Member] | London Interbank Offered Rate (LIBOR) [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.25%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditTwoMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Two [Member] | London Interbank Offered Rate (LIBOR) [Member] | Minimum [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.50%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditTwoMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Three [Member]    
Short-term Debt [Line Items]    
Amount of agreement 30,000,000us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditThreeMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Expiration date Oct. 26, 2015  
Amount outstanding 29,619,453us-gaap_LineOfCredit
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditThreeMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Three [Member] | London Interbank Offered Rate (LIBOR) [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.25%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditThreeMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Three [Member] | London Interbank Offered Rate (LIBOR) [Member] | Minimum [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.75%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditThreeMember
/ us-gaap_RangeAxis
= us-gaap_MinimumMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Four [Member]    
Short-term Debt [Line Items]    
Amount of agreement 20,000,000us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditFourMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Expiration date Jun. 30, 2016  
Amount outstanding $ 11,088,600us-gaap_LineOfCredit
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditFourMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
 
Warehouse Agreement Borrowings [Member] | Warehouse Line of Credit Four [Member] | London Interbank Offered Rate (LIBOR) [Member]    
Short-term Debt [Line Items]    
Interest rate spread 2.75%us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
/ us-gaap_DebtInstrumentAxis
= zfc_WarehouseLineOfCreditFourMember
/ us-gaap_ShortTermDebtTypeAxis
= us-gaap_WarehouseAgreementBorrowingsMember
/ us-gaap_VariableRateAxis
= us-gaap_LondonInterbankOfferedRateLIBORMember