Mortgage Loans (Tables)

6 Months Ended

Jun. 30, 2013

Mortgage Loans [Abstract]

Schedule of Mortgage Loans

The following table presents the fair value, principal balance and weighted coupon and yield of the Company's mortgage loan portfolio as of June 30, 2013:

	June 30, 2013
					Weighted Average
			Principal
	Fair Value		Balance		Coupon		Yield
Loan Type
Performing Loans:
Fixed	$	59,118,932	$	75,383,607	4.92	%	6.99	%
ARM		60,455,915		73,919,489	4.53		6.54
		119,574,847		149,303,096
Nonperforming loans		1,208,578		1,805,103	6.52		9.27
Total	$	120,783,425	$	151,108,199	4.75	%	6.78	%

The following table presents the difference between the fair value and the aggregate unpaid principal balance of the Company's mortgage loans:
	June 30, 2013							December 31, 2012
			Principal							Principal
	Fair Value		Balance		Difference			Fair Value		Balance		Difference
Loan Type
Performing loans:
Fixed		59,118,932		75,383,607		(16,264,675	)		-		-		-
ARM		60,455,915		73,919,489		(13,463,574	)		-		-		-
		119,574,847		149,303,096		(29,728,249	)
Nonperforming loans		1,208,578		1,805,103		(596,525	)		-		-		-
Total	$	120,783,425	$	151,108,199	$	(30,324,774	)	$	-	$	-	$	-

Schedule of Concentrations of Credit Risk

As of June 30, 2013, the mortgage loan portfolio consisted of mortgage loans on residential real estate located throughout the United States. The following is a summary of certain concentrations of credit risk in the mortgage loan portfolio:

	June 30, 2013		December 31, 2012
Concentration
Percentage of fair value of mortgage loans with unpaid-principal-balance-to
current -property-value in excess of 100%	92.8	%	-
Mortgage loans secured by properties in the following states:
Each representing 10% or more of fair value:			-
California	21.2	%
Florida	19.7	%

	June 30, 2013		December 31, 2012
Georgia	10.1	%
Additional states each representing more than 5% of fair value	NJ, VA		-