The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES COM 007903107 1,378 9,582 SH   SOLE   9,582 0 0
ALBEMARLE CORP COM 012653101 3,972 16,992 SH   SOLE   16,992 0 0
ALPHABET INC CAP STK CL A 02079K305 4,455 1,538 SH   SOLE   1,538 0 0
ALPHABET INC CAP STK CL C 02079K107 795 275 SH   SOLE   275 0 0
AMAZON COM INC COM 023135106 7,242 2,172 SH   SOLE   2,172 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,747 9,252 SH   SOLE   9,252 0 0
APPLE INC COM 037833100 18,250 102,777 SH   SOLE   102,777 0 0
AT&T INC COM 00206R102 233 9,496 SH   SOLE   9,496 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 1,053 28,262 SH   SOLE   28,262 0 0
BANK AMER CORP COM 060505104 213 4,802 SH   SOLE   4,802 0 0
Berkshire Hathaway Inc DEL CL B NEW 084670702 13,698 45,816 SH   SOLE   45,816 0 0
BLACKSTONE CORP INC COM CL A 09260D107 5,630 43,516 SH   SOLE   43,516 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 200 3,221 SH   SOLE   3,221 0 0
BROADCOM INC COM 11135F101 1,030 1,549 SH   SOLE   1,549 0 0
CARLOTZ INC COM CL A 142552108 22 10,000 SH   SOLE   10,000 0 0
CHARLES RIV LABS INTL INC COM 159864107 1,565 4,155 SH   SOLE   4,155 0 0
CHEVRON CORP NEW COM 166764100 2,694 22,961 SH   SOLE   22,961 0 0
CITIZENS FINL GROUP INC COM 174610105 1,887 39,955 SH   SOLE   39,955 0 0
COCA COLA CO COM 191216100 796 13,452 SH   SOLE   13,452 0 0
DANAHER CORP DEL COM 235851102 12,225 37,157 SH   SOLE   37,157 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 749 19,173 SH   SOLE   19,173 0 0
DIGITAL RLTY TR INC COM 253868103 447 2,530 SH   SOLE   2,530 0 0
DISNEY WALT CO COM DISNEY 254687106 4,659 30,084 SH   SOLE   30,084 0 0
DOMINION ENERGY INC COM 25746U109 8,233 104,808 SH   SOLE   104,808 0 0
DUKE ENERGY CORP NEW COM 26441C204 538 5,130 SH   SOLE   5,130 0 0
ENBRIDGE INC COM 29250N105 229 5,866 SH   SOLE   5,866 0 0
ESSENTIAL UTILITIES INC COM 29670G102 8,412 156,689 SH   SOLE   156,689 0 0
EXXON MOBIL CORP COM 30231G102 702 11,485 SH   SOLE   11,485 0 0
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 2,805 49,239 SH   SOLE   49,239 0 0
FIRST TR EXCHANGE-TRADED FD PFD Secs Inc ETF 33739E108 7,389 363,675 SH   SOLE   363,675 0 0
HOME DEPOT INC COM 437076102 736 1,774 SH   SOLE   1,774 0 0
ILLINOIS TOOL WKS INC COM 452308109 250 1,014 SH   SOLE   1,014 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 853 6,386 SH   SOLE   6,386 0 0
ISHARES GOLD TRUST ISHARES 464285204 4,258 122,343 SH   SOLE   122,343 0 0
ISHARES TR TIPS BD ETF 464287176 7,684 59,476 SH   SOLE   59,476 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 732 14,343 SH   SOLE   14,343 0 0
JOHNSON & JOHNSON COM 478160104 8,137 47,568 SH   SOLE   47,568 0 0
JP MORGAN CHASE & CO COM 46625H100 358 2,261 SH   SOLE   2,261 0 0
LOCKHEED MARTIN CORP COM 539830109 7,380 20,766 SH   SOLE   20,766 0 0
LOWES COS INC COM 548661107 500 1,937 SH   SOLE   1,937 0 0
LULULEMON ATHLETICA INC COM 550021109 243 622 SH   SOLE   622 0 0
MEDTRONIC PLC SHS G5960L103 1,827 17,662 SH   SOLE   17,662 0 0
MICROSOFT CORP COM 594918104 17,335 51,543 SH   SOLE   51,543 0 0
MORGAN STANLEY COM NEW 617446448 6,163 62,792 SH   SOLE   62,792 0 0
NEXTERA ENERGY INC COM 65339F101 2,859 30,626 SH   SOLE   30,626 0 0
NIKE INC CL B 654106103 6,897 41,383 SH   SOLE   41,383 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,049 6,885 SH   SOLE   6,885 0 0
PALO ALTO NETWORKS INC COM 697435105 5,417 9,731 SH   SOLE   9,731 0 0
PEPSICO INC COM 713448108 8,285 47,698 SH   SOLE   47,698 0 0
PFIZER INC COM 717081103 3,400 57,590 SH   SOLE   57,590 0 0
PHILIP MORRIS INTL INC COM 718172109 654 6,884 SH   SOLE   6,884 0 0
PNC FINL SVCS GROUP INC COM 693475105 343 1,715 SH   SOLE   1,715 0 0
PROCTER AND GAMBLE CO COM 742718109 8,179 50,003 SH   SOLE   50,003 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 216 2,512 SH   SOLE   2,512 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,445 17,886 SH   SOLE   17,886 0 0
SHERWIN WILLIAMS CO COM 824348106 4,360 12,383 SH   SOLE   12,383 0 0
SOUTHERN CO COM 842587107 2,244 32,734 SH   SOLE   32,734 0 0
STARBUCKS CORP COM 855244109 1,419 12,134 SH   SOLE   12,134 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,543 21,138 SH   SOLE   21,138 0 0
TEREX CORP NEW COM 880779103 307 6,987 SH   SOLE   6,987 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 615 922 SH   SOLE   922 0 0
UNION PAC CORP COM 907818108 5,721 22,709 SH   SOLE   22,709 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 324 1,434 SH   SOLE   1,434 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,772 130,338 SH   SOLE   130,338 0 0
VISA INC COM CL A 92826C839 7,105 32,785 SH   SOLE   32,785 0 0
WALMART INC COM 931142103 4,156 28,728 SH   SOLE   28,728 0 0
WASTE MGMT INC DEL COM 94106L109 1,623 9,726 SH   SOLE   9,726 0 0
ZOETIS INC CL A 98978V103 6,182 25,335 SH   SOLE   25,335 0 0