The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES COM 007903107 914 8,890 SH   SOLE   8,890 0 0
ALBEMARLE CORP COM 012653101 3,774 17,235 SH   SOLE   17,235 0 0
ALPHABET INC CAP STK CL A 02079K305 4,015 1,502 SH   SOLE   1,502 0 0
ALPHABET INC CAP STK CL C 02079K107 732 275 SH   SOLE   275 0 0
AMAZON COM INC COM 023135106 6,934 2,111 SH   SOLE   2,111 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,391 8,232 SH   SOLE   8,232 0 0
APPLE INC COM 037833100 14,565 102,937 SH   SOLE   102,937 0 0
AT&T INC COM 00206R102 256 9,498 SH   SOLE   9,498 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 1,041 28,262 SH   SOLE   28,262 0 0
BANK AMER CORP COM 060505104 208 4,906 SH   SOLE   4,906 0 0
Berkshire Hathaway Inc DEL CL B NEW 084670702 12,451 45,619 SH   SOLE   45,619 0 0
BLACKSTONE CORP INC COM CL A 09260D107 4,753 40,854 SH   SOLE   40,854 0 0
BROADCOM INC COM 11135F101 331 684 SH   SOLE   684 0 0
CARLOTZ INC COM CL A 142552108 41 11,000 SH   SOLE   11,000 0 0
CHARLES RIV LABS INTL INC COM 159864107 1,018 2,467 SH   SOLE   2,467 0 0
CHEVRON CORP NEW COM 166764100 2,130 21,002 SH   SOLE   21,002 0 0
CITIZENS FINL GROUP INC COM 174610105 1,664 35,440 SH   SOLE   35,440 0 0
COCA COLA CO COM 191216100 706 13,456 SH   SOLE   13,456 0 0
DANAHER CORP DEL COM 235851102 11,221 36,858 SH   SOLE   36,858 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 225 5,293 SH   SOLE   5,293 0 0
DIGITAL RLTY TR INC COM 253868103 365 2,530 SH   SOLE   2,530 0 0
DISNEY WALT CO COM DISNEY 254687106 4,856 28,710 SH   SOLE   28,710 0 0
DOMINION ENERGY INC COM 25746U109 7,615 104,290 SH   SOLE   104,290 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 500 5,128 SH   SOLE   5,128 0 0
ENBRIDGE INC COM 29250N105 233 5,866 SH   SOLE   5,866 0 0
ESSENTIAL UTILITIES INC COM 29670G102 7,278 157,953 SH   SOLE   157,953 0 0
EXXON MOBIL CORP COM 30231G102 575 9,778 SH   SOLE   9,778 0 0
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 2,481 43,699 SH   SOLE   43,699 0 0
FIRST TR EXCHANGE-TRADED FD PFD Secs Inc ETF 33739E108 6,967 339,227 SH   SOLE   339,227 0 0
HOME DEPOT INC COM 437076102 577 1,759 SH   SOLE   1,759 0 0
ILLINOIS TOOL WKS INC COM 452308109 209 1,014 SH   SOLE   1,014 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 887 6,386 SH   SOLE   6,386 0 0
ISHARES GOLD TRUST ISHARES 464285204 4,055 121,383 SH   SOLE   121,383 0 0
ISHARES TR TIPS BD ETF 464287176 7,104 55,639 SH   SOLE   55,639 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 570 11,048 SH   SOLE   11,048 0 0
JOHNSON & JOHNSON COM 478160104 7,704 47,706 SH   SOLE   47,706 0 0
JP MORGAN CHASE & CO COM 46625H100 370 2,261 SH   SOLE   2,261 0 0
LOCKHEED MARTIN CORP COM 539830109 7,016 20,331 SH   SOLE   20,331 0 0
LOWES COS INC COM 548661107 411 2,026 SH   SOLE   2,026 0 0
LULULEMON ATHLETICA INC COM 550021109 251 622 SH   SOLE   622 0 0
MEDTRONIC PLC SHS G5960L103 2,291 18,279 SH   SOLE   18,279 0 0
MICROSOFT CORP COM 594918104 14,531 51,543 SH   SOLE   51,543 0 0
MORGAN STANLEY COM NEW 617446448 5,742 59,015 SH   SOLE   59,015 0 0
NEXTERA ENERGY INC COM 65339F101 2,337 29,775 SH   SOLE   29,775 0 0
NIKE INC CL B 654106103 5,899 40,623 SH   SOLE   40,623 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,651 6,903 SH   SOLE   6,903 0 0
PALO ALTO NETWORKS INC COM 697435105 4,301 8,981 SH   SOLE   8,981 0 0
PEPSICO INC COM 713448108 7,060 46,943 SH   SOLE   46,943 0 0
PFIZER INC COM 717081103 2,491 57,917 SH   SOLE   57,917 0 0
PHILIP MORRIS INTL INC COM 718172109 489 5,161 SH   SOLE   5,161 0 0
PNC FINL SVCS GROUP INC COM 693475105 281 1,440 SH   SOLE   1,440 0 0
PROCTER AND GAMBLE CO COM 742718109 6,978 49,918 SH   SOLE   49,918 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 215 2,512 SH   SOLE   2,512 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,304 17,575 SH   SOLE   17,575 0 0
SHERWIN WILLIAMS CO COM 824348106 3,449 12,332 SH   SOLE   12,332 0 0
SOUTHERN CO COM 842587107 2,031 32,785 SH   SOLE   32,785 0 0
STARBUCKS CORP COM 855244109 1,324 12,009 SH   SOLE   12,009 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,418 21,661 SH   SOLE   21,661 0 0
TEREX CORP NEW COM 880779103 324 7,717 SH   SOLE   7,717 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 523 916 SH   SOLE   916 0 0
UNION PAC CORP COM 907818108 4,428 22,591 SH   SOLE   22,591 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 328 1,503 SH   SOLE   1,503 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,848 126,805 SH   SOLE   126,805 0 0
VISA INC COM CL A 92826C839 7,248 32,541 SH   SOLE   32,541 0 0
WALMART INC COM 931142103 4,217 30,260 SH   SOLE   30,260 0 0
WASTE MGMT INC DEL COM 94106L109 737 4,938 SH   SOLE   4,938 0 0
ZOETIS INC CL A 98978V103 4,872 25,100 SH   SOLE   25,100 0 0