The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO COM 007903107 52 10,032 SH   SOLE   10,032 0 0
CONAGRA FOODS I COM 205887102 480 10,048 SH   SOLE   10,048 0 0
CHESAPEAKE ENER COM 165167107 43 10,058 SH   SOLE   10,058 0 0
WESTERN UNION C COM 959802109 193 10,060 SH   SOLE   10,060 0 0
DEVON ENERGY CO COM 25179M103 367 10,132 SH   SOLE   10,132 0 0
AMERICAN EXPRES COM 025816109 631 10,377 SH   SOLE   10,377 0 0
ZOETIS INC CL A 98978V103 497 10,481 SH   SOLE   10,481 0 0
BAXTER INTERNAT COM 071813109 485 10,729 SH   SOLE   10,729 0 0
SOUTHWEST AIRLI COM 844741108 432 11,017 SH   SOLE   11,017 0 0
ANADARKO PETROL COM 032511107 587 11,024 SH   SOLE   11,024 0 0
CATERPILLAR INC COM 149123101 845 11,142 SH   SOLE   11,142 0 0
EMERSON ELECTRI COM 291011104 581 11,144 SH   SOLE   11,144 0 0
KEYCORP NEW COM 493267108 123 11,172 SH   SOLE   11,172 0 0
HOST HOTELS & R COM 44107P104 196 12,107 SH   SOLE   12,107 0 0
WALGREEN BOOTS COM 931427108 1,011 12,144 SH   SOLE   12,144 0 0
RAYTHEON CO COM NEW 755111507 1,666 12,256 SH   SOLE   12,256 0 0
GENERAL MOTORS COM 37045V100 349 12,330 SH   SOLE   12,330 0 0
CSX CORPORATION COM 126408103 324 12,406 SH   SOLE   12,406 0 0
PROGRESSIVE COR COM 743315103 423 12,638 SH   SOLE   12,638 0 0
ALLSTATE CORP COM 020002101 913 13,046 SH   SOLE   13,046 0 0
XEROX CORP COM 984121103 125 13,136 SH   SOLE   13,136 0 0
ELI LILLY & CO COM 532457108 1,048 13,312 SH   SOLE   13,312 0 0
3M COMPANY COM 88579Y101 2,484 14,187 SH   SOLE   14,187 0 0
CELGENE CORP COM 151020104 1,401 14,206 SH   SOLE   14,206 0 0
ACCENTURE PLC I SHS CLASS A G1151C101 1,622 14,319 SH   SOLE   14,319 0 0
FIFTH THIRD BAN COM 316773100 253 14,403 SH   SOLE   14,403 0 0
GILEAD SCIENCES COM 375558103 1,202 14,411 SH   SOLE   14,411 0 0
BB&T CORP COM 054937107 516 14,495 SH   SOLE   14,495 0 0
UNITED PARCEL S CL B 911312106 1,570 14,575 SH   SOLE   14,575 0 0
KROGER CO (THE) COM 501044101 545 14,817 SH   SOLE   14,817 0 0
OCCIDENTAL PETE COM 674599105 1,148 15,197 SH   SOLE   15,197 0 0
LOWES COMPANIES COM 548661107 1,206 15,237 SH   SOLE   15,237 0 0
SPECTRA ENERGY COM 847560109 558 15,239 SH   SOLE   15,239 0 0
CONOCOPHILLIPS COM 20825C104 668 15,317 SH   SOLE   15,317 0 0
WILLIAMS COMPAN COM 969457100 333 15,418 SH   SOLE   15,418 0 0
UNION PACIFIC C COM 907818108 1,405 16,105 SH   SOLE   16,105 0 0
CVS HEALTH CORP COM 126650100 1,553 16,221 SH   SOLE   16,221 0 0
AMGEN INC COM 031162100 2,504 16,457 SH   SOLE   16,457 0 0
FRONTIER COMMUN COM 35906A108 81 16,481 SH   SOLE   16,481 0 0
HP INC COM 40434L105 214 17,036 SH   SOLE   17,036 0 0
NVIDIA CORP COM 67066G104 802 17,064 SH   SOLE   17,064 0 0
MARATHON OIL CO COM 565849106 258 17,171 SH   SOLE   17,171 0 0
METLIFE INC COM 59156R108 723 18,140 SH   SOLE   18,140 0 0
MASTERCARD INCO CL A 57636Q104 1,613 18,313 SH   SOLE   18,313 0 0
CORNING INC COM 219350105 386 18,825 SH   SOLE   18,825 0 0
YAHOO INC COM 984332106 720 19,174 SH   SOLE   19,174 0 0
TWENTY FIRST CE CL A 90130A101 520 19,240 SH   SOLE   19,240 0 0
E I DU PONT DE COM 263534109 1,276 19,689 SH   SOLE   19,689 0 0
MICRON TECHNOLO COM 595112103 275 19,994 SH   SOLE   19,994 0 0
MONDELEZ INTERN CL A 609207105 915 20,103 SH   SOLE   20,103 0 0
24/7 KID DOC IN COM 90132N101 1 20,132 SH   SOLE   20,132 0 0
WALT DISNEY CO COM DISNEY 254687106 1,984 20,282 SH   SOLE   20,282 0 0
CHARLES SCHWAB COM 808513105 522 20,631 SH   SOLE   20,631 0 0
HALLIBURTON COM COM 406216101 937 20,696 SH   SOLE   20,696 0 0
BOSTON SCIENTIF COM 101137107 484 20,731 SH   SOLE   20,731 0 0
DOW CHEMICAL CO COM 260543103 1,034 20,807 SH   SOLE   20,807 0 0
US BANCORP DEL COM NEW 902973304 839 20,814 SH   SOLE   20,814 0 0
REGIONS FINANCI COM 7591EP100 179 20,985 SH   SOLE   20,985 0 0
ALCOA INC COM 013817101 195 21,003 SH   SOLE   21,003 0 0
VANGUARD STAR F VG TL INTL STK F 921909768 936 21,053 SH   SOLE   21,053 0 0
REYNOLDS AMERIC COM 761713106 1,148 21,293 SH   SOLE   21,293 0 0
NIKE INC CL B 654106103 1,184 21,452 SH   SOLE   21,452 0 0
ABBOTT LABORATO COM 002824100 875 22,251 SH   SOLE   22,251 0 0
HONEYWELL INTL COM 438516106 2,665 22,911 SH   SOLE   22,911 0 0
PAYPAL HOLDINGS COM 70450Y103 862 23,619 SH   SOLE   23,619 0 0
HOME DEPOT INC COM 437076102 3,113 24,382 SH   SOLE   24,382 0 0
APPLIED MATERIA COM 038222105 600 25,026 SH   SOLE   25,026 0 0
COLGATE PALMOLI COM 194162103 1,879 25,672 SH   SOLE   25,672 0 0
VANGUARD TOTAL TOTAL BND MRKT 921937835 2,176 25,808 SH   SOLE   25,808 0 0
SOUTHERN CO COM 842587107 1,390 25,924 SH   SOLE   25,924 0 0
MEDTRONIC PLC SHS G5960L103 2,296 26,466 SH   SOLE   26,466 0 0
MCDONALDS CORP COM 580135101 3,253 27,034 SH   SOLE   27,034 0 0
FREEPORT MCMORA CL B 35671D857 303 27,221 SH   SOLE   27,221 0 0
MORGAN STANLEY COM NEW 617446448 724 27,859 SH   SOLE   27,859 0 0
STARBUCKS CORP COM 855244109 1,604 28,085 SH   SOLE   28,085 0 0
WAL-MART STORES COM 931142103 2,060 28,209 SH   SOLE   28,209 0 0
EXELON CORPORAT COM 30161N101 1,026 28,229 SH   SOLE   28,229 0 0
WELLS FARGO & C COM 949746101 1,371 28,957 SH   SOLE   28,957 0 0
UNITEDHEALTH GR COM 91324P102 4,128 29,237 SH   SOLE   29,237 0 0
BERKSHIRE HATHA CL B NEW 084670702 4,329 29,900 SH   SOLE   29,900 0 0
BANK NEW YORK M COM 064058100 1,209 31,117 SH   SOLE   31,117 0 0
HEWLETT PACKARD COM 42824C109 575 31,470 SH   SOLE   31,470 0 0
SCHLUMBERGER LT COM 806857108 2,617 33,097 SH   SOLE   33,097 0 0
PEPSICO INC COM 713448108 3,652 34,475 SH   SOLE   34,475 0 0
POWERSHARES GLO SOVEREIGN DEBT 73936T573 1,063 35,950 SH   SOLE   35,950 0 0
TEXAS INSTRUMEN COM 882508104 2,281 36,410 SH   SOLE   36,410 0 0
QUALCOMM INC COM 747525103 2,121 39,586 SH   SOLE   39,586 0 0
ABBVIE INC COM 00287Y109 2,453 39,630 SH   SOLE   39,630 0 0
VISA INC COM CL A 92826C839 2,946 39,720 SH   SOLE   39,720 0 0
PHILIP MORRIS I COM 718172109 4,093 40,237 SH   SOLE   40,237 0 0
CHEVRON CORPORA COM 166764100 4,351 41,506 SH   SOLE   41,506 0 0
BRISTOL MYERS S COM 110122108 3,057 41,560 SH   SOLE   41,560 0 0
MERCK & CO INC COM 58933Y105 2,447 42,476 SH   SOLE   42,476 0 0
CITIGROUP INC COM NEW 172967424 1,826 43,077 SH   SOLE   43,077 0 0
EMC CORP-MASS COM 268648102 1,315 48,402 SH   SOLE   48,402 0 0
KINDER MORGAN I COM 49456B101 1,011 53,991 SH   SOLE   53,991 0 0
SCHWAB STRATEGI US REIT ETF 808524847 2,409 55,452 SH   SOLE   55,452 0 0
JPMORGAN CHASE COM 46625H100 3,696 59,478 SH   SOLE   59,478 0 0
FORD MOTOR CO COM PAR $0.01 345370860 759 60,407 SH   SOLE   60,407 0 0
COMCAST CORP CL A 20030N101 3,993 61,258 SH   SOLE   61,258 0 0
PROCTER & GAMBL COM 742718109 5,312 62,734 SH   SOLE   62,734 0 0
ALTRIA GROUP IN COM 02209S103 4,432 64,265 SH   SOLE   64,265 0 0
APPLE INC COM 037833100 6,193 64,780 SH   SOLE   64,780 0 0
JOHNSON & JOHNS COM 478160104 8,015 66,076 SH   SOLE   66,076 0 0
ORACLE CORPORAT COM 68389X105 3,029 73,999 SH   SOLE   73,999 0 0
CISCO SYSTEMS I COM 17275R102 2,204 76,836 SH   SOLE   76,836 0 0
PFIZER INC COM 717081103 2,721 77,285 SH   SOLE   77,285 0 0
INTEL CORP COM 458140100 2,616 79,763 SH   SOLE   79,763 0 0
COCA COLA COMPA COM 191216100 3,986 87,922 SH   SOLE   87,922 0 0
VERIZON COMMUNI COM 92343V104 5,675 101,633 SH   SOLE   101,633 0 0
VANGUARD SHORT STRM INFPROIDX 922020805 5,060 102,269 SH   SOLE   102,269 0 0
VANGUARD S&P 50 S&P 500 ETF SHS 922908363 22,267 115,853 SH   SOLE   115,853 0 0
EXXON MOBIL COR COM 30231G102 11,753 125,384 SH   SOLE   125,384 0 0
BANK OF AMERICA COM NEW 060505104 2,010 151,441 SH   SOLE   151,441 0 0
VANGUARD INDEX LARGE CAP ETF 922908637 15,132 157,874 SH   SOLE   157,874 0 0
MICROSOFT CORP COM 594918104 8,219 160,628 SH   SOLE   160,628 0 0
AT&T INC COM 00206R102 9,144 211,619 SH   SOLE   211,619 0 0
FACEBOOK INC CL A 30303M102 26,657 233,259 SH   SOLE   233,259 0 0
GENERAL ELECTRI COM 369604103 7,946 252,404 SH   SOLE   252,404 0 0
SCHWAB STRATEGI US TIPS ETF 808524870 15,010 265,758 SH   SOLE   265,758 0 0
PROTOCALL TECHN COM 74372C108 0 340,410 SH   SOLE   340,410 0 0
VANGUARD INDEX SMALL CP ETF 922908751 40,646 351,369 SH   SOLE   351,369 0 0
ISHARES J P MOR JP MOR EM MK ETF 464288281 54,727 475,264 SH   SOLE   475,264 0 0
TWITTER INC COM 90184L102 9,401 555,943 SH   SOLE   555,943 0 0
VANGUARD SECTOR ENERGY ETF 92204A306 54,156 569,348 SH   SOLE   569,348 0 0
VANGUARD INDEX EXTEND MKT ETF 922908652 62,685 733,845 SH   SOLE   733,845 0 0
ISHARES IBOXX $ IBOXX INV CP ETF 464287242 92,635 754,758 SH   SOLE   754,758 0 0
VANGUARD SECTOR REIT ETF 922908553 111,825 1,261,141 SH   SOLE   1,261,141 0 0
SELECT SECTOR S SBI INT-ENERGY 81369Y506 96,658 1,416,444 SH   SOLE   1,416,444 0 0
SPDR SER TRUST NUVN BRCLY MUNI 78468R721 80,370 1,588,654 SH   SOLE   1,588,654 0 0
VANGUARD SPECIA DIV APP ETF 921908844 200,970 2,414,349 SH   SOLE   2,414,349 0 0
SCHWAB STRATEGI US DIVIDEND EQ 808524797 115,013 2,775,403 SH   SOLE   2,775,403 0 0
ISHARES TRUST NATIONAL MUN ETF 464288414 330,462 2,900,719 SH   SOLE   2,900,719 0 0
ISHARES CORE MS CORE MSCI EMKT 46434G103 140,259 3,352,260 SH   SOLE   3,352,260 0 0
SCHWAB STRATEGI US BRD MKT ETF 808524102 176,360 3,506,158 SH   SOLE   3,506,158 0 0
VANGUARD INDEX TOTAL STK MKT 922908769 457,502 4,269,333 SH   SOLE   4,269,333 0 0
VANGUARD FTSE D FTSE DEV MKT ETF 921943858 384,051 10,861,159 SH   SOLE   10,861,159 0 0
SCHWAB STRATEGI INTL EQTY ETF 808524805 316,662 11,680,623 SH   SOLE   11,680,623 0 0
VANGUARD FTSE E FTSE EMR MKT ETF 922042858 498,389 14,146,727 SH   SOLE   14,146,727 0 0