Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net income	$ 733	$ 1,341
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities, net	508	573
Net gain on sales and calls of securities		(2,788)
Gain on sales of loans, net	(1,315)	(217)
Loans originated for sale	(114,288)	(24,956)
Proceeds from sales of loans	159,219	27,538
Provision for loan losses	1,306	1,218
Change in unamortized mortgage premium	(48)	9
Change in net deferred loan costs	(86)	(1,472)
ESOP expense	88
Depreciation and amortization expense	233	216
Deferred income tax expense		599
Increase in bank-owned life insurance	(211)	(196)
Net change in:
Accrued interest receivable	63	(125)
Other assets	(602)	(306)
Income taxes receivable	(416)	99
Income taxes payable	(121)
Accrued interest payable	111	(64)
Deferred compensation liability	215	29
Other liabilities	2,431	1,311
Net cash provided by operating activities	47,820	2,809
Cash flows from investing activities:
Purchases of available-for-sale securities		(709)
Proceeds from sales of available-for-sale securities		15,650
Proceeds from maturities, payments, and calls of held-to-maturity securities	23,326	32,011
Purchases of held-to-maturity securities	(9,504)	(20,440)
Redemption of Federal Home Loan Bank stock	411
Recoveries of loans previously charged off	44	6
Loan originations and principal collections, net	(55,987)	(74,413)
Purchase of loans	(56,448)	(1,345)
Capital expenditures	(664)	(272)
Premiums paid on bank-owned life insurance	(25)	(31)
Net cash used in investing activities	(98,847)	(49,543)
Cash flows from financing activities:
Net increase in demand deposits, NOW and savings accounts	97,610	45,694
Net increase in time deposits	9,393	3,084
Proceeds from Federal Home Loan Bank advances		14,500
Principal payments on Federal Home Loan Bank advances	(16,500)	(30,300)
Net change in short-term advances	(8,000)	13,500
Net increase in securities sold under agreement to repurchase	249	176
Repayment of principal on other borrowed funds	(26)	(3,622)
Net increase (decrease) in mortgagors' escrow accounts	183	(28)
Net cash provided by financing activities	82,909	43,004
Net increase (decrease) in cash and cash equivalents	31,882	(3,730)
Cash and cash equivalents at beginning of period	22,795	20,988
Cash and cash equivalents at end of period	54,677	17,258
Supplemental disclosures:
Interest paid	2,427	3,126
Income taxes paid	883
Transfer of loans receivable to loans held for sale	$ 28,355	$ 5,117