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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
ASSETS    
Cash and due from banks $ 1,243 $ 1,196
Interest-bearing deposits in other banks 53,434 21,599
Cash and cash equivalents 54,677 22,795
Interest-bearing time deposits with other banks 119 119
Investments in held-to-maturity securities (fair value of $77,077 as of June 30, 2012 (unaudited) and $91,096 as of December 31, 2011) 75,061 89,391
Federal Home Loan Bank stock, at cost 7,627 8,038
Loans held-for-sale 616 15,877
Loans, net of allowance for loan losses of $5,360 as of June 30, 2012 (unaudited) and $4,776 as of December 31, 2011 592,828 509,964
Premises and equipment, net 2,431 2,000
Accrued interest receivable 2,122 2,185
Deferred tax asset, net 4,315 4,315
Income taxes receivable 416  
Bank-owned life insurance 12,656 12,420
Other assets 2,503 1,901
Total assets 755,371 669,005
Deposits:    
Noninterest-bearing 98,561 55,900
Interest-bearing 439,096 374,754
Total deposits 537,657 430,654
Federal Home Loan Bank advances 71,100 95,600
Securities sold under agreements to repurchase 3,234 2,985
Other borrowed funds 1,476 1,502
Accrued interest payable 288 177
Deferred compensation liability 4,388 4,173
Income taxes payable   121
Other liabilities 4,901 2,287
Total liabilities 623,044 537,499
Stockholders' Equity:    
Preferred stock; $0.01 par value, 50,000,000 shares authorized; none issued      
Common stock; $0.01 par value, 100,000,000 shares authorized; 9,172,860 issued and outstanding at June 30, 2012 (unaudited) and December 31, 2011 92 92
Additional paid-in capital 90,028 90,016
Retained earnings 46,684 45,951
Accumulated other comprehensive loss (5) (5)
Unearned compensation - ESOP (4,472) (4,548)
Total equity 132,327 131,506
Total liabilities and stockholders' equity $ 755,371 $ 669,005