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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2012
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table summarizes the Corporation’s and Banks’ capital ratios and the ratios required by their federal regulators at June 30, 2012 and December 31, 2011, respectively:

 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Minimum Required to be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
As of June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
124,856

 
13.31
%
 
$
75,083

 
8.00
%
 
N/A

 
N/A

First Business Bank
 
114,287

 
13.65

 
66,983

 
8.00

 
$
83,872

 
10.00
%
First Business Bank — Milwaukee
 
15,315

 
15.19

 
8,065

 
8.00

 
10,082

 
10.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
75,393

 
8.04
%
 
$
37,541

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
103,790

 
12.40

 
33,492

 
4.00

 
$
50,323

 
6.00
%
First Business Bank — Milwaukee
 
14,051

 
13.94

 
4,033

 
4.00

 
6,049

 
6.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
75,393

 
6.55
%
 
$
46,074

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
103,790

 
10.90

 
38,084

 
4.00

 
$
47,605

 
5.00
%
First Business Bank — Milwaukee
 
14,051

 
6.75

 
8,325

 
4.00

 
10,406

 
5.00

 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Minimum Required to be Well
Capitalized Under Prompt Corrective Action Requirements
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(Dollars in Thousands)
As of December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
Total capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
118,895

 
13.11
%
 
$
72,559

 
8.00
%
 
N/A

 
N/A

First Business Bank
 
108,860

 
13.39

 
65,058

 
8.00

 
$
81,322

 
10.00
%
First Business Bank — Milwaukee
 
15,074

 
16.11

 
7,484

 
8.00

 
9,355

 
10.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
71,723

 
7.91

 
$
36,279

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
98,666

 
12.13

 
32,529

 
4.00

 
$
48,793

 
6.00
%
First Business Bank — Milwaukee
 
13,898

 
14.86

 
3,742

 
4.00

 
5,613

 
6.00

Tier 1 capital
 
 
 
 
 
 
 
 
 
 
 
 
(to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
71,723

 
6.22

 
$
46,152

 
4.00
%
 
N/A

 
N/A

First Business Bank
 
98,666

 
9.98

 
39,556

 
4.00

 
$
49,445

 
5.00
%
First Business Bank — Milwaukee
 
13,898

 
7.95

 
6,993

 
4.00

 
8,741

 
5.00