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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest income:    
Loans and leases$ 13,047$ 13,031$ 39,016$ 38,964
Securities income1,0481,1203,2723,420
Short-term investments24257698
Total interest income14,11914,17642,36442,482
Interest expense:    
Deposits4,1075,01113,10715,735
Notes payable and other borrowings6287251,8682,217
Junior subordinated notes280280832832
Total interest expense5,0156,01615,80718,784
Net interest income9,1048,16026,55723,698
Provision for loan and lease losses4351,9543,3134,367
Net interest income after provision for loan and lease losses8,6696,20623,24419,331
Non-interest income:    
Trust and investment services fee income6225721,9181,738
Service charges on deposits4254231,2151,236
Loan fees3803111,079887
Increase in cash surrender value of bank-owned life insurance170166504498
Credit, merchant and debit card fees5356163163
Other78143266464
Total non-interest income1,7281,6715,1454,986
Non-interest expense:    
Compensation3,8403,43411,41310,331
Occupancy3513601,0501,108
Professional fees3693351,1411,175
Data processing311294945889
Marketing295180823557
Equipment125115344375
FDIC insurance5717911,9012,329
Collateral liquidation costs155287574845
Goodwill impairment   2,689
Net loss (gain) on foreclosed properties29(6)15812
Other7045891,7991,836
Total non-interest expense6,7506,37920,14822,146
Income before income tax expense3,6471,4988,2412,171
Income tax expense1,4685292,2011,828
Net income$ 2,179$ 969$ 6,040$ 343
Earnings per common share:    
Basic$ 0.83$ 0.38$ 2.32$ 0.14
Diluted$ 0.83$ 0.38$ 2.32$ 0.14
Dividends declared per share$ 0.07$ 0.07$ 0.21$ 0.21