0001520566-18-000023.txt : 20180419 0001520566-18-000023.hdr.sgml : 20180419 20180419161209 ACCESSION NUMBER: 0001520566-18-000023 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20180419 ITEM INFORMATION: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20180419 DATE AS OF CHANGE: 20180419 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Nationstar Mortgage Holdings Inc. CENTRAL INDEX KEY: 0001520566 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 452156869 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-35449 FILM NUMBER: 18763922 BUSINESS ADDRESS: STREET 1: 8950 CYPRESS WATERS BOULEVARD CITY: COPPELL STATE: TX ZIP: 75019 BUSINESS PHONE: (469) 549-2000 MAIL ADDRESS: STREET 1: 8950 CYPRESS WATERS BOULEVARD CITY: COPPELL STATE: TX ZIP: 75019 8-K 1 form8-kebers.htm 8-K Document


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):
April 19, 2018

NATIONSTAR MORTGAGE HOLDINGS INC.
(Exact name of registrant as specified in its charter)
Delaware
001-35449
45-2156869
(State of Incorporation)
(Commission File Number)
(I.R.S. Employer
Identification Number)
8950 Cypress Waters Boulevard
Coppell, TX 75019
(Address of principal executive offices)

(469) 549-2000
(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
    240.14d-2(b))

[ ]    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).
Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
__________________





Item 5.02    Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Nationstar Mortgage Holdings Inc. (“Nationstar”) announced today that Anthony Ebers has been appointed Chief Operating Officer, a new position within Nationstar. Effective immediately, Mr. Ebers will assume responsibility for servicing, originations and Xome® operations and report to Jay Bray, Chairman and CEO.

Mr. Ebers, 52, has held key leadership positions in mortgage lending, servicing and real estate transaction related services for the past 26 years and served as Nationstar’s Executive Vice President of Originations from July 2015 to April 2018. Prior to joining Nationstar, he served as the Originations Division President at ServiceLink, a Black Knight Company, from April 2015 to July 2015. From 2009 to 2015, Mr. Ebers held various leadership roles at OneWest Bank, most recently serving as EVP, Head of Mortgage Lending and Servicing. Mr. Ebers also served as an Executive Vice President and COO at IndyMac Bank from 2002 to 2009, managing retail banking, consumer lending, mortgage operations and home loan servicing.
A copy of the press release is attached to this Current Report on Form 8-K as Exhibit 99.1.


Item 9.01
Financial Statements and Exhibits.
(d) Exhibits








SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 
 
 
 
 
 
 
 
 
Nationstar Mortgage Holdings Inc.
 
 
 
 
Date: April 19, 2018
 
 
 
By:
 
/s/ Amar Patel
 
 
 
 
 
 
Amar Patel
 
 
 
 
 
 
Chief Financial Officer




EX-99.1 2 exhibit991-pressrelease.htm EXHIBIT 99.1 Exhibit
Exhibit 99.1

form8kebersexhibit991_image1.jpg
FOR IMMEDIATE RELEASE
Nationstar Promotes Tony Ebers to Chief Operating Officer to Advance Customer Experience Strategy
DALLAS, TX (April 19, 2018) - Nationstar Mortgage Holdings Inc. (NYSE: NSM) (“Nationstar”) today announced that Tony Ebers has been appointed Chief Operating Officer, a new position within Nationstar.
"Tony is a seasoned and trusted leader who consistently delivers results. He is uniquely qualified to drive strategic prioritization and accountability within Nationstar, with a laser-focus on operational excellence," said Jay Bray, Chairman and CEO. "I have tremendous confidence in Tony's ability to align Nationstar’s innovative home loan experience with industry-leading operational practices to drive and extend the next-generation of Nationstar's market leadership."
Effective immediately, Ebers will assume responsibility for servicing, originations and Xome® operations. Ebers will be responsible for ensuring operational excellence across the company and leading the company-wide initiative to place the home, rather than the loan, at the center of the homeownership journey.
"Nationstar has an incredible set of assets that uniquely positions us to lead the industry in innovation and service," said Ebers, COO. "I am honored by the appointment and look forward to helping lead the company as we work to create a best-in-class, holistic customer experience."
Before joining Nationstar in 2015, Ebers held a 26-year career with key leadership positions in mortgage lending, servicing and real estate transaction related services. Most recently, he served as the Originations Division President at ServiceLink, a Black Knight Company. Prior to ServiceLink, Tony held various leadership roles at OneWest Bank, most recently serving as Executive Vice President of Mortgage Lending and Servicing. Tony also served as an Executive Vice President and COO at IndyMac Bank from 2002 to 2009, managing retail banking, consumer lending, mortgage operations and home loan servicing.
About Nationstar Mortgage Holdings Inc.
Based in Dallas, Texas, Nationstar provides quality servicing, origination and transaction based services related principally to single-family residences throughout the United States. With experience spanning more than 20 years, Nationstar is one of the largest servicers in the country. Additional corporate information is available in the Investor Information section of www.nationstarholdings.com.

For Investor Inquiries Contact:
Megan Portacci (469) 426-3118

For Media Inquiries Contact:
Christen Reyenga mediarelations@nationstarmail.com


 
 
       

GRAPHIC 3 form8kebersexhibit991_image1.jpg begin 644 form8kebersexhibit991_image1.jpg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end