Exhibit 21.0

SUBSIDIARIES OF ASB BANCORP, INC.

Name of Subsidiary	Percentage Ownership By the Registrant			Jurisdiction of Incorporation
Asheville Savings Bank, S.S.B.		100	%	North Carolina
Appalachian Financial Services, Inc.(1)		100	%	North Carolina
WENOCA, Inc.(1)		100	%	North Carolina

(1) Represents a wholly owned subsidiary of Asheville Savings Bank, S.S.B.