The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC -A- COM 02079K305   16,507,250 90,624 SH   DFND   0 0 90,624
PROLOGIS INC COM 74340W103   15,543,142 138,395 SH   DFND   0 0 138,395
SPDR S&P 500 ETF TRUST COM 78462F103   15,234,323 27,924 SH   DFND   0 0 27,924
NVIDIA CORP COM 67066G104   15,126,238 122,440 SH   DFND   0 0 122,440
VANGUARD EUROPEAN STOCK INDEX FUND ETF COM 922042874   11,599,551 173,724 SH   DFND   0 0 173,724
MICROSOFT CORP COM 594918104   11,253,344 25,178 SH   DFND   0 0 25,178
ELI LILLY & CO COM 532457108   10,240,753 11,311 SH   DFND   0 0 11,311
VANGUARD 500 IDX FUND ETF COM 922908363   9,904,578 19,770 SH   DFND   0 0 19,770
BERKSHIRE HATHAWAY INC -B- COM 084670702   7,392,452 18,172 SH   DFND   0 0 18,172
SALESFORCE.COM INC COM 79466L302   7,239,422 28,158 SH   DFND   0 0 28,158
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF COM 78468R663   6,983,540 76,090 SH   DFND   0 0 76,090
WALT DISNEY COMPANY COM 254687106   6,526,232 65,729 SH   DFND   0 0 65,729
ISHARES SHORT TREASURY BOND ETF COM 464288679   6,102,584 55,227 SH   DFND   0 0 55,227
INVESCO S&P 500 EQUAL WEIGHT ETF COM 46137V357   5,410,069 32,932 SH   DFND   0 0 32,932
ISHARES SELECT DIVIDEND ETF COM 464287168   5,356,762 44,278 SH   DFND   0 0 44,278
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF COM 92206C870   4,297,037 53,760 SH   DFND   0 0 53,760
ISHARES TIPS BOND ETF COM 464287176   4,240,447 39,712 SH   DFND   0 0 39,712
SAMSUNG ELECTRONICS CO LTD S-GDR COM 796050888   4,133,640 2,793 SH   DFND   0 0 2,793
ISHARES MSCI JAPAN ETF COM 46434G822   4,086,894 59,890 SH   DFND   0 0 59,890
ALIBABA GROUP HOLDING LTD ADR COM 01609W102   3,494,520 48,535 SH   DFND   0 0 48,535
JP MORGAN ETF TRUST EQUITY PREMIUM INCOME FUND COM 46641Q332   3,382,436 59,676 SH   DFND   0 0 59,676
SPDR DJ INDUSTRIAL AVERAGE ETF TRUST COM 78467X109   3,374,276 8,613 SH   DFND   0 0 8,613
ISHARES EUROPE ETF COM 464287861   3,121,210 56,998 SH   DFND   0 0 56,998
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372   2,814,581 58,735 SH   DFND   0 0 58,735
VANGUARD CONSUMER STAPLES ETF COM 92204A207   2,747,605 13,533 SH   DFND   0 0 13,533
ALPHABET INC -C- COM 02079K107   2,739,745 14,937 SH   DFND   0 0 14,937
ISHARES INC MSCI EMMA ETF COM 464287234   2,377,970 55,834 SH   DFND   0 0 55,834
LULULEMON ATHLETICA INC COM 550021109   2,197,237 7,356 SH   DFND   0 0 7,356
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF COM 46137V332   2,150,749 71,620 SH   DFND   0 0 71,620
ISHARES MSCI EMERGING MARKETS EX CHINA ETF COM 46434G764   2,021,858 34,153 SH   DFND   0 0 34,153
ISHARES CORE S&P MID-CAP ETF COM 464287507   2,007,412 34,303 SH   DFND   0 0 34,303
APPLE INC COM 037833100   1,899,371 9,018 SH   DFND   0 0 9,018
VANGUARD REIT INDEX FUNDA ETF COM 922908553   1,809,033 21,464 SH   DFND   0 0 21,464
ISHARES MSCI PACIFIC EX-JAPAN ETF COM 464286665   1,802,818 41,926 SH   DFND   0 0 41,926
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF COM 46137V373   1,638,798 53,538 SH   DFND   0 0 53,538
THE GROWTH FUND OF AMERICA -A- COM 399874106   1,493,312 20,238 SH   DFND   0 0 20,238
ISHARES MBS ETF COM 464288588   1,462,809 15,933 SH   DFND   0 0 15,933
ISHARES MSCI CANADA ETF COM 464286509   1,444,904 38,954 SH   DFND   0 0 38,954
ISHARES BITCOIN TRUST ETF COM 46438F101   1,410,358 41,311 SH   DFND   0 0 41,311
INVESCO SENIOR LOAN ETF COM 46138G508   1,390,344 66,081 SH   DFND   0 0 66,081
FLEXSHARES TRUST STOXX GLB UPSTREAM NATURAL RESOU IDX FD ETF COM 33939L407   1,342,603 33,448 SH   DFND   0 0 33,448
ISHARES INTERMEDIATE CREDIT BOND ETF COM 464288638   1,224,960 23,897 SH   DFND   0 0 23,897
INVESCO VARIABLE RATE PREFERRED ETF COM 46138G870   1,151,302 48,051 SH   DFND   0 0 48,051
ISHARES 1 - 3 YR CREDIT BOND ETF COM 464288646   1,022,187 19,949 SH   DFND   0 0 19,949
ISHARES CORE MSCI EMMA ETF COM 46434G103   1,017,712 19,012 SH   DFND   0 0 19,012
AMAZON.COM INC COM 023135106   951,597 4,924 SH   DFND   0 0 4,924
ISHARES FLOATING RATE BOND ETF COM 46429B655   913,438 17,879 SH   DFND   0 0 17,879
FACEBOOK INC COM 30303M102   854,653 1,695 SH   DFND   0 0 1,695
VANGUARD VALUE IDX FUND ETF COM 922908744   834,132 5,200 SH   DFND   0 0 5,200
INVESCO QQQ TRUST SERIES I COM 46090E103   719,484 1,500 SH   DFND   0 0 1,500
EUROPACIFIC GROWTH FUND INC -A- COM 298706102   653,515 11,420 SH   DFND   0 0 11,420
INVESCO S&P 500 EQUAL WEIGHT UTILITIES ETF COM 46137V274   639,758 11,024 SH   DFND   0 0 11,024
VANGUARD SHORT-TERM CORPORATE BOND ETF COM 92206C409   626,778 8,111 SH   DFND   0 0 8,111
ISHARES BARCLAYS US TREASURY BOND FUND ETF COM 46429B267   596,683 26,437 SH   DFND   0 0 26,437
ISHARES MSCI EAFE ETF COM 464287465   580,817 7,415 SH   DFND   0 0 7,415
VANGUARD GLOBAL EX US REAL ESTATE INDEX FUND ETF COM 922042676   563,598 13,892 SH   DFND   0 0 13,892
VISA INC -A- COM 92826C839   554,880 2,114 SH   DFND   0 0 2,114
ISHARES RUSSELL 2000 ETF COM 464287655   489,168 2,411 SH   DFND   0 0 2,411
ISHARES CORE S&P SMALL CAP ETF COM 464287804   435,813 4,086 SH   DFND   0 0 4,086
GRUPO FINANCIERO GALICIA SA S-ADR -B- COM 399909100   372,832 12,200 SH   DFND   0 0 12,200
AMERICA MOVIL SAB DE CV S-ADR - B- COM 02390A101   372,300 21,900 SH   DFND   0 0 21,900
VANGUARD HEALTH CARE ETF COM 92204A504   370,017 1,391 SH   DFND   0 0 1,391
ISHARES PHLX SEMICONDUCTOR ETF COM 464287523   351,448 1,425 SH   DFND   0 0 1,425
iShares MSCI World ETF COM 464286392   313,269 2,124 SH   DFND   0 0 2,124
ISHARES CORE US AGG BOND ETF COM 464287226   304,412 3,136 SH   DFND   0 0 3,136
ISHARES IBOXX USD HIGH YIELD CORPORATE BOND ETF COM 464288513   290,355 3,764 SH   DFND   0 0 3,764
AIRBNB INC -A- COM 009066101   269,901 1,780 SH   DFND   0 0 1,780
SPDR GOLD TRUST ETF COM 78463V107   259,732 1,208 SH   DFND   0 0 1,208
GLOBAL X FUNDS CYBERSECURITY FUND ETF COM 37954Y384   246,727 8,341 SH   DFND   0 0 8,341
GLOBAL X FINTECH ETF COM 37954Y814   242,236 9,627 SH   DFND   0 0 9,627
ALTRIA GROUP INC COM 02209S103   241,760 5,200 SH   DFND   0 0 5,200
ENERGY TRANSFER LP COM 29273V100   236,812 14,600 SH   DFND   0 0 14,600
MPLX LP COM 55336V100   234,245 5,500 SH   DFND   0 0 5,500
ENTERPRISE PRODUCT PARTNERS LTD COM 293792107   220,248 7,600 SH   DFND   0 0 7,600
Civitas Resources Inc. COM 17888H103   219,420 3,180 SH   DFND   0 0 3,180
EVERGY INC COM 30034W106   211,880 4,000 SH   DFND   0 0 4,000
APELLIS PHARMACEUTICALS INC COM 03753U106   211,747 5,520 SH   DFND   0 0 5,520
FIRST TRUST INDXX NEXTG ETF COM 33737K205   209,003 2,551 SH   DFND   0 0 2,551
SELECT SECTOR SPDR TRUST - TECHNOLOGY ETF COM 81369Y803   208,810 923 SH   DFND   0 0 923
Ares Capital Corporation COM 04010L103   208,400 10,000 SH   DFND   0 0 10,000
Rithm Capital Corp COM 64828T201   205,108 18,800 SH   DFND   0 0 18,800
ISHARES DOW JONES US REAL ESTATE ETF COM 464287739   199,597 427 SH   DFND   0 0 427
ISHARES 3-7 YEAR TREASURY BOND ETF COM 464288661   189,255 1,639 SH   DFND   0 0 1,639
GLOBAL X ROBOTICS & ARTIFICIAL INTELLIGENCE ETF COM 37954Y715   182,694 5,922 SH   DFND   0 0 5,922
HEALTH CARE SELECT SECTOR SPDR FUND COM 81369Y209   176,503 1,211 SH   DFND   0 0 1,211
ISHARES CORE MSCI EUROPE ETF COM 46434V738   165,554 2,907 SH   DFND   0 0 2,907
ROBO GLOBAL HEALTHCARE TECHNOLOGY AND INNOVATION ETF COM 301505723   162,829 5,980 SH   DFND   0 0 5,980
COCA-COLA CO COM 191216100   155,965 2,439 SH   DFND   0 0 2,439
APOLLO GLOBAL MANAGEMENT INC COM 03769M106   154,790 1,311 SH   DFND   0 0 1,311
KKR & CO INC -A- COM 48251W104   144,810 1,376 SH   DFND   0 0 1,376
HIMS & HERS HEALTH INC -A- COM 433000106   137,474 6,809 SH   DFND   0 0 6,809
MASTERCARD INC COM 57636Q104   136,778 310 SH   DFND   0 0 310
SIMON PROPERTY GROUP INC COM 828806109   133,736 881 SH   DFND   0 0 881
GLOBAL X E-COMMERCE ETF COM 37954Y467   130,807 5,510 SH   DFND   0 0 5,510
VANGUARD DIVIDEND APRECIATION ETF COM 921908844   129,699 707 SH   DFND   0 0 707
THE BLACKSTONE GROUP INC -A- COM 09260D107   126,524 1,022 SH   DFND   0 0 1,022
GLOBAL X GENOMICS & BIOTECHNOLOGY ETF COM 37954Y434   125,113 11,984 SH   DFND   0 0 11,984
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF COM 921946406   116,109 979 SH   DFND   0 0 979
AMPLIFY ETF TRUST TRANSFORMATIONAL DATA SHARING ETF COM 032108607   114,213 3,220 SH   DFND   0 0 3,220
ISHARES MSCI INDONESIA ETF COM 46429B309   112,730 5,850 SH   DFND   0 0 5,850
ISHARES MSCI MALAYSIA ETF COM 46434G814   111,828 4,979 SH   DFND   0 0 4,979
TILRAY INC COM 88688T100   111,044 66,894 SH   DFND   0 0 66,894
VANECK VECTORS VIETNAM ETF COM 92189F817   110,993 9,124 SH   DFND   0 0 9,124
WAL-MART STORES INC COM 931142103   107,271 1,584 SH   DFND   0 0 1,584
THE CARLYLE GROUP INC COM 14316J108   102,101 2,543 SH   DFND   0 0 2,543
MICROSTRATEGY INC -A- COM 594972408   101,934 74 SH   DFND   0 0 74
ISHARES MSCI PHILIPPINES ETF COM 46429B408   101,448 4,199 SH   DFND   0 0 4,199