The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 46,238 172,313 SH   SOLE   0 0 172,313
ISHARES TR S&P MC 400VL ETF 464287705 732 6,676 SH   SOLE   0 0 6,676
ISHARES TR S&P MC 400GR ETF 464287606 417 5,393 SH   SOLE   0 0 5,393
ISHARES TR CORE S&P SCP ETF 464287804 10,619 98,437 SH   SOLE   0 0 98,437
ISHARES TR SP SMCP600VL ETF 464287879 4,632 45,243 SH   SOLE   0 0 45,243
ISHARES TR S&P SML 600 GWT 464287887 723 5,781 SH   SOLE   0 0 5,781
ISHARES TR S&P 500 VAL ETF 464287408 608 3,907 SH   SOLE   0 0 3,907
ISHARES TR CORE S&P500 ETF 464287200 34,334 75,677 SH   SOLE   0 0 75,677
ISHARES TR S&P 500 GRWT ETF 464287309 1,301 17,036 SH   SOLE   0 0 17,036
ISHARES TR RUS 1000 ETF 464287622 481 1,925 SH   SOLE   0 0 1,925
ISHARES TR RUS 1000 VAL ETF 464287598 684 4,121 SH   SOLE   0 0 4,121
ISHARES TR RUS 1000 GRW ETF 464287614 1,432 5,158 SH   SOLE   0 0 5,158
ISHARES TR RUSSELL 2000 ETF 464287655 778 3,788 SH   SOLE   0 0 3,788
ISHARES TR RUS 2000 VAL ETF 464287630 201 1,245 SH   SOLE   0 0 1,245
ISHARES TR RUSSELL 3000 ETF 464287689 464 1,769 SH   SOLE   0 0 1,769
ISHARES TR CORE S&P US VLU 464287663 504 6,644 SH   SOLE   0 0 6,644
ISHARES TR U.S. REAL ES ETF 464287739 4,868 44,981 SH   SOLE   0 0 44,981
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,315 9,553 SH   SOLE   0 0 9,553
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 541 7,268 SH   SOLE   0 0 7,268
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,044 2,291 SH   SOLE   0 0 2,291
AMAZON COM INC COM 023135106 5,069 1,555 SH   SOLE   0 0 1,555
BRISTOL-MYERS SQUIBB CO COM 110122108 1,801 24,657 SH   SOLE   0 0 24,657
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,273 6,442 SH   SOLE   0 0 6,442
BOEING CO COM 097023105 807 4,214 SH   SOLE   0 0 4,214
REALTY INCOME CORP COM 756109104 335 4,830 SH   SOLE   0 0 4,830
INVESCO QQQ TR UNIT SER 1 46090E103 2,118 5,843 SH   SOLE   0 0 5,843
AMGEN INC COM 031162100 701 2,900 SH   SOLE   0 0 2,900
ABBOTT LABS COM 002824100 706 5,966 SH   SOLE   0 0 5,966
ADVANCED MICRO DEVICES INC COM 007903107 272 2,487 SH   SOLE   0 0 2,487
CONAGRA BRANDS INC COM 205887102 6,625 197,360 SH   SOLE   0 0 197,360
ALTRIA GROUP INC COM 02209S103 979 18,739 SH   SOLE   0 0 18,739
FEDEX CORP COM 31428X106 210 907 SH   SOLE   0 0 907
HORMEL FOODS CORP COM 440452100 415 8,050 SH   SOLE   0 0 8,050
INTEL CORP COM 458140100 1,979 39,929 SH   SOLE   0 0 39,929
KEYCORP COM 493267108 723 32,286 SH   SOLE   0 0 32,286
NEWELL BRANDS INC COM 651229106 5,175 241,726 SH   SOLE   0 0 241,726
ORACLE CORP COM 68389X105 1,001 12,101 SH   SOLE   0 0 12,101
QUALCOMM INC COM 747525103 357 2,334 SH   SOLE   0 0 2,334
DISNEY WALT CO COM 254687106 1,553 11,325 SH   SOLE   0 0 11,325
HONEYWELL INTL INC COM 438516106 1,841 9,462 SH   SOLE   0 0 9,462
US BANCORP DEL COM NEW 902973304 1,063 19,991 SH   SOLE   0 0 19,991
JOHNSON & JOHNSON COM 478160104 15,651 88,312 SH   SOLE   0 0 88,312
MEDTRONIC PLC SHS G5960L103 1,059 9,546 SH   SOLE   0 0 9,546
PFIZER INC COM 717081103 3,531 68,201 SH   SOLE   0 0 68,201
EDISON INTL COM 281020107 6,779 96,707 SH   SOLE   0 0 96,707
KROGER CO COM 501044101 535 9,326 SH   SOLE   0 0 9,326
LOWES COS INC COM 548661107 1,822 9,012 SH   SOLE   0 0 9,012
ISHARES TR MSCI EAFE ETF 464287465 2,533 34,418 SH   SOLE   0 0 34,418
AMERISOURCEBERGEN CORP COM 03073E105 1,074 6,939 SH   SOLE   0 0 6,939
CHEVRON CORP NEW COM 166764100 1,509 9,269 SH   SOLE   0 0 9,269
MICROSOFT CORP COM 594918104 10,473 33,968 SH   SOLE   0 0 33,968
UNITED PARCEL SERVICE INC CL B 911312106 10,921 50,921 SH   SOLE   0 0 50,921
AT&T INC COM 00206R102 7,099 300,422 SH   SOLE   0 0 300,422
PRUDENTIAL FINL INC COM 744320102 5,923 50,123 SH   SOLE   0 0 50,123
TRUIST FINL CORP COM 89832Q109 292 5,145 SH   SOLE   0 0 5,145
CITIGROUP INC COM NEW 172967424 4,782 89,551 SH   SOLE   0 0 89,551
INGREDION INC COM 457187102 993 11,399 SH   SOLE   0 0 11,399
CISCO SYS INC COM 17275R102 1,944 34,866 SH   SOLE   0 0 34,866
DNP SELECT INCOME FD INC COM 23325P104 602 50,912 SH   SOLE   0 0 50,912
INTERNATIONAL BUSINESS MACHS COM 459200101 2,077 15,973 SH   SOLE   0 0 15,973
COCA COLA CO COM 191216100 1,937 31,238 SH   SOLE   0 0 31,238
LOCKHEED MARTIN CORP COM 539830109 356 808 SH   SOLE   0 0 808
PEPSICO INC COM 713448108 2,666 15,930 SH   SOLE   0 0 15,930
PPG INDS INC COM 693506107 460 3,513 SH   SOLE   0 0 3,513
VERIZON COMMUNICATIONS INC COM 92343V104 7,919 155,464 SH   SOLE   0 0 155,464
XEROX HOLDINGS CORP COM NEW 98421M106 604 29,948 SH   SOLE   0 0 29,948
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,726 104,712 SH   SOLE   0 0 104,712
ISHARES TR RUS MD CP GR ETF 464287481 1,005 10,001 SH   SOLE   0 0 10,001
SPDR SER TR PORTFOLI S&P1500 78464A805 6,249 112,427 SH   SOLE   0 0 112,427
ISHARES TR U.S. TECH ETF 464287721 268 2,604 SH   SOLE   0 0 2,604
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,009 13,202 SH   SOLE   0 0 13,202
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,093 28,513 SH   SOLE   0 0 28,513
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,811 11,398 SH   SOLE   0 0 11,398
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,380 10,072 SH   SOLE   0 0 10,072
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 707 4,363 SH   SOLE   0 0 4,363
SCHWAB CHARLES CORP COM 808513105 1,010 11,975 SH   SOLE   0 0 11,975
WALGREENS BOOTS ALLIANCE INC COM 931427108 6,330 141,398 SH   SOLE   0 0 141,398
DEERE & CO COM 244199105 1,314 3,163 SH   SOLE   0 0 3,163
BK OF AMERICA CORP COM 060505104 2,426 58,866 SH   SOLE   0 0 58,866
STARBUCKS CORP COM 855244109 1,045 11,490 SH   SOLE   0 0 11,490
ANALOG DEVICES INC COM 032654105 546 3,305 SH   SOLE   0 0 3,305
AUTOMATIC DATA PROCESSING IN COM 053015103 2,274 9,994 SH   SOLE   0 0 9,994
EXXON MOBIL CORP COM 30231G102 6,343 76,801 SH   SOLE   0 0 76,801
WALMART INC COM 931142103 2,075 13,934 SH   SOLE   0 0 13,934
APPLIED MATLS INC COM 038222105 1,093 8,296 SH   SOLE   0 0 8,296
ANTHEM INC COM 036752103 2,471 5,030 SH   SOLE   0 0 5,030
UNION PAC CORP COM 907818108 1,504 5,506 SH   SOLE   0 0 5,506
TEXAS INSTRS INC COM 882508104 1,030 5,616 SH   SOLE   0 0 5,616
CARDINAL HEALTH INC COM 14149Y108 7,077 124,820 SH   SOLE   0 0 124,820
TARGET CORP COM 87612E106 1,223 5,764 SH   SOLE   0 0 5,764
CAPITAL ONE FINL CORP COM 14040H105 223 1,702 SH   SOLE   0 0 1,702
KOHLS CORP COM 500255104 415 6,870 SH   SOLE   0 0 6,870
COTERRA ENERGY INC COM 127097103 1,038 38,471 SH   SOLE   0 0 38,471
COSTCO WHSL CORP NEW COM 22160K105 2,613 4,538 SH   SOLE   0 0 4,538
LILLY ELI & CO COM 532457108 2,657 9,278 SH   SOLE   0 0 9,278
CVS HEALTH CORP COM 126650100 1,450 14,331 SH   SOLE   0 0 14,331
DOMINION ENERGY INC COM 25746U109 214 2,515 SH   SOLE   0 0 2,515
QUEST DIAGNOSTICS INC COM 74834L100 938 6,853 SH   SOLE   0 0 6,853
DANAHER CORPORATION COM 235851102 1,093 3,727 SH   SOLE   0 0 3,727
MERCK & CO INC COM 58933Y105 2,448 29,839 SH   SOLE   0 0 29,839
MICRON TECHNOLOGY INC COM 595112103 668 8,578 SH   SOLE   0 0 8,578
MORGAN STANLEY COM NEW 617446448 1,202 13,758 SH   SOLE   0 0 13,758
ENTERGY CORP NEW COM 29364G103 2,709 23,200 SH   SOLE   0 0 23,200
FIFTH THIRD BANCORP COM 316773100 752 17,483 SH   SOLE   0 0 17,483
FLOWERS FOODS INC COM 343498101 881 34,250 SH   SOLE   0 0 34,250
PROCTER AND GAMBLE CO COM 742718109 12,976 84,920 SH   SOLE   0 0 84,920
GENERAL ELECTRIC CO COM NEW 369604301 5,557 60,738 SH   SOLE   0 0 60,738
KIMBERLY-CLARK CORP COM 494368103 1,037 8,422 SH   SOLE   0 0 8,422
GILEAD SCIENCES INC COM 375558103 6,175 103,868 SH   SOLE   0 0 103,868
GOLDMAN SACHS GROUP INC COM 38141G104 841 2,549 SH   SOLE   0 0 2,549
HOME DEPOT INC COM 437076102 2,832 9,462 SH   SOLE   0 0 9,462
TRANE TECHNOLOGIES PLC SHS G8994E103 369 2,417 SH   SOLE   0 0 2,417
HARLEY DAVIDSON INC COM 412822108 421 10,689 SH   SOLE   0 0 10,689
MCDONALDS CORP COM 580135101 2,560 10,354 SH   SOLE   0 0 10,354
NIKE INC CL B 654106103 1,476 10,969 SH   SOLE   0 0 10,969
JPMORGAN CHASE & CO COM 46625H100 4,465 32,751 SH   SOLE   0 0 32,751
TJX COS INC NEW COM 872540109 864 14,259 SH   SOLE   0 0 14,259
MONDELEZ INTL INC CL A 609207105 376 5,994 SH   SOLE   0 0 5,994
HP INC COM 40434L105 330 9,098 SH   SOLE   0 0 9,098
BOOKING HOLDINGS INC COM 09857L108 784 334 SH   SOLE   0 0 334
WELLS FARGO CO NEW COM 949746101 1,325 27,341 SH   SOLE   0 0 27,341
ISHARES TR 1 3 YR TREAS BD 464287457 14,255 171,024 SH   SOLE   0 0 171,024
ISHARES TR BARCLAYS 7 10 YR 464287440 113,283 1,054,092 SH   SOLE   0 0 1,054,092
ISHARES TR 20 YR TR BD ETF 464287432 9,865 74,693 SH   SOLE   0 0 74,693
ISHARES TR IBOXX INV CP ETF 464287242 17,320 143,209 SH   SOLE   0 0 143,209
FISERV INC COM 337738108 739 7,292 SH   SOLE   0 0 7,292
FORD MTR CO DEL COM 345370860 524 31,011 SH   SOLE   0 0 31,011
UNITEDHEALTH GROUP INC COM 91324P102 1,757 3,446 SH   SOLE   0 0 3,446
SOUTHWEST AIRLS CO COM 844741108 244 5,318 SH   SOLE   0 0 5,318
SPIRE INC COM 84857L101 1,031 14,363 SH   SOLE   0 0 14,363
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 959 2,845 SH   SOLE   0 0 2,845
AMERICAN TOWER CORP NEW COM 03027X100 967 3,851 SH   SOLE   0 0 3,851
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,165 11,762 SH   SOLE   0 0 11,762
MARRIOTT INTL INC NEW CL A 571903202 1,479 8,416 SH   SOLE   0 0 8,416
MARSH & MCLENNAN COS INC COM 571748102 210 1,235 SH   SOLE   0 0 1,235
3M CO COM 88579Y101 5,865 39,397 SH   SOLE   0 0 39,397
OMNICOM GROUP INC COM 681919106 1,208 14,226 SH   SOLE   0 0 14,226
DOLLAR TREE INC COM 256746108 862 5,382 SH   SOLE   0 0 5,382
GAP INC COM 364760108 1,002 71,199 SH   SOLE   0 0 71,199
COMCAST CORP NEW CL A 20030N101 1,134 24,215 SH   SOLE   0 0 24,215
VANGUARD INDEX FDS TOTAL STK MKT 922908769 92,101 404,539 SH   SOLE   0 0 404,539
WASTE MGMT INC DEL COM 94106L109 625 3,940 SH   SOLE   0 0 3,940
SMUCKER J M CO COM NEW 832696405 1,043 7,705 SH   SOLE   0 0 7,705
NORFOLK SOUTHN CORP COM 655844108 737 2,583 SH   SOLE   0 0 2,583
HUNTINGTON BANCSHARES INC COM 446150104 5,078 347,310 SH   SOLE   0 0 347,310
FIRSTENERGY CORP COM 337932107 4,735 103,253 SH   SOLE   0 0 103,253
NEXTERA ENERGY INC COM 65339F101 1,287 15,193 SH   SOLE   0 0 15,193
DUKE ENERGY CORP NEW COM NEW 26441C204 8,165 73,124 SH   SOLE   0 0 73,124
CONOCOPHILLIPS COM 20825C104 271 2,707 SH   SOLE   0 0 2,707
CSX CORP COM 126408103 908 24,253 SH   SOLE   0 0 24,253
APPLE INC COM 037833100 19,766 113,200 SH   SOLE   0 0 113,200
ALLSTATE CORP COM 020002101 667 4,817 SH   SOLE   0 0 4,817
LAM RESEARCH CORP COM 512807108 761 1,416 SH   SOLE   0 0 1,416
CAMPBELL SOUP CO COM 134429109 6,192 138,921 SH   SOLE   0 0 138,921
CATERPILLAR INC COM 149123101 1,658 7,442 SH   SOLE   0 0 7,442
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,446 7,380 SH   SOLE   0 0 7,380
INTERNATIONAL PAPER CO COM 460146103 5,792 125,500 SH   SOLE   0 0 125,500
ISHARES TR MSCI EMG MKT ETF 464287234 482 10,682 SH   SOLE   0 0 10,682
ENCOMPASS HEALTH CORP COM 29261A100 1,056 14,851 SH   SOLE   0 0 14,851
OGE ENERGY CORP COM 670837103 1,130 27,707 SH   SOLE   0 0 27,707
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 9,737 58,779 SH   SOLE   0 0 58,779
DTE ENERGY CO COM 233331107 1,337 10,113 SH   SOLE   0 0 10,113
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,208 52,043 SH   SOLE   0 0 52,043
ISHARES TR ISHARES SEMICDTR 464287523 1,433 3,029 SH   SOLE   0 0 3,029
ISHARES TR S&P 100 ETF 464287101 1,504 7,213 SH   SOLE   0 0 7,213
AON PLC SHS CL A G0403H108 539 1,655 SH   SOLE   0 0 1,655
AMERICAN EXPRESS CO COM 025816109 819 4,382 SH   SOLE   0 0 4,382
GENERAL MLS INC COM 370334104 1,213 17,919 SH   SOLE   0 0 17,919
INTERPUBLIC GROUP COS INC COM 460690100 460 12,978 SH   SOLE   0 0 12,978
NEWMONT CORP COM 651639106 1,078 13,566 SH   SOLE   0 0 13,566
OCCIDENTAL PETE CORP COM 674599105 227 3,997 SH   SOLE   0 0 3,997
AMEREN CORP COM 023608102 208 2,216 SH   SOLE   0 0 2,216
EDWARDS LIFESCIENCES CORP COM 28176E108 256 2,176 SH   SOLE   0 0 2,176
KELLOGG CO COM 487836108 6,307 97,805 SH   SOLE   0 0 97,805
S&P GLOBAL INC COM 78409V104 304 740 SH   SOLE   0 0 740
PG&E CORP COM 69331C108 885 74,154 SH   SOLE   0 0 74,154
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 5,661 77,121 SH   SOLE   0 0 77,121
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 273 5,802 SH   SOLE   0 0 5,802
SOUTHERN CO COM 842587107 1,624 22,400 SH   SOLE   0 0 22,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,954 540,954 SH   SOLE   0 0 540,954
CIGNA CORP NEW COM 125523100 1,159 4,837 SH   SOLE   0 0 4,837
WESTERN DIGITAL CORP. COM 958102105 551 11,096 SH   SOLE   0 0 11,096
VALERO ENERGY CORP COM 91913Y100 713 7,026 SH   SOLE   0 0 7,026
PINNACLE WEST CAP CORP COM 723484101 6,784 86,861 SH   SOLE   0 0 86,861
PNC FINL SVCS GROUP INC COM 693475105 2,303 12,485 SH   SOLE   0 0 12,485
NETFLIX INC COM 64110L106 900 2,403 SH   SOLE   0 0 2,403
ISHARES TR CORE US AGGBD ET 464287226 6,711 62,658 SH   SOLE   0 0 62,658
PROLOGIS INC. COM 74340W103 848 5,253 SH   SOLE   0 0 5,253
AUTOZONE INC COM 053332102 707 346 SH   SOLE   0 0 346
WP CAREY INC COM 92936U109 375 4,645 SH   SOLE   0 0 4,645
CONMED CORP COM 207410101 228 1,537 SH   SOLE   0 0 1,537
LABORATORY CORP AMER HLDGS COM NEW 50540R409 210 797 SH   SOLE   0 0 797
ISHARES TR SELECT DIVID ETF 464287168 7,463 58,246 SH   SOLE   0 0 58,246
ISHARES TR TIPS BD ETF 464287176 695 5,580 SH   SOLE   0 0 5,580
CLOROX CO DEL COM 189054109 407 2,929 SH   SOLE   0 0 2,929
DARDEN RESTAURANTS INC COM 237194105 4,401 33,104 SH   SOLE   0 0 33,104
DOLLAR GEN CORP NEW COM 256677105 1,238 5,562 SH   SOLE   0 0 5,562
MUELLER INDS INC COM 624756102 2,521 46,547 SH   SOLE   0 0 46,547
LUMEN TECHNOLOGIES INC COM 550241103 5,486 486,822 SH   SOLE   0 0 486,822
EPLUS INC COM 294268107 2,829 50,463 SH   SOLE   0 0 50,463
NVIDIA CORPORATION COM 67066G104 3,069 11,248 SH   SOLE   0 0 11,248
PERFICIENT INC COM 71375U101 2,361 21,442 SH   SOLE   0 0 21,442
UNIVERSAL HLTH SVCS INC CL B 913903100 1,031 7,113 SH   SOLE   0 0 7,113
FREEPORT-MCMORAN INC CL B 35671D857 305 6,137 SH   SOLE   0 0 6,137
V F CORP COM 918204108 4,367 76,810 SH   SOLE   0 0 76,810
TRAVELERS COMPANIES INC COM 89417E109 449 2,456 SH   SOLE   0 0 2,456
AMERICAN ELEC PWR CO INC COM 025537101 1,371 13,744 SH   SOLE   0 0 13,744
EATON CORP PLC SHS G29183103 523 3,447 SH   SOLE   0 0 3,447
HUMANA INC COM 444859102 2,639 6,065 SH   SOLE   0 0 6,065
ARCBEST CORP COM 03937C105 1,972 24,496 SH   SOLE   0 0 24,496
FRANKLIN RESOURCES INC COM 354613101 5,483 196,387 SH   SOLE   0 0 196,387
UNUM GROUP COM 91529Y106 428 13,588 SH   SOLE   0 0 13,588
BECTON DICKINSON & CO COM 075887109 1,029 3,867 SH   SOLE   0 0 3,867
ENTERPRISE PRODS PARTNERS L COM 293792107 448 17,368 SH   SOLE   0 0 17,368
YUM BRANDS INC COM 988498101 5,453 46,003 SH   SOLE   0 0 46,003
MERITAGE HOMES CORP COM 59001A102 1,929 24,345 SH   SOLE   0 0 24,345
MDU RES GROUP INC COM 552690109 842 31,586 SH   SOLE   0 0 31,586
TYSON FOODS INC CL A 902494103 1,019 11,370 SH   SOLE   0 0 11,370
ALPHABET INC CAP STK CL A 02079K305 2,873 1,033 SH   SOLE   0 0 1,033
SPDR GOLD TR GOLD SHS 78463V107 3,213 17,785 SH   SOLE   0 0 17,785
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 475 6,417 SH   SOLE   0 0 6,417
VANGUARD WORLD FDS ENERGY ETF 92204A306 458 4,276 SH   SOLE   0 0 4,276
VANGUARD INDEX FDS VALUE ETF 922908744 782 5,293 SH   SOLE   0 0 5,293
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 231 909 SH   SOLE   0 0 909
VANGUARD INDEX FDS MID CAP ETF 922908629 1,242 5,222 SH   SOLE   0 0 5,222
NU SKIN ENTERPRISES INC CL A 67018T105 878 18,334 SH   SOLE   0 0 18,334
AMERICAN FINL GROUP INC OHIO COM 025932104 213 1,461 SH   SOLE   0 0 1,461
VANGUARD INDEX FDS SM CP VAL ETF 922908611 45,472 258,451 SH   SOLE   0 0 258,451
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 34,603 319,306 SH   SOLE   0 0 319,306
INTUITIVE SURGICAL INC COM NEW 46120E602 885 2,932 SH   SOLE   0 0 2,932
UGI CORP NEW COM 902681105 813 22,451 SH   SOLE   0 0 22,451
NATIONAL FUEL GAS CO COM 636180101 1,203 17,513 SH   SOLE   0 0 17,513
BLACKROCK INC COM 09247X101 928 1,215 SH   SOLE   0 0 1,215
VANGUARD INDEX FDS SMALL CP ETF 922908751 597 2,811 SH   SOLE   0 0 2,811
VANGUARD INDEX FDS GROWTH ETF 922908736 1,965 6,834 SH   SOLE   0 0 6,834
NORTHWESTERN CORP COM NEW 668074305 997 16,485 SH   SOLE   0 0 16,485
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,322 14,704 SH   SOLE   0 0 14,704
SOUTHWEST GAS HLDGS INC COM 844895102 1,083 13,831 SH   SOLE   0 0 13,831
ROYAL GOLD INC COM 780287108 395 2,795 SH   SOLE   0 0 2,795
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,655 14,731 SH   SOLE   0 0 14,731
INTERCONTINENTAL EXCHANGE IN COM 45866F104 265 2,002 SH   SOLE   0 0 2,002
MARINEMAX INC COM 567908108 1,976 49,087 SH   SOLE   0 0 49,087
NRG ENERGY INC COM NEW 629377508 6,058 157,929 SH   SOLE   0 0 157,929
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,527 9,439 SH   SOLE   0 0 9,439
OLD NATL BANCORP IND COM 680033107 169 10,332 SH   SOLE   0 0 10,332
UFP INDUSTRIES INC COM 90278Q108 2,376 30,800 SH   SOLE   0 0 30,800
CHURCHILL DOWNS INC COM 171484108 11,254 50,744 SH   SOLE   0 0 50,744
THERMO FISHER SCIENTIFIC INC COM 883556102 1,632 2,763 SH   SOLE   0 0 2,763
COMSTOCK RES INC COM 205768302 141 10,800 SH   SOLE   0 0 10,800
ARROWHEAD PHARMACEUTICALS IN COM 04280A100 230 5,000 SH   SOLE   0 0 5,000
TOMPKINS FINL CORP COM 890110109 254 3,242 SH   SOLE   0 0 3,242
ENCORE WIRE CORP COM 292562105 2,241 19,644 SH   SOLE   0 0 19,644
PEOPLES UNITED FINANCIAL INC COM 712704105 1,006 50,333 SH   SOLE   0 0 50,333
ENBRIDGE INC COM 29250N105 592 12,834 SH   SOLE   0 0 12,834
TEXAS ROADHOUSE INC COM 882681109 422 5,036 SH   SOLE   0 0 5,036
BROWN FORMAN CORP CL B 115637209 12,931 192,937 SH   SOLE   0 0 192,937
PORTLAND GEN ELEC CO COM NEW 736508847 988 17,915 SH   SOLE   0 0 17,915
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,029 4,871 SH   SOLE   0 0 4,871
NEWMARKET CORP COM 651587107 254 783 SH   SOLE   0 0 783
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,593 54,779 SH   SOLE   0 0 54,779
INVESCO LTD SHS G491BT108 493 21,382 SH   SOLE   0 0 21,382
MASTERCARD INCORPORATED CL A 57636Q104 1,240 3,471 SH   SOLE   0 0 3,471
MEDIFAST INC COM 58470H101 3,009 17,622 SH   SOLE   0 0 17,622
WISDOMTREE TR INTL SMCAP DIV 97717W760 501 7,302 SH   SOLE   0 0 7,302
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,086 18,923 SH   SOLE   0 0 18,923
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 221 4,253 SH   SOLE   0 0 4,253
BROWN FORMAN CORP CL A 115637100 10,292 164,043 SH   SOLE   0 0 164,043
BLACKSTONE MTG TR INC COM CL A 09257W100 233 7,330 SH   SOLE   0 0 7,330
WISDOMTREE TR US AI ENHANCED 97717W406 1,273 12,855 SH   SOLE   0 0 12,855
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 256 4,605 SH   SOLE   0 0 4,605
ISHARES TR CORE S&P TTL STK 464287150 1,092 10,814 SH   SOLE   0 0 10,814
VANGUARD INDEX FDS LARGE CAP ETF 922908637 275 1,319 SH   SOLE   0 0 1,319
HANESBRANDS INC COM 410345102 847 56,887 SH   SOLE   0 0 56,887
ALMADEN MINERALS LTD COM CL B 020283305 5 15,000 SH   SOLE   0 0 15,000
WESTERN UN CO COM 959802109 254 13,564 SH   SOLE   0 0 13,564
SHOE CARNIVAL INC COM 824889109 2,071 71,030 SH   SOLE   0 0 71,030
LHC GROUP INC COM 50187A107 301 1,784 SH   SOLE   0 0 1,784
STOCK YDS BANCORP INC COM 861025104 631 11,923 SH   SOLE   0 0 11,923
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 291 1,304 SH   SOLE   0 0 1,304
SPDR SER TR S&P REGL BKG 78464A698 481 6,981 SH   SOLE   0 0 6,981
ALLEGIANT TRAVEL CO COM 01748X102 220 1,356 SH   SOLE   0 0 1,356
HAWKINS INC COM 420261109 3,066 66,801 SH   SOLE   0 0 66,801
REPUBLIC BANCORP INC KY CL A 760281204 670 14,917 SH   SOLE   0 0 14,917
ZUMIEZ INC COM 989817101 2,205 57,707 SH   SOLE   0 0 57,707
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,711 47,076 SH   SOLE   0 0 47,076
CREATIVE REALITIES INC COM NEW 22530J200 622 756,904 SH   SOLE   0 0 756,904
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 226 2,904 SH   SOLE   0 0 2,904
SPDR SER TR PORTFOLIO S&P400 78464A847 3,456 73,286 SH   SOLE   0 0 73,286
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 280 3,518 SH   SOLE   0 0 3,518
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 38,662 1,000,562 SH   SOLE   0 0 1,000,562
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 7,325 208,343 SH   SOLE   0 0 208,343
ISHARES TR PFD AND INCM SEC 464288687 433 11,879 SH   SOLE   0 0 11,879
GABELLI HLTHCARE & WELLNESS SHS 36246K103 135 10,500 SH   SOLE   0 0 10,500
BANK NEW YORK MELLON CORP COM 064058100 220 4,439 SH   SOLE   0 0 4,439
ISHARES TR INTL SEL DIV ETF 464288448 502 15,815 SH   SOLE   0 0 15,815
ISHARES TR 3 7 YR TREAS BD 464288661 157,227 1,288,217 SH   SOLE   0 0 1,288,217
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 4,009 21,946 SH   SOLE   0 0 21,946
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 874 7,790 SH   SOLE   0 0 7,790
PROSHARES TR ULTRA FNCLS NEW 74347X633 379 6,000 SH   SOLE   0 0 6,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 99,035 2,061,933 SH   SOLE   0 0 2,061,933
ISHARES TR NATIONAL MUN ETF 464288414 3,793 34,592 SH   SOLE   0 0 34,592
WESBANCO INC COM 950810101 552 16,062 SH   SOLE   0 0 16,062
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 33,430 269,838 SH   SOLE   0 0 269,838
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 3,143 48,642 SH   SOLE   0 0 48,642
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 41,769 1,847,354 SH   SOLE   0 0 1,847,354
ISHARES TR JPMORGAN USD EMG 464288281 2,257 23,083 SH   SOLE   0 0 23,083
ISHARES TR ISHS 5-10YR INVT 464288638 1,249 22,768 SH   SOLE   0 0 22,768
SPDR SER TR BLOOMBERG HIGH Y 78468R622 639 6,232 SH   SOLE   0 0 6,232
ISHARES TR EAFE SML CP ETF 464288273 231 3,486 SH   SOLE   0 0 3,486
VISA INC COM CL A 92826C839 2,118 9,551 SH   SOLE   0 0 9,551
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 567 4,724 SH   SOLE   0 0 4,724
PHILIP MORRIS INTL INC COM 718172109 896 9,537 SH   SOLE   0 0 9,537
VANECK ETF TRUST VANECK SHRT MUNI 92189F528 1,148 67,094 SH   SOLE   0 0 67,094
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 1,564 33,057 SH   SOLE   0 0 33,057
SPDR SER TR PORTFOLIO LN TSR 78464A664 3,034 80,229 SH   SOLE   0 0 80,229
SPDR SER TR PORTFOLIO S&P500 78464A854 2,811 52,911 SH   SOLE   0 0 52,911
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13,697 399,556 SH   SOLE   0 0 399,556
SPDR SER TR PORTFOLIO AGRGTE 78464A649 192,554 6,928,896 SH   SOLE   0 0 6,928,896
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 288 21,214 SH   SOLE   0 0 21,214
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 661 12,247 SH   SOLE   0 0 12,247
ALAUNOS THERAPEUTICS INC COM 98973P101 8 13,000 SH   SOLE   0 0 13,000
PEOPLES BANCORP INC COM 709789101 256 8,173 SH   SOLE   0 0 8,173
GERMAN AMERN BANCORP INC COM 373865104 771 20,288 SH   SOLE   0 0 20,288
ISHARES TR MSCI ACWI ETF 464288257 2,143 21,474 SH   SOLE   0 0 21,474
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 985 9,728 SH   SOLE   0 0 9,728
MYR GROUP INC DEL COM 55405W104 2,405 25,574 SH   SOLE   0 0 25,574
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 297 2,480 SH   SOLE   0 0 2,480
ISHARES TR GRWT ALLOCAT ETF 464289867 333 6,173 SH   SOLE   0 0 6,173
ISHARES TR AGGRES ALLOC ETF 464289859 1,748 25,348 SH   SOLE   0 0 25,348
SPDR SER TR PORTFOLIO INTRMD 78464A375 3,460 101,314 SH   SOLE   0 0 101,314
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 324 3,765 SH   SOLE   0 0 3,765
INVESCO MORTGAGE CAPITAL INC COM 46131B100 39 17,038 SH   SOLE   0 0 17,038
BROADCOM INC COM 11135F101 231 368 SH   SOLE   0 0 368
SOLIGENIX INC COM 834223307 34 46,836 SH   SOLE   0 0 46,836
ADDUS HOMECARE CORP COM 006739106 2,817 30,191 SH   SOLE   0 0 30,191
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 216 5,886 SH   SOLE   0 0 5,886
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 915 14,546 SH   SOLE   0 0 14,546
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 6,177 60,080 SH   SOLE   0 0 60,080
TESLA INC COM 88160R101 4,006 3,717 SH   SOLE   0 0 3,717
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 224 1,130 SH   SOLE   0 0 1,130
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 48,822 117,596 SH   SOLE   0 0 117,596
ISHARES TR 0-5 YR TIPS ETF 46429B747 40,740 388,217 SH   SOLE   0 0 388,217
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 3,352 36,382 SH   SOLE   0 0 36,382
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,051 19,054 SH   SOLE   0 0 19,054
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 315 4,696 SH   SOLE   0 0 4,696
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107 22 10,037 SH   SOLE   0 0 10,037
MARATHON PETE CORP COM 56585A102 2,483 29,042 SH   SOLE   0 0 29,042
ISHARES TR MSCI USA MIN VOL 46429B697 135,250 1,743,582 SH   SOLE   0 0 1,743,582
ISHARES INC MSCI EMERG MRKT 464286533 14,902 244,175 SH   SOLE   0 0 244,175
PHILLIPS 66 COM 718546104 4,547 52,634 SH   SOLE   0 0 52,634
SPDR SER TR PORTFOLIO SH TSR 78468R101 84,729 2,857,652 SH   SOLE   0 0 2,857,652
META PLATFORMS INC CL A 30303M102 2,989 13,442 SH   SOLE   0 0 13,442
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 57,271 1,883,923 SH   SOLE   0 0 1,883,923
SERVICENOW INC COM 81762P102 322 578 SH   SOLE   0 0 578
ISHARES INC CORE MSCI EMKT 46434G103 1,148 20,660 SH   SOLE   0 0 20,660
ABBVIE INC COM 00287Y109 5,358 33,051 SH   SOLE   0 0 33,051
ORCHID IS CAP INC COM 68571X103 34 10,337 SH   SOLE   0 0 10,337
T-MOBILE US INC COM 872590104 1,024 7,977 SH   SOLE   0 0 7,977
ISHARES TR MSCI USA MMENTM 46432F396 168,494 1,001,333 SH   SOLE   0 0 1,001,333
WISDOMTREE TR US QTLY DIV GRT 97717X669 205 3,225 SH   SOLE   0 0 3,225
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 276 5,256 SH   SOLE   0 0 5,256
ISHARES TR MSCI USA SZE FT 46432F370 740 5,679 SH   SOLE   0 0 5,679
ISHARES TR MSCI USA VALUE 46432F388 61,922 592,161 SH   SOLE   0 0 592,161
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 792 37,232 SH   SOLE   0 0 37,232
ISHARES TR MSCI USA QLT FCT 46432F339 175,698 1,305,041 SH   SOLE   0 0 1,305,041
ADMA BIOLOGICS INC COM 000899104 18 10,075 SH   SOLE   0 0 10,075
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 267 2,170 SH   SOLE   0 0 2,170
LGI HOMES INC COM 50187T106 1,814 18,569 SH   SOLE   0 0 18,569
SPDR SER TR PORTFOLIO S&P600 78468R853 3,163 75,190 SH   SOLE   0 0 75,190
ALPHABET INC CAP STK CL C 02079K107 2,327 833 SH   SOLE   0 0 833
ISHARES TR CORE DIV GRWTH 46434V621 399 7,478 SH   SOLE   0 0 7,478
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 218 2,005 SH   SOLE   0 0 2,005
CITIZENS FINL GROUP INC COM 174610105 4,716 104,046 SH   SOLE   0 0 104,046
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 343 16,240 SH   SOLE   0 0 16,240
ARK ETF TR INNOVATION ETF 00214Q104 570 8,597 SH   SOLE   0 0 8,597
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 512 29,037 SH   SOLE   0 0 29,037
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 14,152 250,477 SH   SOLE   0 0 250,477
FLEXSHARES TR CR SCD US BD 33939L761 63,096 1,267,494 SH   SOLE   0 0 1,267,494
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 662 16,528 SH   SOLE   0 0 16,528
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 183,754 6,310,225 SH   SOLE   0 0 6,310,225
ISHARES TR MSCI INTL MULTFT 46434V274 2,723 98,428 SH   SOLE   0 0 98,428
ENERGIZER HLDGS INC NEW COM 29272W109 728 23,673 SH   SOLE   0 0 23,673
WESTROCK CO COM 96145D105 593 12,606 SH   SOLE   0 0 12,606
KRAFT HEINZ CO COM 500754106 7,285 184,948 SH   SOLE   0 0 184,948
PAYPAL HLDGS INC COM 70450Y103 754 6,522 SH   SOLE   0 0 6,522
ISHARES TR MSCI INTL SML CP 46434V266 33,208 966,741 SH   SOLE   0 0 966,741
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,182 42,332 SH   SOLE   0 0 42,332
HEWLETT PACKARD ENTERPRISE C COM 42824C109 216 12,917 SH   SOLE   0 0 12,917
ISHARES TR CORE INTL AGGR 46435G672 7,955 152,605 SH   SOLE   0 0 152,605
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 5,378 96,524 SH   SOLE   0 0 96,524
ISHARES TR MSCI USA MULTIFT 46434V282 8,002 179,908 SH   SOLE   0 0 179,908
ISHARES TR MSCI USA SML CP 46434V290 6,215 113,896 SH   SOLE   0 0 113,896
EDITAS MEDICINE INC COM 28106W103 200 10,515 SH   SOLE   0 0 10,515
ISHARES INC MSCI EMERG MKT 46434G889 90,200 1,864,023 SH   SOLE   0 0 1,864,023
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 209 3,096 SH   SOLE   0 0 3,096
TWILIO INC CL A 90138F102 290 1,758 SH   SOLE   0 0 1,758
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 1,211 23,162 SH   SOLE   0 0 23,162
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 983 19,257 SH   SOLE   0 0 19,257
YUM CHINA HLDGS INC COM 98850P109 1,961 47,199 SH   SOLE   0 0 47,199
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 76,322 815,642 SH   SOLE   0 0 815,642
ISHARES TR FALN ANGLS USD 46435G474 1,030 37,093 SH   SOLE   0 0 37,093
DBX ETF TR XTRACK USD HIGH 233051432 6,011 159,352 SH   SOLE   0 0 159,352
ISHARES TR ESG AWR MSCI USA 46435G425 358 3,527 SH   SOLE   0 0 3,527
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 127,947 1,819,497 SH   SOLE   0 0 1,819,497
ISHARES INC MSCI EMRG CHN 46434G764 279 4,802 SH   SOLE   0 0 4,802
EVERGY INC COM 30034W106 1,155 16,906 SH   SOLE   0 0 16,906
WORLD GOLD TR SPDR GLD MINIS 98149E303 547 14,210 SH   SOLE   0 0 14,210
ISHARES TR ROBOTICS ARTIF 46435U556 286 8,310 SH   SOLE   0 0 8,310
TILRAY BRANDS INC COM CL 2 88688T100 82 10,500 SH   SOLE   0 0 10,500
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 99,509 3,177,171 SH   SOLE   0 0 3,177,171
DOW INC COM 260557103 6,052 94,982 SH   SOLE   0 0 94,982
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 240 6,985 SH   SOLE   0 0 6,985
CORTEVA INC COM 22052L104 347 6,038 SH   SOLE   0 0 6,038
SPDR S&P 500 ETF TR TR UNIT 78462F103 29,241 460,200 SH Call SOLE   0 0 2,500
RANPAK HOLDINGS CORP COM CL A 75321W103 1,398 68,421 SH   SOLE   0 0 68,421
VIATRIS INC COM 92556V106 743 68,286 SH   SOLE   0 0 68,286
ISHARES TR MSCI EAFE ETF 464287465 133 23,300 SH Call SOLE   0 0 1,900
AMPLIFY ETF TR BLACKSWAN ISWN 032108821 33,025 1,469,128 SH   SOLE   0 0 1,469,128
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 409 14,834 SH   SOLE   0 0 14,834
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 244 9,761 SH   SOLE   0 0 9,761
INVESCO QQQ TR UNIT SER 1 46090E103 444 8,400 SH Call SOLE   0 0 6,600