The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 34,783 195,607 SH   SOLE   0 0 195,607
ISHARES TR S&P MC 400VL ETF 464287705 455 3,426 SH   SOLE   0 0 3,426
ISHARES TR S&P MC 400GR ETF 464287606 318 1,418 SH   SOLE   0 0 1,418
ISHARES TR CORE S&P SCP ETF 464287804 5,598 81,968 SH   SOLE   0 0 81,968
ISHARES TR SP SMCP600VL ETF 464287879 14,705 122,164 SH   SOLE   0 0 122,164
ISHARES TR S&P SML 600 GWT 464287887 497 2,926 SH   SOLE   0 0 2,926
ISHARES TR S&P 500 VAL ETF 464287408 440 4,064 SH   SOLE   0 0 4,064
ISHARES TR CORE S&P500 ETF 464287200 33,948 109,619 SH   SOLE   0 0 109,619
ISHARES TR S&P 500 GRWT ETF 464287309 513 2,472 SH   SOLE   0 0 2,472
ISHARES TR RUS 1000 ETF 464287622 346 2,018 SH   SOLE   0 0 2,018
ISHARES TR RUS 1000 VAL ETF 464287598 587 5,214 SH   SOLE   0 0 5,214
ISHARES TR RUS 1000 GRW ETF 464287614 1,013 5,278 SH   SOLE   0 0 5,278
ISHARES TR RUSSELL 2000 ETF 464287655 1,612 11,258 SH   SOLE   0 0 11,258
ISHARES TR RUSSELL 3000 ETF 464287689 355 1,973 SH   SOLE   0 0 1,973
ISHARES TR CORE S&P US VLU 464287663 455 8,704 SH   SOLE   0 0 8,704
ISHARES TR U.S. REAL ES ETF 464287739 5,059 64,197 SH   SOLE   0 0 64,197
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,641 11,808 SH   SOLE   0 0 11,808
ADOBE INC COM 00724F101 539 1,239 SH   SOLE   0 0 1,239
AMAZON COM INC COM 023135106 2,546 923 SH   SOLE   0 0 923
BRISTOL-MYERS SQUIBB CO COM 110122108 1,510 25,688 SH   SOLE   0 0 25,688
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,231 6,898 SH   SOLE   0 0 6,898
EMERSON ELEC CO COM 291011104 603 9,715 SH   SOLE   0 0 9,715
BOEING CO COM 097023105 1,053 5,742 SH   SOLE   0 0 5,742
INVESCO QQQ TR UNIT SER 1 46090E103 693 2,799 SH   SOLE   0 0 2,799
AMGEN INC COM 031162100 440 1,867 SH   SOLE   0 0 1,867
ABBOTT LABS COM 002824100 941 10,295 SH   SOLE   0 0 10,295
CONAGRA BRANDS INC COM 205887102 667 18,976 SH   SOLE   0 0 18,976
ALTRIA GROUP INC COM 02209S103 561 14,285 SH   SOLE   0 0 14,285
HORMEL FOODS CORP COM 440452100 618 12,800 SH   SOLE   0 0 12,800
INTEL CORP COM 458140100 1,192 19,927 SH   SOLE   0 0 19,927
KEYCORP COM 493267108 2,220 182,289 SH   SOLE   0 0 182,289
NEWELL BRANDS INC COM 651229106 169 10,626 SH   SOLE   0 0 10,626
ORACLE CORP COM 68389X105 695 12,566 SH   SOLE   0 0 12,566
QUALCOMM INC COM 747525103 213 2,337 SH   SOLE   0 0 2,337
DISNEY WALT CO COM DISNEY 254687106 1,055 9,458 SH   SOLE   0 0 9,458
HONEYWELL INTL INC COM 438516106 899 6,219 SH   SOLE   0 0 6,219
SHERWIN WILLIAMS CO COM 824348106 210 364 SH   SOLE   0 0 364
US BANCORP DEL COM NEW 902973304 699 18,979 SH   SOLE   0 0 18,979
JOHNSON & JOHNSON COM 478160104 3,806 27,065 SH   SOLE   0 0 27,065
MEDTRONIC PLC SHS G5960L103 437 4,767 SH   SOLE   0 0 4,767
PFIZER INC COM 717081103 1,479 45,238 SH   SOLE   0 0 45,238
EDISON INTL COM 281020107 526 9,687 SH   SOLE   0 0 9,687
EXELON CORP COM 30161N101 577 15,904 SH   SOLE   0 0 15,904
KROGER CO COM 501044101 389 11,483 SH   SOLE   0 0 11,483
LOWES COS INC COM 548661107 740 5,479 SH   SOLE   0 0 5,479
ISHARES TR MSCI EAFE ETF 464287465 3,474 57,080 SH   SOLE   0 0 57,080
AMERISOURCEBERGEN CORP COM 03073E105 871 8,642 SH   SOLE   0 0 8,642
CHEVRON CORP NEW COM 166764100 986 11,056 SH   SOLE   0 0 11,056
MICROSOFT CORP COM 594918104 4,878 23,969 SH   SOLE   0 0 23,969
UNITED PARCEL SERVICE INC CL B 911312106 2,111 18,987 SH   SOLE   0 0 18,987
AT&T INC COM 00206R102 1,693 56,015 SH   SOLE   0 0 56,015
MOLSON COORS BEVERAGE CO CL B 60871R209 541 15,739 SH   SOLE   0 0 15,739
PRUDENTIAL FINL INC COM 744320102 2,222 36,484 SH   SOLE   0 0 36,484
TRUIST FINL CORP COM 89832Q109 246 6,557 SH   SOLE   0 0 6,557
CITIGROUP INC COM NEW 172967424 379 7,408 SH   SOLE   0 0 7,408
INGREDION INC COM 457187102 789 9,502 SH   SOLE   0 0 9,502
CISCO SYS INC COM 17275R102 898 19,262 SH   SOLE   0 0 19,262
DNP SELECT INCOME FD COM 23325P104 366 33,653 SH   SOLE   0 0 33,653
INTERNATIONAL BUSINESS MACHS COM 459200101 1,469 12,167 SH   SOLE   0 0 12,167
COCA COLA CO COM 191216100 939 21,020 SH   SOLE   0 0 21,020
LOCKHEED MARTIN CORP COM 539830109 294 806 SH   SOLE   0 0 806
PEPSICO INC COM 713448108 1,781 13,467 SH   SOLE   0 0 13,467
PPG INDS INC COM 693506107 592 5,580 SH   SOLE   0 0 5,580
VERIZON COMMUNICATIONS INC COM 92343V104 2,630 47,714 SH   SOLE   0 0 47,714
XEROX HOLDINGS CORP COM NEW 98421M106 2,916 190,692 SH   SOLE   0 0 190,692
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,510 132,541 SH   SOLE   0 0 132,541
ISHARES TR RUS MD CP GR ETF 464287481 297 1,881 SH   SOLE   0 0 1,881
SPDR SER TR PORTFOLI S&P1500 78464A805 5,040 133,395 SH   SOLE   0 0 133,395
ISHARES TR U.S. TECH ETF 464287721 235 872 SH   SOLE   0 0 872
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 535 5,116 SH   SOLE   0 0 5,116
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,035 24,419 SH   SOLE   0 0 24,419
BK OF AMERICA CORP COM 060505104 890 37,490 SH   SOLE   0 0 37,490
STARBUCKS CORP COM 855244109 372 5,057 SH   SOLE   0 0 5,057
AUTOMATIC DATA PROCESSING IN COM 053015103 597 4,007 SH   SOLE   0 0 4,007
EXXON MOBIL CORP COM 30231G102 1,207 26,985 SH   SOLE   0 0 26,985
WALMART INC COM 931142103 1,097 9,157 SH   SOLE   0 0 9,157
ANTHEM INC COM 036752103 999 3,800 SH   SOLE   0 0 3,800
UNION PAC CORP COM 907818108 900 5,325 SH   SOLE   0 0 5,325
TEXAS INSTRS INC COM 882508104 378 2,975 SH   SOLE   0 0 2,975
BRADY CORP CL A 104674106 209 4,464 SH   SOLE   0 0 4,464
CARDINAL HEALTH INC COM 14149Y108 493 9,454 SH   SOLE   0 0 9,454
TARGET CORP COM 87612E106 233 1,947 SH   SOLE   0 0 1,947
COSTCO WHSL CORP NEW COM 22160K105 868 2,862 SH   SOLE   0 0 2,862
LILLY ELI & CO COM 532457108 1,623 9,886 SH   SOLE   0 0 9,886
CVS HEALTH CORP COM 126650100 1,128 17,365 SH   SOLE   0 0 17,365
QUEST DIAGNOSTICS INC COM 74834L100 668 5,863 SH   SOLE   0 0 5,863
MATTHEWS INTL CORP CL A 577128101 655 34,302 SH   SOLE   0 0 34,302
DANAHER CORPORATION COM 235851102 246 1,388 SH   SOLE   0 0 1,388
MCKESSON CORP COM 58155Q103 847 5,520 SH   SOLE   0 0 5,520
MERCK & CO. INC COM 58933Y105 1,698 21,954 SH   SOLE   0 0 21,954
MORGAN STANLEY COM NEW 617446448 345 7,147 SH   SOLE   0 0 7,147
ENTERGY CORP NEW COM 29364G103 1,021 10,880 SH   SOLE   0 0 10,880
FIFTH THIRD BANCORP COM 316773100 196 10,155 SH   SOLE   0 0 10,155
PROCTER AND GAMBLE CO COM 742718109 4,503 37,662 SH   SOLE   0 0 37,662
GENERAL ELECTRIC CO COM 369604103 4,002 585,980 SH   SOLE   0 0 585,980
KIMBERLY CLARK CORP COM 494368103 734 5,193 SH   SOLE   0 0 5,193
GILEAD SCIENCES INC COM 375558103 2,078 27,002 SH   SOLE   0 0 27,002
HOME DEPOT INC COM 437076102 1,528 6,099 SH   SOLE   0 0 6,099
HARLEY DAVIDSON INC COM 412822108 310 13,057 SH   SOLE   0 0 13,057
MCDONALDS CORP COM 580135101 1,401 7,595 SH   SOLE   0 0 7,595
NIKE INC CL B 654106103 615 6,273 SH   SOLE   0 0 6,273
JPMORGAN CHASE & CO COM 46625H100 1,925 20,470 SH   SOLE   0 0 20,470
TJX COS INC NEW COM 872540109 230 4,553 SH   SOLE   0 0 4,553
MONDELEZ INTL INC CL A 609207105 249 4,865 SH   SOLE   0 0 4,865
HP INC COM 40434L105 2,419 138,786 SH   SOLE   0 0 138,786
WELLS FARGO CO NEW COM 949746101 2,050 80,091 SH   SOLE   0 0 80,091
ISHARES TR 1 3 YR TREAS BD 464287457 18,355 211,924 SH   SOLE   0 0 211,924
ISHARES TR BARCLAYS 7 10 YR 464287440 77,093 632,584 SH   SOLE   0 0 632,584
ISHARES TR 20 YR TR BD ETF 464287432 359 2,188 SH   SOLE   0 0 2,188
ISHARES TR IBOXX INV CP ETF 464287242 15,063 111,995 SH   SOLE   0 0 111,995
FISERV INC COM 337738108 826 8,462 SH   SOLE   0 0 8,462
FORD MTR CO DEL COM 345370860 163 26,846 SH   SOLE   0 0 26,846
UNITEDHEALTH GROUP INC COM 91324P102 1,222 4,145 SH   SOLE   0 0 4,145
SOUTHWEST AIRLS CO COM 844741108 266 7,782 SH   SOLE   0 0 7,782
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 258 1,203 SH   SOLE   0 0 1,203
AMERICAN TOWER CORP NEW COM 03027X100 307 1,187 SH   SOLE   0 0 1,187
ZIMMER BIOMET HOLDINGS INC COM 98956P102 516 4,322 SH   SOLE   0 0 4,322
RAYTHEON TECHNOLOGIES CORP COM 75513E101 302 4,902 SH   SOLE   0 0 4,902
3M CO COM 88579Y101 1,982 12,704 SH   SOLE   0 0 12,704
GAP INC COM 364760108 306 24,270 SH   SOLE   0 0 24,270
COMCAST CORP NEW CL A 20030N101 516 13,237 SH   SOLE   0 0 13,237
VANGUARD INDEX FDS TOTAL STK MKT 922908769 69,807 445,963 SH   SOLE   0 0 445,963
WASTE MGMT INC DEL COM 94106L109 413 3,901 SH   SOLE   0 0 3,901
SMUCKER J M CO COM NEW 832696405 834 7,881 SH   SOLE   0 0 7,881
NORFOLK SOUTHERN CORP COM 655844108 278 1,586 SH   SOLE   0 0 1,586
HUNTINGTON BANCSHARES INC COM 446150104 2,145 237,400 SH   SOLE   0 0 237,400
FIRSTENERGY CORP COM 337932107 813 20,972 SH   SOLE   0 0 20,972
NEXTERA ENERGY INC COM 65339F101 611 2,544 SH   SOLE   0 0 2,544
DUKE ENERGY CORP NEW COM NEW 26441C204 1,547 19,358 SH   SOLE   0 0 19,358
CSX CORP COM 126408103 401 5,752 SH   SOLE   0 0 5,752
APPLE INC COM 037833100 9,401 25,769 SH   SOLE   0 0 25,769
ALLSTATE CORP COM 020002101 404 4,164 SH   SOLE   0 0 4,164
COMFORT SYS USA INC COM 199908104 272 6,679 SH   SOLE   0 0 6,679
CAMPBELL SOUP CO COM 134429109 1,335 26,897 SH   SOLE   0 0 26,897
CATERPILLAR INC DEL COM 149123101 663 5,240 SH   SOLE   0 0 5,240
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,708 11,423 SH   SOLE   0 0 11,423
INTL PAPER CO COM 460146103 2,551 72,454 SH   SOLE   0 0 72,454
ISHARES TR MSCI EMG MKT ETF 464287234 1,679 41,974 SH   SOLE   0 0 41,974
ENCOMPASS HEALTH CORP COM 29261A100 527 8,515 SH   SOLE   0 0 8,515
OGE ENERGY CORP COM 670837103 440 14,509 SH   SOLE   0 0 14,509
PPL CORP COM 69351T106 2,704 104,635 SH   SOLE   0 0 104,635
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,042 34,155 SH   SOLE   0 0 34,155
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 61,898 608,279 SH   SOLE   0 0 608,279
BANK OZK COM 06417N103 209 8,886 SH   SOLE   0 0 8,886
L BRANDS INC COM 501797104 159 10,597 SH   SOLE   0 0 10,597
HALLIBURTON CO COM 406216101 248 19,125 SH   SOLE   0 0 19,125
AES CORP COM 00130H105 2,174 150,065 SH   SOLE   0 0 150,065
AON PLC SHS CL A G0403H108 220 1,142 SH   SOLE   0 0 1,142
AMERICAN EXPRESS CO COM 025816109 421 4,422 SH   SOLE   0 0 4,422
GENERAL MLS INC COM 370334104 1,011 16,397 SH   SOLE   0 0 16,397
BLOCK H & R INC COM 093671105 1,949 136,485 SH   SOLE   0 0 136,485
INTERPUBLIC GROUP COS INC COM 460690100 2,649 154,399 SH   SOLE   0 0 154,399
REGIONS FINANCIAL CORP NEW COM 7591EP100 1,775 159,639 SH   SOLE   0 0 159,639
ARCHER DANIELS MIDLAND CO COM 039483102 681 17,061 SH   SOLE   0 0 17,061
CENTERPOINT ENERGY INC COM 15189T107 2,824 151,238 SH   SOLE   0 0 151,238
KELLOGG CO COM 487836108 826 12,497 SH   SOLE   0 0 12,497
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 741 15,064 SH   SOLE   0 0 15,064
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 2,933 70,615 SH   SOLE   0 0 70,615
SOUTHERN CO COM 842587107 881 16,994 SH   SOLE   0 0 16,994
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 25,931 654,658 SH   SOLE   0 0 654,658
DXC TECHNOLOGY CO COM 23355L106 1,825 110,582 SH   SOLE   0 0 110,582
CIGNA CORP NEW COM 125523100 665 3,542 SH   SOLE   0 0 3,542
BUNGE LIMITED COM G16962105 514 12,504 SH   SOLE   0 0 12,504
WESTERN DIGITAL CORP. COM 958102105 468 10,601 SH   SOLE   0 0 10,601
VALERO ENERGY CORP COM 91913Y100 2,629 44,700 SH   SOLE   0 0 44,700
PNC FINL SVCS GROUP INC COM 693475105 1,133 10,774 SH   SOLE   0 0 10,774
NETFLIX INC COM 64110L106 416 914 SH   SOLE   0 0 914
ISHARES TR CORE US AGGBD ET 464287226 4,023 34,032 SH   SOLE   0 0 34,032
WP CAREY INC COM 92936U109 272 4,017 SH   SOLE   0 0 4,017
ISHARES TR SELECT DIVID ETF 464287168 4,716 58,423 SH   SOLE   0 0 58,423
DOLLAR GEN CORP NEW COM 256677105 1,336 7,011 SH   SOLE   0 0 7,011
PERDOCEO ED CORP COM 71363P106 289 18,172 SH   SOLE   0 0 18,172
EPLUS INC COM 294268107 226 3,202 SH   SOLE   0 0 3,202
NVIDIA CORPORATION COM 67066G104 780 2,054 SH   SOLE   0 0 2,054
PERFICIENT INC COM 71375U101 250 6,979 SH   SOLE   0 0 6,979
UNIVERSAL HLTH SVCS INC CL B 913903100 436 4,693 SH   SOLE   0 0 4,693
TRAVELERS COMPANIES INC COM 89417E109 232 2,031 SH   SOLE   0 0 2,031
BAKER HUGHES COMPANY CL A 05722G100 2,090 135,793 SH   SOLE   0 0 135,793
EATON CORP PLC SHS G29183103 304 3,471 SH   SOLE   0 0 3,471
COMERICA INC COM 200340107 2,271 59,610 SH   SOLE   0 0 59,610
HUMANA INC COM 444859102 3,234 8,341 SH   SOLE   0 0 8,341
FRANKLIN RESOURCES INC COM 354613101 2,591 123,568 SH   SOLE   0 0 123,568
UNUM GROUP COM 91529Y106 2,010 121,161 SH   SOLE   0 0 121,161
ENTERPRISE PRODS PARTNERS L COM 293792107 202 11,097 SH   SOLE   0 0 11,097
YUM BRANDS INC COM 988498101 4,274 49,182 SH   SOLE   0 0 49,182
MDU RES GROUP INC COM 552690109 497 22,392 SH   SOLE   0 0 22,392
TYSON FOODS INC CL A 902494103 516 8,648 SH   SOLE   0 0 8,648
COMMUNITY HEALTH SYS INC NEW COM 203668108 37 12,148 SH   SOLE   0 0 12,148
PAPA JOHNS INTL INC COM 698813102 249 3,139 SH   SOLE   0 0 3,139
ALPHABET INC CAP STK CL A 02079K305 855 603 SH   SOLE   0 0 603
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 366 5,747 SH   SOLE   0 0 5,747
VANGUARD INDEX FDS VALUE ETF 922908744 316 3,177 SH   SOLE   0 0 3,177
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 717 3,723 SH   SOLE   0 0 3,723
VANGUARD INDEX FDS MID CAP ETF 922908629 577 3,517 SH   SOLE   0 0 3,517
NU SKIN ENTERPRISES INC CL A 67018T105 737 19,266 SH   SOLE   0 0 19,266
VANGUARD INDEX FDS SM CP VAL ETF 922908611 22,955 214,690 SH   SOLE   0 0 214,690
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 22,131 281,816 SH   SOLE   0 0 281,816
UGI CORP NEW COM 902681105 525 16,505 SH   SOLE   0 0 16,505
NATIONAL FUEL GAS CO N J COM 636180101 745 17,757 SH   SOLE   0 0 17,757
BLACKROCK INC COM 09247X101 300 551 SH   SOLE   0 0 551
VANGUARD INDEX FDS SMALL CP ETF 922908751 328 2,251 SH   SOLE   0 0 2,251
VANGUARD INDEX FDS GROWTH ETF 922908736 859 4,252 SH   SOLE   0 0 4,252
SEAGATE TECHNOLOGY PLC SHS G7945M107 1,262 26,077 SH   SOLE   0 0 26,077
SOUTHWEST GAS HOLDINGS INC COM 844895102 576 8,349 SH   SOLE   0 0 8,349
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,034 15,202 SH   SOLE   0 0 15,202
CAVCO INDS INC DEL COM 149568107 259 1,343 SH   SOLE   0 0 1,343
OXFORD INDS INC COM 691497309 239 5,421 SH   SOLE   0 0 5,421
NRG ENERGY INC COM NEW 629377508 572 17,572 SH   SOLE   0 0 17,572
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,838 14,862 SH   SOLE   0 0 14,862
UFP INDUSTRIES INC COM 90278Q108 269 5,432 SH   SOLE   0 0 5,432
CATO CORP NEW CL A 149205106 154 18,883 SH   SOLE   0 0 18,883
CHURCHILL DOWNS INC COM 171484108 3,463 26,006 SH   SOLE   0 0 26,006
THERMO FISHER SCIENTIFIC INC COM 883556102 474 1,308 SH   SOLE   0 0 1,308
FIDELITY NATL INFORMATION SV COM 31620M106 200 1,491 SH   SOLE   0 0 1,491
G III APPAREL GROUP LTD COM 36237H101 349 26,253 SH   SOLE   0 0 26,253
NIC INC COM 62914B100 260 11,332 SH   SOLE   0 0 11,332
FEDERAL SIGNAL CORP COM 313855108 219 7,366 SH   SOLE   0 0 7,366
PEOPLES UNITED FINANCIAL INC COM 712704105 2,410 208,330 SH   SOLE   0 0 208,330
ENBRIDGE INC COM 29250N105 222 7,283 SH   SOLE   0 0 7,283
BROWN FORMAN CORP CL B 115637209 6,958 109,293 SH   SOLE   0 0 109,293
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,422 5,102 SH   SOLE   0 0 5,102
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,558 51,287 SH   SOLE   0 0 51,287
INVESCO LTD SHS G491BT108 2,490 231,424 SH   SOLE   0 0 231,424
MASTERCARD INCORPORATED CL A 57636Q104 471 1,591 SH   SOLE   0 0 1,591
MEDIFAST INC COM 58470H101 891 6,420 SH   SOLE   0 0 6,420
WISDOMTREE TR INTL SMCAP DIV 97717W760 732 13,154 SH   SOLE   0 0 13,154
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 1,240 20,922 SH   SOLE   0 0 20,922
BROWN FORMAN CORP CL A 115637100 4,988 86,646 SH   SOLE   0 0 86,646
WISDOMTREE TR US DIVID EX FNCL 97717W406 1,138 15,435 SH   SOLE   0 0 15,435
ISHARES TR CORE S&P TTL STK 464287150 8,378 120,651 SH   SOLE   0 0 120,651
HEICO CORP NEW COM 422806109 203 2,033 SH   SOLE   0 0 2,033
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 211 5,612 SH   SOLE   0 0 5,612
HANESBRANDS INC COM 410345102 3,081 272,870 SH   SOLE   0 0 272,870
PC CONNECTION INC COM 69318J100 215 4,634 SH   SOLE   0 0 4,634
LHC GROUP INC COM 50187A107 290 1,663 SH   SOLE   0 0 1,663
STOCK YDS BANCORP INC COM 861025104 339 8,435 SH   SOLE   0 0 8,435
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 209 1,266 SH   SOLE   0 0 1,266
ALLEGIANT TRAVEL CO COM 01748X102 217 1,989 SH   SOLE   0 0 1,989
REPUBLIC BANCORP INC KY CL A 760281204 323 9,870 SH   SOLE   0 0 9,870
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,474 51,971 SH   SOLE   0 0 51,971
CREATIVE REALITIES INC COM NEW 22530J200 1,251 502,261 SH   SOLE   0 0 502,261
SPDR SER TR PORTFOLIO S&P400 78464A847 3,971 127,062 SH   SOLE   0 0 127,062
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 479 5,423 SH   SOLE   0 0 5,423
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 19,982 597,177 SH   SOLE   0 0 597,177
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 6,412 234,436 SH   SOLE   0 0 234,436
ISHARES TR PFD AND INCM SEC 464288687 390 11,245 SH   SOLE   0 0 11,245
BANK NEW YORK MELLON CORP COM 064058100 271 7,003 SH   SOLE   0 0 7,003
ISHARES TR INTL SEL DIV ETF 464288448 203 8,083 SH   SOLE   0 0 8,083
ISHARES TR 3 7 YR TREAS BD 464288661 100,795 754,055 SH   SOLE   0 0 754,055
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 4,398 39,368 SH   SOLE   0 0 39,368
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 569 7,218 SH   SOLE   0 0 7,218
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 64,207 1,655,248 SH   SOLE   0 0 1,655,248
ISHARES TR NATIONAL MUN ETF 464288414 2,593 22,471 SH   SOLE   0 0 22,471
WESBANCO INC COM 950810101 235 11,566 SH   SOLE   0 0 11,566
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 23,888 247,239 SH   SOLE   0 0 247,239
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 30,710 1,146,762 SH   SOLE   0 0 1,146,762
ISHARES TR JPMORGAN USD EMG 464288281 1,817 16,633 SH   SOLE   0 0 16,633
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 202 7,597 SH   SOLE   0 0 7,597
ISHARES TR INTRM TR CRP ETF 464288638 1,465 24,267 SH   SOLE   0 0 24,267
VANGUARD WORLD FD MEGA GRWTH IND 921910816 276 1,691 SH   SOLE   0 0 1,691
VISA INC COM CL A 92826C839 1,096 5,674 SH   SOLE   0 0 5,674
INVESCO EXCHANGE-TRADED FD T S&P SMALLCAP 600 46138G664 302 5,504 SH   SOLE   0 0 5,504
PHILIP MORRIS INTL INC COM 718172109 529 7,544 SH   SOLE   0 0 7,544
HILL ROM HLDGS INC COM 431475102 263 2,396 SH   SOLE   0 0 2,396
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 1,318 73,182 SH   SOLE   0 0 73,182
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 1,835 36,028 SH   SOLE   0 0 36,028
SPDR SER TR PORTFOLIO S&P500 78464A854 2,234 61,622 SH   SOLE   0 0 61,622
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,832 428,370 SH   SOLE   0 0 428,370
SPDR SER TR PORTFOLIO AGRGTE 78464A649 118,995 3,855,958 SH   SOLE   0 0 3,855,958
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 280 19,803 SH   SOLE   0 0 19,803
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 560 14,353 SH   SOLE   0 0 14,353
GERMAN AMERN BANCORP INC COM 373865104 441 14,178 SH   SOLE   0 0 14,178
ISHARES TR MSCI ACWI ETF 464288257 1,299 17,624 SH   SOLE   0 0 17,624
MYR GROUP INC DEL COM 55405W104 233 7,301 SH   SOLE   0 0 7,301
ISHARES INC MSCI EQUAL WEITE 464286681 1,667 29,125 SH   SOLE   0 0 29,125
ISHARES TR AGGRES ALLOC ETF 464289859 1,116 20,335 SH   SOLE   0 0 20,335
SPDR SER TR PORTFOLIO INTRMD 78464A375 42,589 1,165,858 SH   SOLE   0 0 1,165,858
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 794 8,351 SH   SOLE   0 0 8,351
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,768 42,123 SH   SOLE   0 0 42,123
TESLA INC COM 88160R101 965 894 SH   SOLE   0 0 894
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19,310 68,131 SH   SOLE   0 0 68,131
ISHARES TR 0-5 YR TIPS ETF 46429B747 24,768 241,894 SH   SOLE   0 0 241,894
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 2,390 41,236 SH   SOLE   0 0 41,236
SPDR SER TR NUVEEN BBG BRCLY 78464A284 1,068 18,951 SH   SOLE   0 0 18,951
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 298 5,992 SH   SOLE   0 0 5,992
MARATHON PETE CORP COM 56585A102 3,767 100,768 SH   SOLE   0 0 100,768
ISHARES TR MSCI MIN VOL ETF 46429B697 83,845 1,382,902 SH   SOLE   0 0 1,382,902
ISHARES INC MIN VOL EMRG MKT 464286533 67,947 1,306,667 SH   SOLE   0 0 1,306,667
PHILLIPS 66 COM 718546104 1,984 27,597 SH   SOLE   0 0 27,597
SPDR SER TR BLOMBERG BRC INV 78468R200 758 24,855 SH   SOLE   0 0 24,855
SPDR SER TR PORTFOLIO SH TSR 78468R101 34,912 1,136,460 SH   SOLE   0 0 1,136,460
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 766 35,998 SH   SOLE   0 0 35,998
FACEBOOK INC CL A 30303M102 2,142 9,435 SH   SOLE   0 0 9,435
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 39,104 1,362,526 SH   SOLE   0 0 1,362,526
ISHARES INC CORE MSCI EMKT 46434G103 3,379 70,990 SH   SOLE   0 0 70,990
ABBVIE INC COM 00287Y109 2,371 24,146 SH   SOLE   0 0 24,146
ISHARES TR USA MOMENTUM FCT 46432F396 93,242 711,770 SH   SOLE   0 0 711,770
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 268 4,638 SH   SOLE   0 0 4,638
ISHARES TR USA SIZE FACTOR 46432F370 312 3,560 SH   SOLE   0 0 3,560
ISHARES TR EDGE MSCI USA VL 46432F388 449 6,216 SH   SOLE   0 0 6,216
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 728 34,072 SH   SOLE   0 0 34,072
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 274 12,568 SH   SOLE   0 0 12,568
ISHARES TR USA QUALITY FCTR 46432F339 106,724 1,112,639 SH   SOLE   0 0 1,112,639
SPDR SER TR PORTFOLIO S&P600 78468R853 3,624 136,405 SH   SOLE   0 0 136,405
ALPHABET INC CAP STK CL C 02079K107 1,074 760 SH   SOLE   0 0 760
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 407 1,886 SH   SOLE   0 0 1,886
CITIZENS FINANCIAL GROUP INC COM 174610105 2,382 94,382 SH   SOLE   0 0 94,382
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 17,518 354,539 SH   SOLE   0 0 354,539
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 118,488 4,812,677 SH   SOLE   0 0 4,812,677
ISHARES TR MULTIFACTOR INTL 46434V274 2,014 87,892 SH   SOLE   0 0 87,892
WESTROCK CO COM 96145D105 2,211 78,234 SH   SOLE   0 0 78,234
KRAFT HEINZ CO COM 500754106 3,702 116,082 SH   SOLE   0 0 116,082
PAYPAL HLDGS INC COM 70450Y103 344 1,972 SH   SOLE   0 0 1,972
ISHARES TR MLTFCTR INTL SML 46434V266 22,677 827,508 SH   SOLE   0 0 827,508
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,500 46,181 SH   SOLE   0 0 46,181
ISHARES TR CORE INTL AGGR 46435G672 3,382 60,748 SH   SOLE   0 0 60,748
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 4,585 99,729 SH   SOLE   0 0 99,729
ISHARES TR MULTIFACTOR USA 46434V282 6,150 197,926 SH   SOLE   0 0 197,926
ISHARES TR MULTIFACTOR USA 46434V290 5,544 155,238 SH   SOLE   0 0 155,238
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 1,032 28,273 SH   SOLE   0 0 28,273
FIDELITY COVINGTON TR MOMENTUM FACTR 316092816 401 10,931 SH   SOLE   0 0 10,931
YUM CHINA HLDGS INC COM 98850P109 2,585 53,775 SH   SOLE   0 0 53,775
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 49,698 823,183 SH   SOLE   0 0 823,183
ISHARES TR FALN ANGLS USD 46435G474 1,807 68,942 SH   SOLE   0 0 68,942
DBX ETF TR XTRACK USD HIGH 233051432 8,919 190,781 SH   SOLE   0 0 190,781
DUPONT DE NEMOURS INC COM 26614N102 316 5,947 SH   SOLE   0 0 5,947
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 85,475 1,876,347 SH   SOLE   0 0 1,876,347
HEXO CORP COM 428304109 8 11,000 SH   SOLE   0 0 11,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,160 244,700 SH Call SOLE   0 0 244,700
EVERGY INC COM 30034W106 218 3,670 SH   SOLE   0 0 3,670
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 92,097 3,001,865 SH   SOLE   0 0 3,001,865
DOW INC COM 260557103 2,654 65,109 SH   SOLE   0 0 65,109
SPDR S&P 500 ETF TR TR UNIT 78462F103 279 5,800 SH Call SOLE   0 0 5,800
SPDR S&P 500 ETF TR TR UNIT 78462F103 397 3,700 SH Call SOLE   0 0 3,700
SPDR S&P 500 ETF TR TR UNIT 78462F103 279 3,100 SH Call SOLE   0 0 3,100
SPDR S&P 500 ETF TR TR UNIT 78462F103 335 6,200 SH Call SOLE   0 0 6,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 655 10,000 SH Call SOLE   0 0 10,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 316 4,300 SH Call SOLE   0 0 4,300