Consolidated Statements of Comprehensive Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Revenue
Interest and fee income	$ 140,695	$ 127,898	$ 277,248	$ 256,716
Insurance income, net	11,499	10,507	22,796	21,481
Other income	5,248	4,620	10,365	9,136
Total revenue	157,442	143,025	310,409	287,333
Expenses
Provision for credit losses	60,587	53,802	118,579	100,225
Personnel	38,584	37,097	79,726	74,917
Occupancy	6,911	6,149	13,817	12,524
Marketing	5,059	4,836	10,465	9,151
Other	12,391	12,054	24,980	23,992
Total general and administrative expenses	62,945	60,136	128,988	120,584
Interest expense	20,426	17,865	40,197	35,369
Income before income taxes	13,484	11,222	22,645	31,155
Income taxes	3,344	2,777	5,498	7,505
Net income	$ 10,140	$ 8,445	$ 17,147	$ 23,650
Net income per common share:
Basic	$ 1.07	$ 0.88	$ 1.79	$ 2.47
Diluted	$ 1.03	$ 0.86	$ 1.73	$ 2.41
Weighted-average common shares outstanding:
Basic	9,504	9,613	9,556	9,591
Diluted	9,843	9,863	9,934	9,805
Other comprehensive income (loss), net of tax
Unrealized income (loss) on restricted AFS investments	$ 214	$ 228	$ (82)	$ 423
Income taxes on unrealized items	(45)	(48)	18	(90)
Other comprehensive income (loss), net of tax	169	180	(64)	333
Total comprehensive income	$ 10,309	$ 8,625	$ 17,083	$ 23,983