The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T, Inc. COM 00206R102   175 10,429 SH   SOLE   10,429 0 0
AbbVie, Inc. COM 00287Y109   4,710 30,394 SH   SOLE   30,394 0 0
Abbott Laboratories COM 002824100   4,279 38,874 SH   SOLE   38,874 0 0
Accenture Plc. COM G1151C101   5,747 16,376 SH   SOLE   16,376 0 0
Adobe Systems, Inc. COM 00724F101   482 808 SH   SOLE   808 0 0
Akamai Technologies, Inc. COM 00971T101   2,525 21,337 SH   SOLE   21,337 0 0
Alphabet, Inc. Class A COM 02079K305   557 3,985 SH   SOLE   3,985 0 0
Alphabet, Inc. Class C COM 02079K107   2,825 20,042 SH   SOLE   20,042 0 0
Amazon.com COM 023135106   491 3,229 SH   SOLE   3,229 0 0
American Electric Power COM 025537101   1,549 19,075 SH   SOLE   19,075 0 0
American Express Company COM 025816109   465 2,481 SH   SOLE   2,481 0 0
Ameriprise Financial COM 03076C106   270 712 SH   SOLE   712 0 0
Analog Devices, Inc. COM 032654105   805 4,052 SH   SOLE   4,052 0 0
Ansys, Inc. COM 03662Q105   4,996 13,767 SH   SOLE   13,767 0 0
Apple, Inc. COM 037833100   2,830 14,698 SH   SOLE   14,698 0 0
AptarGroup, Inc. COM 038336103   3,043 24,613 SH   SOLE   24,613 0 0
Arista Networks, Inc. COM 040413106   5,433 23,069 SH   SOLE   23,069 0 0
Aspen Technology COM 29109X106   546 2,480 SH   SOLE   2,480 0 0
AstraZeneca Plc. COM 046353108   545 8,090 SH   SOLE   8,090 0 0
AutoZone, Inc. COM 053332102   6,066 2,346 SH   SOLE   2,346 0 0
BCE, Inc. COM 05534B760   254 6,455 SH   SOLE   6,455 0 0
Becton, Dickinson & Company COM 075887109   3,459 14,185 SH   SOLE   14,185 0 0
Berkshire Hathaway Class B COM 084670702   226 633 SH   SOLE   633 0 0
Broadcom, Inc. COM 11135F101   8,176 7,325 SH   SOLE   7,325 0 0
Broadridge Financial Solutions COM 11133T103   3,709 18,029 SH   SOLE   18,029 0 0
Brown-Forman Corp. Cl B COM 115637209   2,870 50,268 SH   SOLE   50,268 0 0
Bunge Global SA COM G16962105   2,040 20,206 SH   SOLE   20,206 0 0
Cadence Design Systems COM 127387108   435 1,597 SH   SOLE   1,597 0 0
Cintas Corp. COM 172908105   274 455 SH   SOLE   455 0 0
Cisco Systems, Inc. COM 17275R102   2,168 42,919 SH   SOLE   42,919 0 0
Coca-Cola Company COM 191216100   420 7,123 SH   SOLE   7,123 0 0
ConocoPhillips COM 20825C104   4,019 34,621 SH   SOLE   34,621 0 0
Costco Wholesale Corp. COM 22160K105   489 740 SH   SOLE   740 0 0
Deere & Co. COM 244199105   4,063 10,160 SH   SOLE   10,160 0 0
Diageo Plc. COM 25243Q205   214 1,466 SH   SOLE   1,466 0 0
Digital Realty Trust, Inc. COM 253868103   295 2,195 SH   SOLE   2,195 0 0
Disney, Walt Company COM 254687106   1,154 12,777 SH   SOLE   12,777 0 0
EOG Resources Inc COM 26875P101   1,717 14,198 SH   SOLE   14,198 0 0
Exxon Mobil Corporation COM 30231G102   798 7,979 SH   SOLE   7,979 0 0
FedEx Corporation COM 31428X106   436 1,723 SH   SOLE   1,723 0 0
Fortrea Holdings, Inc. COM 34965K107   462 13,230 SH   SOLE   13,230 0 0
Garmin Ltd. COM H2906T109   268 2,087 SH   SOLE   2,087 0 0
Genuine Parts Co. COM 372460105   412 2,975 SH   SOLE   2,975 0 0
Home Depot, Inc. COM 437076102   664 1,917 SH   SOLE   1,917 0 0
Illinois Tool Works, Inc. COM 452308109   337 1,288 SH   SOLE   1,288 0 0
Intel Corporation COM 458140100   333 6,617 SH   SOLE   6,617 0 0
J.B. Hunt Transport Services, COM 445658107   2,676 13,398 SH   SOLE   13,398 0 0
JPMorgan Chase & Company COM 46625H100   435 2,560 SH   SOLE   2,560 0 0
Johnson & Johnson COM 478160104   3,238 20,659 SH   SOLE   20,659 0 0
Kimberly-Clark Corporation COM 494368103   1,929 15,877 SH   SOLE   15,877 0 0
Laboratory Corp. America Holdi COM 50540R409   3,097 13,628 SH   SOLE   13,628 0 0
Lilly, Eli and Company COM 532457108   1,572 2,697 SH   SOLE   2,697 0 0
Lincoln Electric Holdings, Inc COM 533900106   5,523 25,396 SH   SOLE   25,396 0 0
MSCI, Inc. COM 55354G100   2,012 3,557 SH   SOLE   3,557 0 0
Mastercard, Inc. COM 57636Q104   2,864 6,715 SH   SOLE   6,715 0 0
McDonald's Corp. COM 580135101   334 1,127 SH   SOLE   1,127 0 0
Medtronic Plc. COM G5960L103   2,194 26,629 SH   SOLE   26,629 0 0
Merck & Co., Inc. COM 58933Y105   218 1,995 SH   SOLE   1,995 0 0
Meta Platforms, Inc. COM 30303M102   2,241 6,331 SH   SOLE   6,331 0 0
Microsoft Corp. COM 594918104   1,396 3,711 SH   SOLE   3,711 0 0
Mid-America Apartment Communit COM 59522J103   508 3,781 SH   SOLE   3,781 0 0
Novo-Nordisk ADR COM 670100205   1,245 12,039 SH   SOLE   12,039 0 0
Palo Alto Networks COM 697435105   3,106 10,532 SH   SOLE   10,532 0 0
Pepsico, Inc. COM 713448108   3,650 21,494 SH   SOLE   21,494 0 0
Phillips 66 COM 718546104   3,339 25,079 SH   SOLE   25,079 0 0
Procter & Gamble Company COM 742718109   3,174 21,658 SH   SOLE   21,658 0 0
Prologis, Inc. COM 74340W103   414 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103   572 5,127 SH   SOLE   5,127 0 0
Revvity, Inc. COM 714046109   2,373 21,712 SH   SOLE   21,712 0 0
Rockwell Automation, Inc. COM 773903109   3,562 11,473 SH   SOLE   11,473 0 0
Sanofi ADR COM 80105N105   260 5,220 SH   SOLE   5,220 0 0
Skyworks Solutions COM 83088M102   1,072 9,534 SH   SOLE   9,534 0 0
Sonoco Products Company COM 835495102   331 5,917 SH   SOLE   5,917 0 0
Texas Instruments, Inc. COM 882508104   4,291 25,172 SH   SOLE   25,172 0 0
Thermo Fisher Scientific, Inc. COM 883556102   352 663 SH   SOLE   663 0 0
United Health Group COM 91324P102   410 779 SH   SOLE   779 0 0
Ventas, Inc. COM 92276F100   956 19,180 SH   SOLE   19,180 0 0
Verisk Analytics, Inc. COM 92345Y106   2,924 12,240 SH   SOLE   12,240 0 0
Vertiv Holdings Company COM 92537N108   1,695 35,295 SH   SOLE   35,295 0 0
Visa, Inc. COM 92826C839   490 1,882 SH   SOLE   1,882 0 0
W. P. Carey, Inc. COM 92936U109   275 4,250 SH   SOLE   4,250 0 0
WalMart, Inc. COM 931142103   651 4,130 SH   SOLE   4,130 0 0
Waste Management, Inc. COM 94106L109   4,605 25,711 SH   SOLE   25,711 0 0
Waters Corporation COM 941848103   313 952 SH   SOLE   952 0 0
Willis Towers Watson Public Lt COM G96629103   229 950 SH   SOLE   950 0 0
Xylem, Inc. COM 98419M100   2,413 21,102 SH   SOLE   21,102 0 0
Zscaler, Inc. COM 98980G102   2,023 9,129 SH   SOLE   9,129 0 0
FT Energy Income & Growth COM 33738G104   621 42,902 SH   SOLE   42,902 0 0
Invesco S&P 500 Eql Wt Energy ETF 46137V365   470 6,369 SH   SOLE   6,369 0 0
Invesco S&P 500 Eql Wt Financi ETF 46137V340   202 3,447 SH   SOLE   3,447 0 0
Invesco S&P 500 Eql Wt Health ETF 46137V332   383 12,853 SH   SOLE   12,853 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467   430 4,521 SH   SOLE   4,521 0 0
SPDR Select Sector Technology ETF 81369Y803   243 1,260 SH   SOLE   1,260 0 0
SPDR Trust Ser 1 ETF 78462F103   343 721 SH   SOLE   721 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706   416 16,797 SH   SOLE   16,797 0 0
Schwab Int'l Equity ETF ETF 808524805   1,966 53,189 SH   SOLE   53,189 0 0
Schwab Int'l Sm Cap Eq ETF ETF 808524888   212 6,082 SH   SOLE   6,082 0 0
Schwab US Broad Market ETF ETF 808524102   4,758 85,475 SH   SOLE   85,475 0 0
Schwab US Dividend ETF ETF 808524797   1,118 14,688 SH   SOLE   14,688 0 0
Schwab US Lg Cap ETF 808524201   813 14,415 SH   SOLE   14,415 0 0
Schwab US Mid-Cap ETF ETF 808524508   502 6,668 SH   SOLE   6,668 0 0
Schwab US REIT ETF 808524847   223 10,748 SH   SOLE   10,748 0 0
Schwab US Sm Cap ETF ETF 808524607   2,634 55,768 SH   SOLE   55,768 0 0
Vanguard Info Tech ETF 92204A702   248 512 SH   SOLE   512 0 0
Vanguard Mid-Cap Value ETF 922908512   265 1,827 SH   SOLE   1,827 0 0
Vanguard World Financials ETF 92204A405   1,628 17,651 SH   SOLE   17,651 0 0
WisdomTree US Dividend Growth ETF 97717X669   634 9,014 SH   SOLE   9,014 0 0
iShares DJ Tech ETF 464287721   255 2,080 SH   SOLE   2,080 0 0