The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie, Inc. COM 00287Y109   4,956 31,099 SH   SOLE   31,099 0 0
Abbott Laboratories COM 002824100   3,952 39,031 SH   SOLE   39,031 0 0
Accenture Plc. COM G1151C101   4,709 16,475 SH   SOLE   16,475 0 0
Akamai Technologies COM 00971T101   1,674 21,381 SH   SOLE   21,381 0 0
Alphabet, Inc. Class A COM 02079K305   293 2,825 SH   SOLE   2,825 0 0
Amazon.com COM 023135106   300 2,902 SH   SOLE   2,902 0 0
American Electric Power COM 025537101   1,704 18,722 SH   SOLE   18,722 0 0
American Express Co. COM 025816109   450 2,726 SH   SOLE   2,726 0 0
Ameriprise Financial COM 03076C106   218 712 SH   SOLE   712 0 0
Analog Devices, Inc. COM 032654105   803 4,071 SH   SOLE   4,071 0 0
Ansys, Inc. COM 03662Q105   4,633 13,921 SH   SOLE   13,921 0 0
Apple, Inc. COM 037833100   2,262 13,720 SH   SOLE   13,720 0 0
AptarGroup, Inc. COM 038336103   2,954 24,996 SH   SOLE   24,996 0 0
Arista Networks, Inc. COM 040413106   3,979 23,702 SH   SOLE   23,702 0 0
Aspen Technology COM 29109X106   520 2,273 SH   SOLE   2,273 0 0
AstraZeneca Plc. COM 046353108   587 8,461 SH   SOLE   8,461 0 0
AutoZone, Inc. COM 053332102   6,074 2,471 SH   SOLE   2,471 0 0
BCE, Inc. COM 05534B760   345 7,696 SH   SOLE   7,696 0 0
Becton, Dickinson & Co. COM 075887109   3,501 14,144 SH   SOLE   14,144 0 0
Broadcom, Inc. COM 11135F101   4,671 7,281 SH   SOLE   7,281 0 0
Broadridge Finl Sol COM 11133T103   2,690 18,352 SH   SOLE   18,352 0 0
Brown-Forman Corp. Cl B COM 115637209   3,302 51,374 SH   SOLE   51,374 0 0
Bunge Ltd. COM G16962105   1,989 20,821 SH   SOLE   20,821 0 0
Cadence Design Systems COM 127387108   336 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102   2,529 48,369 SH   SOLE   48,369 0 0
Coca-Cola Company COM 191216100   318 5,127 SH   SOLE   5,127 0 0
ConocoPhillips COM 20825C104   3,452 34,791 SH   SOLE   34,791 0 0
Costco Wholesale Corp. COM 22160K105   200 403 SH   SOLE   403 0 0
Deere & Co. COM 244199105   4,321 10,465 SH   SOLE   10,465 0 0
Diageo Plc. COM 25243Q205   288 1,590 SH   SOLE   1,590 0 0
Disney, Walt Company COM 254687106   1,755 17,531 SH   SOLE   17,531 0 0
Eastman Chemical Company COM 277432100   2,185 25,906 SH   SOLE   25,906 0 0
Embecta Corporation COM 29082K105   1,009 35,872 SH   SOLE   35,872 0 0
Exxon Mobil Corporation COM 30231G102   757 6,903 SH   SOLE   6,903 0 0
FedEx Corporation COM 31428X106   394 1,723 SH   SOLE   1,723 0 0
Freeport-McMoRan Cl B COM 35671D857   2,222 54,309 SH   SOLE   54,309 0 0
Genuine Parts Co. COM 372460105   494 2,955 SH   SOLE   2,955 0 0
Home Depot, Inc. COM 437076102   448 1,519 SH   SOLE   1,519 0 0
Illinois Tool Works, Inc. COM 452308109   314 1,288 SH   SOLE   1,288 0 0
Intel Corporation COM 458140100   276 8,453 SH   SOLE   8,453 0 0
J.B. Hunt Transport Services, COM 445658107   2,357 13,432 SH   SOLE   13,432 0 0
JPMorgan Chase & Co. COM 46625H100   262 2,014 SH   SOLE   2,014 0 0
Johnson & Johnson COM 478160104   3,220 20,772 SH   SOLE   20,772 0 0
Kimberly-Clark Corporation COM 494368103   2,250 16,763 SH   SOLE   16,763 0 0
Laboratory Corp. America COM 50540R409   3,118 13,590 SH   SOLE   13,590 0 0
Lilly, Eli and Company COM 532457108   972 2,829 SH   SOLE   2,829 0 0
Lincoln Electric Holdings, Inc COM 533900106   4,565 26,994 SH   SOLE   26,994 0 0
Mastercard, Inc. COM 57636Q104   2,302 6,335 SH   SOLE   6,335 0 0
McDonald's Corp. COM 580135101   227 812 SH   SOLE   812 0 0
Medtronic Plc. COM G5960L103   2,132 26,447 SH   SOLE   26,447 0 0
Merck & Co., Inc. COM 58933Y105   249 2,336 SH   SOLE   2,336 0 0
Meta Platforms, Inc. Cl. A COM 30303M102   1,358 6,409 SH   SOLE   6,409 0 0
Microsoft Corp. COM 594918104   764 2,649 SH   SOLE   2,649 0 0
Mid America Apt Commun COM 59522J103   550 3,639 SH   SOLE   3,639 0 0
Novo-Nordisk ADR COM 670100205   952 5,985 SH   SOLE   5,985 0 0
Palo Alto Networks COM 697435105   2,119 10,609 SH   SOLE   10,609 0 0
Pepsico, Inc. COM 713448108   3,924 21,525 SH   SOLE   21,525 0 0
PerkinElmer, Inc. COM 714046109   2,944 22,090 SH   SOLE   22,090 0 0
Phillips 66 COM 718546104   2,565 25,298 SH   SOLE   25,298 0 0
Procter & Gamble Company COM 742718109   3,292 22,142 SH   SOLE   22,142 0 0
Prologis, Inc. COM 74340W103   388 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103   454 5,202 SH   SOLE   5,202 0 0
Rockwell Automation, Inc. COM 773903109   3,422 11,660 SH   SOLE   11,660 0 0
Sanofi ADR COM 80105N105   284 5,220 SH   SOLE   5,220 0 0
Skyworks Solutions COM 83088M102   1,196 10,135 SH   SOLE   10,135 0 0
Sonoco Products Company COM 835495102   355 5,816 SH   SOLE   5,816 0 0
Texas Instruments, Inc. COM 882508104   4,756 25,570 SH   SOLE   25,570 0 0
Thermo Fisher Scientific COM 883556102   231 400 SH   SOLE   400 0 0
Tyson Foods, Inc. COM 902494103   767 12,927 SH   SOLE   12,927 0 0
Unilever Group COM 904767704   211 4,057 SH   SOLE   4,057 0 0
United Health Group COM 91324P102   273 577 SH   SOLE   577 0 0
VMWare, Inc COM 928563402   630 5,047 SH   SOLE   5,047 0 0
Ventas, Inc. COM 92276F100   787 18,163 SH   SOLE   18,163 0 0
Verisk Analytics, Inc. COM 92345Y106   2,373 12,368 SH   SOLE   12,368 0 0
Vertiv Holdings Company COM 92537N108   501 35,031 SH   SOLE   35,031 0 0
Visa, Inc. COM 92826C839   287 1,275 SH   SOLE   1,275 0 0
W. P. Carey, Inc. COM 92936U109   328 4,240 SH   SOLE   4,240 0 0
WalMart, Inc. COM 931142103   531 3,599 SH   SOLE   3,599 0 0
Waste Management, Inc. COM 94106L109   4,386 26,879 SH   SOLE   26,879 0 0
Waters Corporation COM 941848103   295 952 SH   SOLE   952 0 0
Willis Towers Watson Public COM G96629103   221 950 SH   SOLE   950 0 0
Xylem, Inc. COM 98419M100   2,197 20,983 SH   SOLE   20,983 0 0
Zscaler, Inc. COM 98980G102   1,139 9,748 SH   SOLE   9,748 0 0
FT Energy Income & Growth COM 33738G104   522 40,236 SH   SOLE   40,236 0 0
Invesco Nasdaq 100 ETF 46138G649   202 1,530 SH   SOLE   1,530 0 0
Invesco S&P 500 Eql Wt Energy ETF 46137V365   449 6,568 SH   SOLE   6,568 0 0
Invesco S&P 500 Eql Wt Health ETF 46137V332   377 1,291 SH   SOLE   1,291 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467   366 4,013 SH   SOLE   4,013 0 0
SPDR Trust Ser 1 ETF 78462F103   299 731 SH   SOLE   731 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706   410 16,729 SH   SOLE   16,729 0 0
Schwab Fundamental US LG ETF 808524771   293 5,329 SH   SOLE   5,329 0 0
Schwab Int'l Equity ETF ETF 808524805   1,787 51,341 SH   SOLE   51,341 0 0
Schwab Int'l Sm Cap Eq ETF ETF 808524888   201 5,971 SH   SOLE   5,971 0 0
Schwab US Broad Market ETF ETF 808524102   4,456 93,132 SH   SOLE   93,132 0 0
Schwab US Dividend ETF ETF 808524797   1,110 15,172 SH   SOLE   15,172 0 0
Schwab US Lg Cap ETF 808524201   846 17,498 SH   SOLE   17,498 0 0
Schwab US Mid-Cap ETF ETF 808524508   398 5,865 SH   SOLE   5,865 0 0
Schwab US REIT ETF 808524847   214 10,973 SH   SOLE   10,973 0 0
Schwab US Sm Cap ETF ETF 808524607   2,537 60,503 SH   SOLE   60,503 0 0
Vanguard World Financials ETF 92204A405   1,427 18,317 SH   SOLE   18,317 0 0
WisdomTree US Div Growth ETF 97717X669   556 8,925 SH   SOLE   8,925 0 0
Wisdomtree US AI Enh Val ETF 97717W406   841 9,176 SH   SOLE   9,176 0 0