The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie, Inc. COM 00287Y109 4,980 32,514 SH   SOLE   32,514 0 0
Abbott Laboratories COM 002824100 4,335 39,898 SH   SOLE   39,898 0 0
Accenture Plc. COM G1151C101 4,608 16,598 SH   SOLE   16,598 0 0
Akamai Technologies, Inc. COM 00971T101 1,990 21,785 SH   SOLE   21,785 0 0
Amazon.com COM 023135106 243 2,290 SH   SOLE   2,290 0 0
American Electric Power COM 025537101 1,882 19,616 SH   SOLE   19,616 0 0
American Express Company COM 025816109 372 2,681 SH   SOLE   2,681 0 0
Analog Devices, Inc. COM 032654105 612 4,191 SH   SOLE   4,191 0 0
Ansys, Inc. COM 03662Q105 3,383 14,139 SH   SOLE   14,139 0 0
Apple, Inc. COM 037833100 1,824 13,343 SH   SOLE   13,343 0 0
AptarGroup, Inc. COM 038336103 2,617 25,352 SH   SOLE   25,352 0 0
Arista Networks, Inc. COM 040413106 2,279 24,307 SH   SOLE   24,307 0 0
Aspen Technology COM 045327103 440 2,396 SH   SOLE   2,396 0 0
AstraZeneca Plc. COM 046353108 578 8,745 SH   SOLE   8,745 0 0
AutoZone, Inc. COM 053332102 5,650 2,629 SH   SOLE   2,629 0 0
BCE, Inc. COM 05534B760 362 7,354 SH   SOLE   7,354 0 0
Baxter International, Inc. COM 071813109 237 3,687 SH   SOLE   3,687 0 0
Becton, Dickinson & Co. COM 075887109 3,560 14,439 SH   SOLE   14,439 0 0
Broadcom, Inc. COM 11135F101 3,622 7,455 SH   SOLE   7,455 0 0
Broadridge Financial Solutions COM 11133T103 2,647 18,572 SH   SOLE   18,572 0 0
Brown-Forman Corp. Cl B COM 115637209 3,694 52,647 SH   SOLE   52,647 0 0
Bunge Ltd. COM G16962105 1,907 21,029 SH   SOLE   21,029 0 0
Cadence Design Systems COM 127387108 240 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102 2,131 49,966 SH   SOLE   49,966 0 0
Coca-Cola Company COM 191216100 312 4,955 SH   SOLE   4,955 0 0
ConocoPhillips COM 20825C104 3,262 36,319 SH   SOLE   36,319 0 0
Deere & Co. COM 244199105 3,301 11,024 SH   SOLE   11,024 0 0
Diageo Plc. COM 25243Q205 277 1,590 SH   SOLE   1,590 0 0
Digital Realty Trust, Inc. COM 253868103 239 1,841 SH   SOLE   1,841 0 0
Disney, Walt Company COM 254687106 1,744 18,471 SH   SOLE   18,471 0 0
Eastman Chemical Company COM 277432100 2,409 26,830 SH   SOLE   26,830 0 0
Embecta Corporation COM 29082K105 915 36,124 SH   SOLE   36,124 0 0
Equity Bancshares, Inc. COM 29460X109 334 11,440 SH   SOLE   11,440 0 0
Exxon Mobil Corporation COM 30231G102 598 6,978 SH   SOLE   6,978 0 0
FedEx Corporation COM 31428X106 389 1,718 SH   SOLE   1,718 0 0
Freeport-McMoRan, Inc. Cl B COM 35671D857 1,644 56,190 SH   SOLE   56,190 0 0
Genuine Parts Co. COM 372460105 401 3,017 SH   SOLE   3,017 0 0
Home Depot, Inc. COM 437076102 277 1,010 SH   SOLE   1,010 0 0
Huntington Bancshares, Inc. COM 446150104 1,133 94,215 SH   SOLE   94,215 0 0
Illinois Tool Works, Inc. COM 452308109 235 1,288 SH   SOLE   1,288 0 0
Intel Corporation COM 458140100 321 8,578 SH   SOLE   8,578 0 0
J.B. Hunt Transport Services, COM 445658107 2,109 13,392 SH   SOLE   13,392 0 0
Johnson & Johnson COM 478160104 3,721 20,963 SH   SOLE   20,963 0 0
Kimberly-Clark Corporation COM 494368103 2,287 16,921 SH   SOLE   16,921 0 0
Laboratory Corp. America Holdi COM 50540R409 3,257 13,896 SH   SOLE   13,896 0 0
Lilly, Eli and Company COM 532457108 972 2,997 SH   SOLE   2,997 0 0
Lincoln Electric Holdings, Inc COM 533900106 3,469 28,119 SH   SOLE   28,119 0 0
Masco Corp. COM 574599106 1,525 30,146 SH   SOLE   30,146 0 0
Mastercard, Inc. COM 57636Q104 1,905 6,040 SH   SOLE   6,040 0 0
Medtronic Plc. COM G5960L103 2,411 26,869 SH   SOLE   26,869 0 0
Meta Platforms, Inc. COM 30303M102 1,210 7,501 SH   SOLE   7,501 0 0
Microsoft Corp. COM 594918104 473 1,842 SH   SOLE   1,842 0 0
Mid America Apartment Communit COM 59522J103 635 3,637 SH   SOLE   3,637 0 0
Novo-Nordisk ADR COM 670100205 696 6,247 SH   SOLE   6,247 0 0
Palo Alto Networks COM 697435105 1,772 3,588 SH   SOLE   3,588 0 0
Pepsico, Inc. COM 713448108 3,641 21,845 SH   SOLE   21,845 0 0
PerkinElmer, Inc. COM 714046109 3,190 22,427 SH   SOLE   22,427 0 0
Phillips 66 COM 718546104 2,107 25,703 SH   SOLE   25,703 0 0
Procter & Gamble Company COM 742718109 3,249 22,596 SH   SOLE   22,596 0 0
Prologis, Inc. COM 74340W103 366 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103 410 5,202 SH   SOLE   5,202 0 0
Rockwell Automation, Inc. COM 773903109 2,389 11,986 SH   SOLE   11,986 0 0
Sanofi ADR COM 80105N105 263 5,260 SH   SOLE   5,260 0 0
Skyworks Solutions COM 83088M102 1,022 11,027 SH   SOLE   11,027 0 0
Sonoco Products Company COM 835495102 337 5,906 SH   SOLE   5,906 0 0
Texas Instruments, Inc. COM 882508104 3,996 26,008 SH   SOLE   26,008 0 0
VMWare, Inc COM 928563402 593 5,206 SH   SOLE   5,206 0 0
Ventas, Inc. COM 92276F100 959 18,654 SH   SOLE   18,654 0 0
Verisk Analytics, Inc. COM 92345Y106 2,171 12,542 SH   SOLE   12,542 0 0
Verizon Communications, Inc. COM 92343V104 244 4,815 SH   SOLE   4,815 0 0
Vertiv Holdings Company COM 92537N108 301 36,675 SH   SOLE   36,675 0 0
W. P. Carey, Inc. COM 92936U109 351 4,232 SH   SOLE   4,232 0 0
WalMart, Inc. COM 931142103 429 3,529 SH   SOLE   3,529 0 0
Waste Management, Inc. COM 94106L109 4,058 26,526 SH   SOLE   26,526 0 0
Waters Corporation COM 941848103 335 1,013 SH   SOLE   1,013 0 0
Xylem, Inc. COM 98419M100 1,683 21,532 SH   SOLE   21,532 0 0
Zscaler, Inc. COM 98980G102 1,787 11,952 SH   SOLE   11,952 0 0
FT Energy Income & Growth COM 33738G104 656 41,176 SH   SOLE   41,176 0 0
Invesco S&P 500 Eql Wt Energy ETF 46137V365 404 6,566 SH   SOLE   6,566 0 0
Invesco S&P 500 Eql Wt Financi ETF 46137V340 255 4,789 SH   SOLE   4,789 0 0
Invesco S&P 500 Eql Wt Health ETF 46137V332 346 1,291 SH   SOLE   1,291 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467 356 4,166 SH   SOLE   4,166 0 0
SPDR Trust Ser 1 ETF 78462F103 276 731 SH   SOLE   731 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706 489 19,257 SH   SOLE   19,257 0 0
Schwab Fundamental US Large Cap ETF 808524771 271 5,329 SH   SOLE   5,329 0 0
Schwab Int'l Equity ETF ETF 808524805 1,656 52,644 SH   SOLE   52,644 0 0
Schwab US Broad Market ETF ETF 808524102 4,443 100,534 SH   SOLE   100,534 0 0
Schwab US Dividend ETF ETF 808524797 1,079 15,064 SH   SOLE   15,064 0 0
Schwab US Lg Cap ETF 808524201 781 17,494 SH   SOLE   17,494 0 0
Schwab US Mid-Cap ETF ETF 808524508 371 5,919 SH   SOLE   5,919 0 0
Schwab US REIT ETF 808524847 250 11,838 SH   SOLE   11,838 0 0
Schwab US Sm Cap ETF ETF 808524607 2,485 63,736 SH   SOLE   63,736 0 0
Vanguard World Financials ETF 92204A405 1,445 18,715 SH   SOLE   18,715 0 0
WisdomTree US Dividend Growth ETF 97717X669 541 9,441 SH   SOLE   9,441 0 0
Wisdomtree US AI Enhanced Valu ETF 97717W406 829 9,341 SH   SOLE   9,341 0 0