The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 2,397 13,662 SH   SOLE   13,662 0 0
AT&T, Inc. COM 00206R102 288 10,672 SH   SOLE   10,672 0 0
AbbVie, Inc. COM 00287Y109 3,607 33,439 SH   SOLE   33,439 0 0
Abbott Laboratories COM 002824100 4,753 40,235 SH   SOLE   40,235 0 0
Accenture Plc. COM G1151C101 5,421 16,946 SH   SOLE   16,946 0 0
Akamai Technologies, Inc. COM 00971T101 2,270 21,702 SH   SOLE   21,702 0 0
Alphabet, Inc. Class A COM 02079K305 227 85 SH   SOLE   85 0 0
Amazon.com COM 023135106 384 117 SH   SOLE   117 0 0
American Electric Power COM 025537101 1,628 20,055 SH   SOLE   20,055 0 0
American Express Company COM 025816109 458 2,736 SH   SOLE   2,736 0 0
Analog Devices, Inc. COM 032654105 725 4,327 SH   SOLE   4,327 0 0
Ansys, Inc. COM 03662Q105 5,006 14,703 SH   SOLE   14,703 0 0
Apple, Inc. COM 037833100 2,018 14,262 SH   SOLE   14,262 0 0
AptarGroup, Inc. COM 038336103 3,050 25,552 SH   SOLE   25,552 0 0
Arista Networks, Inc. COM 040413106 2,114 6,153 SH   SOLE   6,153 0 0
Aspen Technology COM 045327103 791 6,439 SH   SOLE   6,439 0 0
AstraZeneca Plc. COM 046353108 532 8,860 SH   SOLE   8,860 0 0
AutoZone, Inc. COM 053332102 4,712 2,775 SH   SOLE   2,775 0 0
BCE, Inc. COM 05534B760 367 7,327 SH   SOLE   7,327 0 0
Baxter International, Inc. COM 071813109 307 3,821 SH   SOLE   3,821 0 0
Becton, Dickinson & Company COM 075887109 3,559 14,479 SH   SOLE   14,479 0 0
Broadcom, Inc. COM 11135F101 3,725 7,681 SH   SOLE   7,681 0 0
Broadridge Financial Solutions COM 11133T103 3,115 18,695 SH   SOLE   18,695 0 0
Brown-Forman Corporation Class COM 115637209 3,595 53,647 SH   SOLE   53,647 0 0
Cadence Design Systems COM 127387108 242 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102 510 9,363 SH   SOLE   9,363 0 0
Coca-Cola Company COM 191216100 272 5,186 SH   SOLE   5,186 0 0
ConocoPhillips COM 20825C104 2,483 36,633 SH   SOLE   36,633 0 0
Coresite Realty Corp COM 21870Q105 487 3,518 SH   SOLE   3,518 0 0
Deere & Co. COM 244199105 3,830 11,432 SH   SOLE   11,432 0 0
Diageo Plc. COM 25243Q205 307 1,590 SH   SOLE   1,590 0 0
Digital Realty Trust, Inc. COM 253868103 252 1,747 SH   SOLE   1,747 0 0
Disney, Walt Company COM 254687106 3,179 18,790 SH   SOLE   18,790 0 0
Eastman Chemical Company COM 277432100 2,723 27,033 SH   SOLE   27,033 0 0
Equity Bancshares, Inc. COM 29460X109 382 11,440 SH   SOLE   11,440 0 0
Exxon Mobil Corporation COM 30231G102 568 9,663 SH   SOLE   9,663 0 0
FedEx Corporation COM 31428X106 381 1,738 SH   SOLE   1,738 0 0
Freeport-McMoRan Copper & Gold COM 35671D857 1,843 56,667 SH   SOLE   56,667 0 0
Garmin Ltd. COM H2906T109 305 1,965 SH   SOLE   1,965 0 0
Genuine Parts Co. COM 372460105 368 3,033 SH   SOLE   3,033 0 0
Home Depot, Inc. COM 437076102 364 1,108 SH   SOLE   1,108 0 0
Huntington Bancshares, Inc. COM 446150104 1,432 92,640 SH   SOLE   92,640 0 0
IPG Photonics Corporation COM 44980X109 1,938 12,233 SH   SOLE   12,233 0 0
Illinois Tool Works, Inc. COM 452308109 273 1,321 SH   SOLE   1,321 0 0
Intel Corporation COM 458140100 463 8,682 SH   SOLE   8,682 0 0
J.B. Hunt Transport Services, COM 445658107 2,238 13,386 SH   SOLE   13,386 0 0
JPMorgan Chase & Company COM 46625H100 247 1,509 SH   SOLE   1,509 0 0
Johnson & Johnson COM 478160104 3,429 21,233 SH   SOLE   21,233 0 0
Kimberly-Clark Corporation COM 494368103 2,349 17,733 SH   SOLE   17,733 0 0
Laboratory Corp. America Holdi COM 50540R409 3,929 13,962 SH   SOLE   13,962 0 0
Lilly, Eli and Company COM 532457108 750 3,247 SH   SOLE   3,247 0 0
Lincoln Electric Holdings, Inc COM 533900106 3,634 28,220 SH   SOLE   28,220 0 0
Masco Corp. COM 574599106 1,748 31,462 SH   SOLE   31,462 0 0
Mastercard, Inc. COM 57636Q104 2,092 6,018 SH   SOLE   6,018 0 0
Medtronic Plc. COM G5960L103 3,329 26,559 SH   SOLE   26,559 0 0
Microsoft Corp. COM 594918104 560 1,988 SH   SOLE   1,988 0 0
Mid America Apartment Communit COM 59522J103 678 3,631 SH   SOLE   3,631 0 0
Novo-Nordisk ADR COM 670100205 708 7,376 SH   SOLE   7,376 0 0
Palo Alto Networks COM 697435105 1,717 3,584 SH   SOLE   3,584 0 0
Pepsico, Inc. COM 713448108 3,339 22,197 SH   SOLE   22,197 0 0
PerkinElmer, Inc. COM 714046109 3,906 22,538 SH   SOLE   22,538 0 0
Phillips 66 COM 718546104 1,823 26,030 SH   SOLE   26,030 0 0
Procter & Gamble Company COM 742718109 3,241 23,184 SH   SOLE   23,184 0 0
Prologis, Inc. COM 74340W103 390 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103 413 5,315 SH   SOLE   5,315 0 0
Rockwell Automation, Inc. COM 773903109 3,547 12,063 SH   SOLE   12,063 0 0
Sanofi ADR COM 80105N105 258 5,350 SH   SOLE   5,350 0 0
Skyworks Solutions COM 83088M102 1,817 11,029 SH   SOLE   11,029 0 0
Sonoco Products Company COM 835495102 355 5,956 SH   SOLE   5,956 0 0
Texas Instruments, Inc. COM 882508104 5,046 26,251 SH   SOLE   26,251 0 0
Unilever Group ADR COM 904767704 223 4,107 SH   SOLE   4,107 0 0
VMWare, Inc COM 928563402 758 5,095 SH   SOLE   5,095 0 0
Ventas, Inc. COM 92276F100 1,133 20,529 SH   SOLE   20,529 0 0
Verisk Analytics, Inc. COM 92345Y106 2,533 12,648 SH   SOLE   12,648 0 0
Verizon Communications, Inc. COM 92343V104 258 4,770 SH   SOLE   4,770 0 0
Vertiv Holdings Company COM 92537N108 863 35,815 SH   SOLE   35,815 0 0
W. P. Carey, Inc. COM 92936U109 309 4,225 SH   SOLE   4,225 0 0
WalMart, Inc. COM 931142103 489 3,511 SH   SOLE   3,511 0 0
Waste Management, Inc. COM 94106L109 4,102 27,462 SH   SOLE   27,462 0 0
Waters Corporation COM 941848103 362 1,013 SH   SOLE   1,013 0 0
Willis Towers Watson Ltd. COM G96629103 217 932 SH   SOLE   932 0 0
Xylem, Inc. COM 98419M100 2,592 20,961 SH   SOLE   20,961 0 0
Zscaler, Inc. COM 98980G102 3,164 12,067 SH   SOLE   12,067 0 0
FT Energy Income & Growth COM 33738G104 641 47,240 SH   SOLE   47,240 0 0
Invesco S&P 500 Equal Wt Fin ETF 46137V340 294 4,787 SH   SOLE   4,787 0 0
Invesco S&P 500 Equal Wt Healt ETF 46137V332 386 1,295 SH   SOLE   1,295 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467 372 4,199 SH   SOLE   4,199 0 0
SPDR Trust Ser 1 ETF 78462F103 292 681 SH   SOLE   681 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706 520 17,065 SH   SOLE   17,065 0 0
Schwab Int'l Equity ETF ETF 808524805 1,933 49,942 SH   SOLE   49,942 0 0
Schwab Int'l Sm Cap Eq ETF ETF 808524888 226 5,449 SH   SOLE   5,449 0 0
Schwab US Broad Market ETF ETF 808524102 5,400 51,992 SH   SOLE   51,992 0 0
Schwab US Dividend Eq ETF 808524797 803 10,817 SH   SOLE   10,817 0 0
Schwab US Lg Cap ETF 808524201 700 6,726 SH   SOLE   6,726 0 0
Schwab US Mid-Cap ETF ETF 808524508 395 5,156 SH   SOLE   5,156 0 0
Schwab US Sm Cap ETF ETF 808524607 2,953 29,504 SH   SOLE   29,504 0 0
Vanguard Info Tech ETF 92204A702 205 512 SH   SOLE   512 0 0
Vanguard World Financials ETF 92204A405 1,766 19,057 SH   SOLE   19,057 0 0
WisdomTree US Dividend Growth ETF 97717X669 575 9,771 SH   SOLE   9,771 0 0
Wisdomtree Div Ex Financial ETF 97717W406 915 9,734 SH   SOLE   9,734 0 0
iShares DJ Tech ETF 464287721 211 2,080 SH   SOLE   2,080 0 0