The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 2,514 13,050 SH   SOLE   13,050 0 0
AT&T, Inc. COM 00206R102 314 10,357 SH   SOLE   10,357 0 0
AbbVie, Inc. COM 00287Y109 3,545 32,760 SH   SOLE   32,760 0 0
Abbott Laboratories COM 002824100 4,928 41,118 SH   SOLE   41,118 0 0
Accenture Plc. COM G1151C101 4,918 17,803 SH   SOLE   17,803 0 0
Akamai Technologies, Inc. COM 00971T101 2,192 21,512 SH   SOLE   21,512 0 0
Alphabet, Inc. Class A COM 02079K305 212 103 SH   SOLE   103 0 0
Amazon.com COM 023135106 368 119 SH   SOLE   119 0 0
American Electric Power COM 025537101 1,626 19,201 SH   SOLE   19,201 0 0
American Express Company COM 025816109 449 3,171 SH   SOLE   3,171 0 0
Analog Devices, Inc. COM 032654105 662 4,270 SH   SOLE   4,270 0 0
Ansys, Inc. COM 03662Q105 5,206 15,331 SH   SOLE   15,331 0 0
Apple, Inc. COM 037833100 1,885 15,433 SH   SOLE   15,433 0 0
AptarGroup, Inc. COM 038336103 3,591 25,350 SH   SOLE   25,350 0 0
Arista Networks, Inc. COM 040413106 1,843 6,106 SH   SOLE   6,106 0 0
Aspen Technology COM 045327103 823 5,704 SH   SOLE   5,704 0 0
AstraZeneca Plc. COM 046353108 449 9,024 SH   SOLE   9,024 0 0
AutoZone, Inc. COM 053332102 4,096 2,917 SH   SOLE   2,917 0 0
BCE, Inc. COM 05534B760 318 7,039 SH   SOLE   7,039 0 0
Baxter International, Inc. COM 071813109 315 3,740 SH   SOLE   3,740 0 0
Becton, Dickinson & Company COM 075887109 3,454 14,205 SH   SOLE   14,205 0 0
Broadcom, Inc. COM 11135F101 3,493 7,533 SH   SOLE   7,533 0 0
Broadridge Financial Solutions COM 11133T103 2,877 18,792 SH   SOLE   18,792 0 0
Brown-Forman Corporation Class COM 115637209 3,640 52,776 SH   SOLE   52,776 0 0
Cadence Design Systems COM 127387108 219 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102 430 8,315 SH   SOLE   8,315 0 0
Coca-Cola Company COM 191216100 273 5,181 SH   SOLE   5,181 0 0
ConocoPhillips COM 20825C104 1,827 34,485 SH   SOLE   34,485 0 0
Coresite Realty Corp COM 21870Q105 426 3,555 SH   SOLE   3,555 0 0
Deere & Co. COM 244199105 4,497 12,021 SH   SOLE   12,021 0 0
Diageo Plc. COM 25243Q205 261 1,590 SH   SOLE   1,590 0 0
Digital Realty Trust, Inc. COM 253868103 246 1,745 SH   SOLE   1,745 0 0
Disney, Walt Company COM 254687106 3,367 18,250 SH   SOLE   18,250 0 0
Eastman Chemical Company COM 277432100 2,879 26,142 SH   SOLE   26,142 0 0
Equity Bancshares, Inc. COM 29460X109 313 11,440 SH   SOLE   11,440 0 0
Exxon Mobil Corporation COM 30231G102 534 9,562 SH   SOLE   9,562 0 0
FedEx Corporation COM 31428X106 494 1,738 SH   SOLE   1,738 0 0
Freeport-McMoRan Copper & Gold COM 35671D857 1,817 55,180 SH   SOLE   55,180 0 0
Garmin Ltd. COM H2906T109 269 2,040 SH   SOLE   2,040 0 0
Genuine Parts Co. COM 372460105 349 3,023 SH   SOLE   3,023 0 0
Home Depot, Inc. COM 437076102 380 1,245 SH   SOLE   1,245 0 0
Huntington Bancshares, Inc. COM 446150104 1,456 92,628 SH   SOLE   92,628 0 0
IPG Photonics Corporation COM 44980X109 2,514 11,918 SH   SOLE   11,918 0 0
Illinois Tool Works, Inc. COM 452308109 315 1,421 SH   SOLE   1,421 0 0
Intel Corporation COM 458140100 555 8,673 SH   SOLE   8,673 0 0
J.B. Hunt Transport Services, COM 445658107 2,418 14,386 SH   SOLE   14,386 0 0
JPMorgan Chase & Company COM 46625H100 230 1,509 SH   SOLE   1,509 0 0
Johnson & Johnson COM 478160104 3,422 20,822 SH   SOLE   20,822 0 0
Kimberly-Clark Corporation COM 494368103 2,664 19,158 SH   SOLE   19,158 0 0
Laboratory Corp. America Holdi COM 50540R409 3,644 14,287 SH   SOLE   14,287 0 0
Lilly, Eli and Company COM 532457108 619 3,314 SH   SOLE   3,314 0 0
Lincoln Electric Holdings, Inc COM 533900106 3,525 28,671 SH   SOLE   28,671 0 0
Masco Corp. COM 574599106 1,834 30,612 SH   SOLE   30,612 0 0
Mastercard, Inc. COM 57636Q104 2,040 5,730 SH   SOLE   5,730 0 0
Medtronic Plc. COM G5960L103 3,071 26,000 SH   SOLE   26,000 0 0
Microsoft Corp. COM 594918104 535 2,268 SH   SOLE   2,268 0 0
Mid America Apartment Communit COM 59522J103 528 3,655 SH   SOLE   3,655 0 0
Novo-Nordisk ADR COM 670100205 549 8,150 SH   SOLE   8,150 0 0
Palo Alto Networks COM 697435105 1,109 3,444 SH   SOLE   3,444 0 0
Pepsico, Inc. COM 713448108 3,144 22,224 SH   SOLE   22,224 0 0
PerkinElmer, Inc. COM 714046109 2,849 22,210 SH   SOLE   22,210 0 0
Phillips 66 COM 718546104 1,901 23,312 SH   SOLE   23,312 0 0
Procter & Gamble Company COM 742718109 3,161 23,341 SH   SOLE   23,341 0 0
Prologis, Inc. COM 74340W103 330 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103 520 5,665 SH   SOLE   5,665 0 0
Rockwell Automation, Inc. COM 773903109 3,231 12,173 SH   SOLE   12,173 0 0
Sanofi ADR COM 80105N105 267 5,407 SH   SOLE   5,407 0 0
Skyworks Solutions COM 83088M102 1,981 10,798 SH   SOLE   10,798 0 0
Sonoco Products Company COM 835495102 393 6,214 SH   SOLE   6,214 0 0
Texas Instruments, Inc. COM 882508104 5,153 27,265 SH   SOLE   27,265 0 0
Unilever Group COM 904767704 263 4,702 SH   SOLE   4,702 0 0
VMWare, Inc COM 928563402 698 4,641 SH   SOLE   4,641 0 0
Ventas, Inc. COM 92276F100 1,056 19,802 SH   SOLE   19,802 0 0
Verisk Analytics, Inc. COM 92345Y106 2,187 12,376 SH   SOLE   12,376 0 0
Verizon Communications, Inc. COM 92343V104 283 4,875 SH   SOLE   4,875 0 0
Vertiv Holdings Company COM 92537N108 680 34,025 SH   SOLE   34,025 0 0
Visa, Inc. COM 92826C839 203 959 SH   SOLE   959 0 0
W. P. Carey, Inc. COM 92936U109 299 4,220 SH   SOLE   4,220 0 0
WalMart, Inc. COM 931142103 488 3,596 SH   SOLE   3,596 0 0
Waste Management, Inc. COM 94106L109 3,634 28,169 SH   SOLE   28,169 0 0
Waters Corporation COM 941848103 288 1,013 SH   SOLE   1,013 0 0
Willis Towers Watson Ltd. COM G96629103 219 957 SH   SOLE   957 0 0
Xylem, Inc. COM 98419M100 2,153 20,466 SH   SOLE   20,466 0 0
Zscaler, Inc. COM 98980G102 1,059 6,168 SH   SOLE   6,168 0 0
FT Energy Income & Growth COM 33738G104 647 48,328 SH   SOLE   48,328 0 0
Invesco S&P 500 Equal Weight F ETF 46137V340 267 4,785 SH   SOLE   4,785 0 0
Invesco S&P 500 Equal Wt Healt ETF 46137V332 347 1,295 SH   SOLE   1,295 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467 360 4,172 SH   SOLE   4,172 0 0
SPDR Trust Ser 1 ETF 78462F103 270 681 SH   SOLE   681 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706 485 15,271 SH   SOLE   15,271 0 0
Schwab Int'l Equity ETF ETF 808524805 1,774 47,151 SH   SOLE   47,151 0 0
Schwab Int'l Sm Cap Eq ETF ETF 808524888 231 5,867 SH   SOLE   5,867 0 0
Schwab US Broad Market ETF ETF 808524102 4,929 50,965 SH   SOLE   50,965 0 0
Schwab US Dividend ETF ETF 808524797 803 11,007 SH   SOLE   11,007 0 0
Schwab US Lg Cap ETF 808524201 662 6,898 SH   SOLE   6,898 0 0
Schwab US Mid-Cap ETF ETF 808524508 375 5,036 SH   SOLE   5,036 0 0
Schwab US Sm Cap ETF ETF 808524607 2,948 29,582 SH   SOLE   29,582 0 0
Vanguard Info Tech ETF 92204A702 209 582 SH   SOLE   582 0 0
Vanguard World Financials ETF 92204A405 1,629 19,274 SH   SOLE   19,274 0 0
WisdomTree US Dividend Growth ETF 97717X669 510 8,920 SH   SOLE   8,920 0 0
Wisdomtree Div Ex Financial ETF 97717W406 941 9,983 SH   SOLE   9,983 0 0