X0203 3 2011-04-26 0 0000101382 UMB FINANCIAL CORP UMBF 0001519227 Pierson Christine L 1010 GRAND BLVD KANSAS CITY MO 64106 1 EVP of Subsidiary Common Stock 1878.7125 D Stock Option (Right to Buy) 41.71 2011-04-28 2021-01-01 Common Stock 4316 D Options will vest 50% on 1/1/2014, 75% on 1/1/2015 and 100% on 1/1/2016 John C. Pauls, Attorney in Fact for Ms Pierson 2011-04-28