The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN AIRLS GROUP INC COM 02376R102 37 2,070 SH   SOLE NONE 0 0 2,070
APPLE INC COM 037833100 256 1,443 SH   SOLE NONE 0 0 1,443
ABBOTT LABS COM 002824100 154 1,100 SH   SOLE NONE 0 0 1,100
ARCH CAP GROUP LTD ORD G0450A105 3,141 70,673 SH   SOLE NONE 0 0 70,673
AMERICAN ELEC PWR INC COM 025537101 177 2,000 SH   SOLE NONE 0 0 2,000
AFLAC INC COM 001055102 37 646 SH   SOLE NONE 0 0 646
ALASKA AIR GROUP INC COM 011659109 41 790 SH   SOLE NONE 0 0 790
ISHARES TR GRWT ALLOCAT ETF 464289867 37 664 SH   SOLE NONE 0 0 664
ARES CAP CORP COM 04010L103 2,842 134,162 SH   SOLE NONE 0 0 134,162
AMERICAN EXPRESS CO COM 025816109 55 340 SH   SOLE NONE 0 0 340
BOEING CO COM 097023105 96 480 SH   SOLE NONE 0 0 480
BUNGE LIMITED COM G16962105 93 1,000 SH   SOLE NONE 0 0 1,000
BANK OF NEW YORK MELLON CORP COM 064058100 82 1,428 SH   SOLE NONE 0 0 1,428
BOOKING HOLDINGS INC COM 09857L108 4,282 1,785 SH   SOLE NONE 0 0 1,785
BLACKROCK HEALTH SCIENCES TR COM 09250W107 38 801 SH   SOLE NONE 0 0 801
BRISTOL MYERS SQUIBB CO COM 110122108 5,188 83,213 SH   SOLE NONE 0 0 83,213
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835 117 1,383 SH   SOLE NONE 0 0 1,383
BP PLC SPONSORED ADR 055622104 39 1,500 SH   SOLE NONE 0 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 224 750 SH   SOLE NONE 0 0 750
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   SOLE NONE 0 0 200
CF INDS HLDGS INC COM 125269100 141 2,000 SH   SOLE NONE 0 0 2,000
COMERICA INC COM 200340107 86 990 SH   SOLE NONE 0 0 990
COMCAST CORP NEW CL A 20030N101 119 2,369 SH   SOLE NONE 0 0 2,369
CENTENE CORP DEL CO COM 15135B101 8 100 SH   SOLE NONE 0 0 100
CANADIAN NATL RY CO COM 136375102 24 201 SH   SOLE NONE 0 0 201
CAPITAL ONE FINANCIAL CORPORATION COM 14040H105 28 197 SH   SOLE NONE 0 0 197
CONOCOPHILLIPS COM 20825C104 87 1,210 SH   SOLE NONE 0 0 1,210
CISCO SYS INC COM 17275R102 5,414 85,444 SH   SOLE NONE 0 0 85,444
CSX CORP COM 126408103 156 4,170 SH   SOLE NONE 0 0 4,170
DOMINION ENERGY INC COM 25746U109 10 128 SH   SOLE NONE 0 0 128
DEERE & CO COM 244199105 39 116 SH   SOLE NONE 0 0 116
QUEST DIAGNOSTICS INC COM 74834L100 3,729 21,558 SH   SOLE NONE 0 0 21,558
DISNEY WALT CO COM 254687106 6,142 39,656 SH   SOLE NONE 0 0 39,656
DTE ENERGY CO CO COM 233331107 20 172 SH   SOLE NONE 0 0 172
DT MIDSTREAM INC COMMON STOCK 23345M107 4 86 SH   SOLE NONE 0 0 86
ISHARES TR SELECT DIVID ETF 464287168 61 500 SH   SOLE NONE 0 0 500
WISDOMTREE JAPAN HEDGED JAPN HEDGE EQT 97717W851 49 789 SH   SOLE NONE 0 0 789
EBAY INC. COM 278642103 29 445 SH   SOLE NONE 0 0 445
CONSOLIDATED EDISON INC COM 209115104 85 1,000 SH   SOLE NONE 0 0 1,000
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234 66 1,363 SH   SOLE NONE 0 0 1,363
EQT CORP COM 26884L109 11 550 SH   SOLE NONE 0 0 550
EVERSOURCE ENERGY COM 30040W108 25 275 SH   SOLE NONE 0 0 275
EQUITRANS MIDSTREAM CORPORAT COM 294600101 4 440 SH   SOLE NONE 0 0 440
EXELON CORP COM 30161N101 15 271 SH   SOLE NONE 0 0 271
F.N.B. CORP COM 302520101 4,724 389,457 SH   SOLE NONE 0 0 389,457
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 16 124 SH   SOLE NONE 0 0 124
FULTON FINL CORP PA COM 360271100 13 800 SH   SOLE NONE 0 0 800
GENERAL ELECTRIC CO COM NEW 369604301 19 204 SH   SOLE NONE 0 0 204
SPDR GOLD TRUST GOLD SHS 78463V107 10,499 61,414 SH   SOLE NONE 0 0 61,414
GOOGLE INC CAP STK CL C 02079K107 8,304 2,870 SH   SOLE NONE 0 0 2,870
GOOGLE INC CAP STK CL A 02079K305 28 10 SH   SOLE NONE 0 0 10
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 88 2,000 SH   SOLE NONE 0 0 2,000
HANESBRANDS INC COM 410345102 4,126 246,827 SH   SOLE NONE 0 0 246,827
HOME DEPOT INC COM 437076102 20 50 SH   SOLE NONE 0 0 50
HOLLYFRONTIER CORP COM 436106108 32 1,000 SH   SOLE NONE 0 0 1,000
HARLEY DAVIDSON INC COM 412822108 18 500 SH   SOLE NONE 0 0 500
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 353 8,898 SH   SOLE NONE 0 0 8,898
INTERNATIONAL BUSINESS MACHS COM 459200101 133 1,000 SH   SOLE NONE 0 0 1,000
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 60 400 SH   SOLE NONE 0 0 400
ISHARES TR EXPANDED TECH 464287515 12,017 30,221 SH   SOLE NONE 0 0 30,221
INTEL CORP COM 458140100 5 104 SH   SOLE NONE 0 0 104
INTUIT COM 461202103 64 100 SH   SOLE NONE 0 0 100
INVESCO QUALITY MUN INCOME T COM 46133G107 54 4,014 SH   SOLE NONE 0 0 4,014
ISHARES TR MSCI INTL QUALTY 46434V456 12 310 SH   SOLE NONE 0 0 310
INTUITIVE SURGICAL INC COM NEW 46120E602 82 231 SH   SOLE NONE 0 0 231
ISHARES TR RUS 1000 ETF 464287622 40 153 SH   SOLE NONE 0 0 153
ISHARES TR RUS 2000 GRW ETF 464287648 75 257 SH   SOLE NONE 0 0 257
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 40 746 SH   SOLE NONE 0 0 746
JOHNSON & JOHNSON COM 478160104 17 101 SH   SOLE NONE 0 0 101
JPMORGAN CHASE & CO COM 46625H100 15 100 SH   SOLE NONE 0 0 100
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 3 200 SH   SOLE NONE 0 0 200
KINDER MORGAN INC COM 49456B101 3,539 223,147 SH   SOLE NONE 0 0 223,147
COCA COLA CO COM 191216100 63 1,080 SH   SOLE NONE 0 0 1,080
LILLY ELI & CO COM 532457108 276 1,000 SH   SOLE NONE 0 0 1,000
ISHARES BARCLAYS MBS BOND MBS ETF 464288588 166 1,549 SH   SOLE NONE 0 0 1,549
MONDELEZ INTL INC CL A 609207105 27 415 SH   SOLE NONE 0 0 415
MCCORMICK & CO INC COM NON VTG 579780206 30 318 SH   SOLE NONE 0 0 318
3M CO COM 88579Y101 2,835 15,961 SH   SOLE NONE 0 0 15,961
MERCK & CO INC NEW COM 58933Y105 2 28 SH   SOLE NONE 0 0 28
MARATHON OIL CORP COM 565849106 1 99 SH   SOLE NONE 0 0 99
MICROSOFT CORP COM 594918104 192 573 SH   SOLE NONE 0 0 573
NUVEEN QUALITY MUNCP INCOME COM 67066V101 96 5,999 SH   SOLE NONE 0 0 5,999
NCINO INC COM 63947U107 2 49 SH   SOLE NONE 0 0 49
NEXTERA ENERGY INC COM 65339F101 385 4,128 SH   SOLE NONE 0 0 4,128
NEWMONT CORP COM 651639106 49 805 SH   SOLE NONE 0 0 805
Organon & Co COMMON STOCK 68622V106 0 2 SH   SOLE NONE 0 0 2
OCCIDENTAL PETE CORP COM 674599105 0 29 SH   SOLE NONE 0 0 29
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 3 SH   SOLE NONE 0 0 3
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 66 1,000 SH   SOLE NONE 0 0 1,000
PROCTER & GAMBLE CO COM 742718109 49 303 SH   SOLE NONE 0 0 303
PNC FINL SVCS GROUP INC COM 693475105 98 493 SH   SOLE NONE 0 0 493
PRUDENTIAL FINL INC COM 744320102 35 330 SH   SOLE NONE 0 0 330
PHILLIPS 66 COM 718546104 76 1,055 SH   SOLE NONE 0 0 1,055
PAYPAL HLDGS INC COM 70450Y103 18 100 SH   SOLE NONE 0 0 100
QUALCOMM INC COM 747525103 37 203 SH   SOLE NONE 0 0 203
INVESCO QQQ TR UNIT SER 1 46090E103 218 550 SH   SOLE NONE 0 0 550
REGENCY CTRS CORP COM 758849103 2,701 35,849 SH   SOLE NONE 0 0 35,849
COHEN & STEERS QUALITY INCOM COM 19247L106 126 6,927 SH   SOLE NONE 0 0 6,927
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,349 38,926 SH   SOLE NONE 0 0 38,926
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 36 113 SH   SOLE NONE 0 0 113
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6 64 SH   SOLE NONE 0 0 64
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 51 1,116 SH   SOLE NONE 0 0 1,116
SPDR SERIES TRUST S&P DIVID ETF 78464A763 81 630 SH   SOLE NONE 0 0 630
JM SMUCKERS CO COM NEW 832696405 3,181 23,421 SH   SOLE NONE 0 0 23,421
SUN LIFE FINL INC COM 866796105 40 733 SH   SOLE NONE 0 0 733
SOUTHERN CO COM 842587107 3,202 46,695 SH   SOLE NONE 0 0 46,695
SPDR S&P 500 ETF TR TR UNIT 78462F103 189 400 SH   SOLE NONE 0 0 400
STRYKER CORP COM 863667101 80 300 SH   SOLE NONE 0 0 300
SYSCO CORP COM 871829107 3,034 38,632 SH   SOLE NONE 0 0 38,632
AT&T INC COM 00206R102 2,795 113,623 SH   SOLE NONE 0 0 113,623
HANOVER INS GROUP INC COM 410867105 33 256 SH   SOLE NONE 0 0 256
TJX COS INC NEW COM 872540109 4,734 62,358 SH   SOLE NONE 0 0 62,358
PRICE T ROWE GROUP INC COM 74144T108 88 450 SH   SOLE NONE 0 0 450
UNDER ARMOUR INC CL C 904311206 8 482 SH   SOLE NONE 0 0 482
UNDER ARMOUR INC CL C CL A 904311107 10 480 SH   SOLE NONE 0 0 480
UGI CORP NEW COM 902681105 29 637 SH   SOLE NONE 0 0 637
UNION PACIFIC CORP COM 907818108 3,545 14,073 SH   SOLE NONE 0 0 14,073
UNITED PARCEL SERVICE INC CL B 911312106 85 400 SH   SOLE NONE 0 0 400
US BANCORP DEL COM NEW 902973304 4,249 75,658 SH   SOLE NONE 0 0 75,658
ISHARES TR MSCI USA MIN VOL 46429B697 80 1,000 SH   SOLE NONE 0 0 1,000
VISA INC COM CL A 92826C839 86 400 SH   SOLE NONE 0 0 400
VANGUARD INTERM-TERM CORP BOND INT-TERM CORP 92206C870 212 2,288 SH   SOLE NONE 0 0 2,288
VANGUARD SHORT-TERM CORP BOND SHRT TRM CORP BD 92206C409 211 2,602 SH   SOLE NONE 0 0 2,602
VALERO ENERGY CORP COM 91913Y100 75 1,000 SH   SOLE NONE 0 0 1,000
VANGUARD INDEX FDS MID CAP ETF 922908629 70 275 SH   SOLE NONE 0 0 275
VANGUARD LARGE CAP INDEX FUND LARGE CAP ETF 922908637 257 1,163 SH   SOLE NONE 0 0 1,163
VERIZON COMMUNICATIONS INC COM 92343V104 54 1,043 SH   SOLE NONE 0 0 1,043
WORKHORSE GROUP INC COM NEW 98138J206 8 2,000 SH   SOLE NONE 0 0 2,000
WAL-MART STORES INC COM 931142103 4,142 28,632 SH   SOLE NONE 0 0 28,632
UNITED STATES STL CORP NEW COM 912909108 0 9 SH   SOLE NONE 0 0 9
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,460 13,041 SH   SOLE NONE 0 0 13,041
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 42 300 SH   SOLE NONE 0 0 300
EXXON MOBIL CORP COM 30231G102 336 5,504 SH   SOLE NONE 0 0 5,504
WISDOMTREE TR EM EX ST-OWNED 97717X578 7 199 SH   SOLE NONE 0 0 199