The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 157 1,561 SH   SOLE NONE 0 0 1,561
AMERICAN ELEC PWR INC COM 025537101 104 2,000 SH   SOLE NONE 0 0 2,000
AFLAC INC COM 001055102 19 323 SH   SOLE NONE 0 0 323
APACHE CORP COM 037411105 5,131 54,663 SH   SOLE NONE 0 0 54,663
ANADARKO PETE CORP COM 032511107 10 100 SH   SOLE NONE 0 0 100
ASHLAND INC NEW COM 044209104 2 16 SH   SOLE NONE 0 0 16
AMERICAN EXPRESS CO COM 025816109 60 680 SH   SOLE NONE 0 0 680
BOEING CO COM 097023105 2 12 SH   SOLE NONE 0 0 12
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 13 300 SH   SOLE NONE 0 0 300
BB&T CORP COM 054937107 52 1,400 SH   SOLE NONE 0 0 1,400
BECTON DICKINSON & CO COM 075887109 91 800 SH   SOLE NONE 0 0 800
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 0 12 SH   SOLE NONE 0 0 12
BANK OF NEW YORK MELLON CORP COM 064058100 60 1,550 SH   SOLE NONE 0 0 1,550
BlackRock Income Trust COM 09247F100 6 936 SH   SOLE NONE 0 0 936
BLACKROCK HEALTH SCIENCES TR COM 09250W107 56 1,450 SH   SOLE NONE 0 0 1,450
BRISTOL MYERS SQUIBB CO COM 110122108 23 450 SH   SOLE NONE 0 0 450
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 111 1,350 SH   SOLE NONE 0 0 1,350
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 0 17 SH   SOLE NONE 0 0 17
BlackRock Credit Allocation In COM 092508100 8 589 SH   SOLE NONE 0 0 589
BLACKSTONE MTG TR INC COM CL A 09257W100 4,058 149,730 SH   SOLE NONE 0 0 149,730
Crown Castle Intl Corp COM 228227104 6 70 SH   SOLE NONE 0 0 70
CELGENE CORP COM 151020104 19 200 SH   SOLE NONE 0 0 200
CHESAPEAKE ENERGY CORP COM 165167107 2 77 SH   SOLE NONE 0 0 77
COMCAST CORP NEW CL A 20030N101 80 1,488 SH   SOLE NONE 0 0 1,488
CANADIAN NATL RY CO COM 136375102 14 200 SH   SOLE NONE 0 0 200
Comverse Inc COM 20585P105 0 10 SH   SOLE NONE 0 0 10
CONOCOPHILLIPS COM 20825C104 24 310 SH   SOLE NONE 0 0 310
CISCO SYS INC COM 17275R102 3,981 158,153 SH   SOLE NONE 0 0 158,153
CSX CORP COM 126408103 48 1,498 SH   SOLE NONE 0 0 1,498
CENTURYLINK INC COM 156700106 4 100 SH   SOLE NONE 0 0 100
DOMINION RES INC VA NEW COM 25746U109 37 530 SH   SOLE NONE 0 0 530
DU PONT E I DE NEMOURS & CO COM 263534109 14 200 SH   SOLE NONE 0 0 200
QUEST DIAGNOSTICS INC COM 74834L100 2,713 44,718 SH   SOLE NONE 0 0 44,718
DISNEY WALT CO COM DISNEY 254687106 155 1,746 SH   SOLE NONE 0 0 1,746
DOW CHEM CO COM 260543103 15 280 SH   SOLE NONE 0 0 280
DUKE ENERGY CORP NEW COM NEW 26441C204 4,428 59,227 SH   SOLE NONE 0 0 59,227
EATON VANCE SR FLTNG RTE TR COM 27828Q105 178 12,367 SH   SOLE NONE 0 0 12,367
EAGLE BANCORP INC MD COM 268948106 208 6,540 SH   SOLE NONE 0 0 6,540
EQT CORP COM 26884L109 50 550 SH   SOLE NONE 0 0 550
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100 8 562 SH   SOLE NONE 0 0 562
EXPRESS SCRIPTS HLDG CO COM 30219G108 8 116 SH   SOLE NONE 0 0 116
FORD MTR CO DEL COM PAR $0.01 345370860 3 235 SH   SOLE NONE 0 0 235
ABERDEEN ASIA PACIFIC INCOM COM 003009107 64 10,838 SH   SOLE NONE 0 0 10,838
FACEBOOK INC CL A 30303M102 79 1,000 SH   SOLE NONE 0 0 1,000
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 15 124 SH   SOLE NONE 0 0 124
FRONTIER COMMUNICATIONS CORP COM 35906A108 2 321 SH   SOLE NONE 0 0 321
FULTON FINL CORP PA COM 360271100 9 800 SH   SOLE NONE 0 0 800
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 8,308 335,561 SH   SOLE NONE 0 0 335,561
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 22 1,016 SH   SOLE NONE 0 0 1,016
GENERAL ELECTRIC CO COM 369604103 7 286 SH   SOLE NONE 0 0 286
TEMPLETON GLOBAL INCOME FD COM 880198106 122 15,317 SH   SOLE NONE 0 0 15,317
SPDR GOLD TRUST GOLD SHS 78463V107 8,688 74,762 SH   SOLE NONE 0 0 74,762
GOOGLE INC CL C 38259P706 3,225 5,585 SH   SOLE NONE 0 0 5,585
GOOGLE INC CL A 38259P508 2,748 4,670 SH   SOLE NONE 0 0 4,670
CENTRAL GOLDTRUST TR UNIT 153546106 102 2,470 SH   SOLE NONE 0 0 2,470
HCC INS HLDGS INC COM 404132102 7,819 161,925 SH   SOLE NONE 0 0 161,925
HOME DEPOT INC COM 437076102 2 25 SH   SOLE NONE 0 0 25
HARLEY DAVIDSON INC COM 412822108 29 500 SH   SOLE NONE 0 0 500
HUBBELL INC CL A 443510102 74 600 SH   SOLE NONE 0 0 600
ISHARES GOLD TRUST ISHARES 464285105 115 9,792 SH   SOLE NONE 0 0 9,792
INTERNATIONAL BUSINESS MACHS COM 459200101 165 867 SH   SOLE NONE 0 0 867
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 38 400 SH   SOLE NONE 0 0 400
ISHARES TR NA TEC-SFTWR ETF 464287515 9,329 107,878 SH   SOLE NONE 0 0 107,878
INTEL CORP COM 458140100 30 854 SH   SOLE NONE 0 0 854
INTUITIVE SURGICAL INC COM NEW 46120E602 65 140 SH   SOLE NONE 0 0 140
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 50 536 SH   SOLE NONE 0 0 536
JOHNSON & JOHNSON COM 478160104 188 1,760 SH   SOLE NONE 0 0 1,760
Nuveen Credit Strat. Inc Comm COM SHS 67073D102 3 376 SH   SOLE NONE 0 0 376
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 54 580 SH   SOLE NONE 0 0 580
KINDER MORGAN MANAGEMENT LLC SHS 49455U100 5,442 57,799 SH   SOLE NONE 0 0 57,799
COCA COLA CO COM 191216100 112 2,634 SH   SOLE NONE 0 0 2,634
KRAFT FOODS GROUP INC COM 50076Q106 4 78 SH   SOLE NONE 0 0 78
LAZARD LTD SHS A G54050102 4,022 79,328 SH   SOLE NONE 0 0 79,328
LOCKHEED MARTIN CORP COM 539830109 15 81 SH   SOLE NONE 0 0 81
ISHARES TR MBS ETF 464288588 52 480 SH   SOLE NONE 0 0 480
MONDELEZ INTL INC CL A 609207105 22 650 SH   SOLE NONE 0 0 650
MCCORMICK & CO INC COM NON VTG 579780206 61 908 SH   SOLE NONE 0 0 908
MCCORMICK & CO INC COM VTG 579780107 3 40 SH   SOLE NONE 0 0 40
3M CO COM 88579Y101 4,333 30,584 SH   SOLE NONE 0 0 30,584
ALTRIA GROUP INC COM 02209S103 28 600 SH   SOLE NONE 0 0 600
MERCK & CO INC NEW COM 58933Y105 4,610 77,760 SH   SOLE NONE 0 0 77,760
MARATHON OIL CORP COM 565849106 4 99 SH   SOLE NONE 0 0 99
MICROSOFT CORP COM 594918104 111 2,402 SH   SOLE NONE 0 0 2,402
MYRIAD GENETICS INC COM 62855J104 31 800 SH   SOLE NONE 0 0 800
NCR Corp New COM 62886E108 7 200 SH   SOLE NONE 0 0 200
NEXTERA ENERGY INC COM 65339F101 128 1,364 SH   SOLE NONE 0 0 1,364
NEWMONT MINING CORP COM 651639106 5 200 SH   SOLE NONE 0 0 200
ANNALY CAP MGMT INC COM 035710409 18 1,640 SH   SOLE NONE 0 0 1,640
NEWPARK RES INC COM PAR $.01NEW 651718504 6 500 SH   SOLE NONE 0 0 500
NORFOLK SOUTHERN CORP COM 655844108 16 139 SH   SOLE NONE 0 0 139
NORTHEAST UTILS COM 664397106 4 80 SH   SOLE NONE 0 0 80
CORPORATE OFFICE PPTYS TR SH BEN INT 22002T108 95 3,700 SH   SOLE NONE 0 0 3,700
PLUM CREEK TIMBER CO INC COM 729251108 4,110 105,346 SH   SOLE NONE 0 0 105,346
PEPSICO INC COM 713448108 15 160 SH   SOLE NONE 0 0 160
PFIZER INC COM 717081103 2 83 SH   SOLE NONE 0 0 83
PROCTER & GAMBLE CO COM 742718109 8 100 SH   SOLE NONE 0 0 100
PHILIP MORRIS INTL INC COM 718172109 12 143 SH   SOLE NONE 0 0 143
PNC FINL SVCS GROUP INC COM 693475105 42 493 SH   SOLE NONE 0 0 493
PEPCO HOLDINGS INC COM 713291102 35 1,298 SH   SOLE NONE 0 0 1,298
PRUDENTIAL FINL INC COM 744320102 20 230 SH   SOLE NONE 0 0 230
PHILLIPS 66 COM 718546104 13 155 SH   SOLE NONE 0 0 155
PIONEER NAT RES CO COM 723787107 10 52 SH   SOLE NONE 0 0 52
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 89 1,165 SH   SOLE NONE 0 0 1,165
SEI INVESTMENTS CO COM 784117103 22 600 SH   SOLE NONE 0 0 600
SIRIUS XM RADIO INC COM 82968B103 1 162 SH   SOLE NONE 0 0 162
SMUCKER J M CO COM NEW 832696405 3 32 SH   SOLE NONE 0 0 32
SOUTHERN CO COM 842587107 3,486 79,859 SH   SOLE NONE 0 0 79,859
Seventy Seven Energy Inc. COM 818097107 0 5 SH   SOLE NONE 0 0 5
FIRSTHAND TECH VALUE FD INC COM 33766Y100 5 191 SH   SOLE NONE 0 0 191
AT&T INC COM 00206R102 659 18,705 SH   SOLE NONE 0 0 18,705
TERADATA CORP DEL COM 88076W103 8 200 SH   SOLE NONE 0 0 200
TJX COS INC NEW COM 872540109 3,589 60,657 SH   SOLE NONE 0 0 60,657
PRICE T ROWE GROUP INC COM 74144T108 164 2,092 SH   SOLE NONE 0 0 2,092
TIME WARNER INC COM NEW 887317303 4,085 54,320 SH   SOLE NONE 0 0 54,320
UNDER ARMOUR INC CL A 904311107 17 240 SH   SOLE NONE 0 0 240
UNITED PARCEL SERVICE INC CL B 911312106 39 400 SH   SOLE NONE 0 0 400
UNITED TECHNOLOGIES CORP COM 913017109 106 1,000 SH   SOLE NONE 0 0 1,000
VISA INC COM CL A 92826C839 47 220 SH   SOLE NONE 0 0 220
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 168 1,960 SH   SOLE NONE 0 0 1,960
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 243 3,040 SH   SOLE NONE 0 0 3,040
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 62 800 SH   SOLE NONE 0 0 800
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 9 269 SH   SOLE NONE 0 0 269
Verint Systems Inc COM 92343X100 1 12 SH   SOLE NONE 0 0 12
VERIZON COMMUNICATIONS INC COM 92343V104 237 4,738 SH   SOLE NONE 0 0 4,738
WAL-MART STORES INC COM 931142103 3,611 47,217 SH   SOLE NONE 0 0 47,217
UNITED STATES STL CORP NEW COM 912909108 0 9 SH   SOLE NONE 0 0 9
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,321 8,468 SH   SOLE NONE 0 0 8,468
EXXON MOBIL CORP COM 30231G102 881 9,367 SH   SOLE NONE 0 0 9,367
DENTSPLY INTL INC NEW COM 249030107 9 200 SH   SOLE NONE 0 0 200
YAHOO INC COM 984332106 2 50 SH   SOLE NONE 0 0 50
ZOETIS INC CL A 98978V103 1 26 SH   SOLE NONE 0 0 26