The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,733,789 16,495 SH   SOLE   0 0 16,495
ALPHABET INC CAP STK CL C 02079K107   6,232,824 59,931 SH   SOLE   0 0 59,931
APPLE INC COM 037833100   708,905 4,299 SH   SOLE   0 0 4,299
ARCH CAP GROUP LTD ORD G0450A105   3,248,869 47,869 SH   SOLE   0 0 47,869
ARES CAPITAL CORP COM 04010L103   2,405,064 131,604 SH   SOLE   0 0 131,604
AT&T INC COM 00206R102   2,026,217 105,258 SH   SOLE   0 0 105,258
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   231,578 750 SH   SOLE   0 0 750
BOOKING HOLDINGS INC COM 09857L108   4,580,712 1,727 SH   SOLE   0 0 1,727
BRISTOL-MYERS SQUIBB CO COM 110122108   5,761,532 83,127 SH   SOLE   0 0 83,127
CATERPILLAR INC COM 149123101   437,084 1,910 SH   SOLE   0 0 1,910
CISCO SYS INC COM 17275R102   4,414,781 84,453 SH   SOLE   0 0 84,453
DISNEY WALT CO COM 254687106   5,603,075 55,958 SH   SOLE   0 0 55,958
EXXON MOBIL CORP COM 30231G102   528,890 4,823 SH   SOLE   0 0 4,823
F N B CORP COM 302520101   4,606,580 397,119 SH   SOLE   0 0 397,119
FOX CORP CL A COM 35137L105   2,855,127 83,851 SH   SOLE   0 0 83,851
GLOBAL PMTS INC COM 37940X102   2,756,446 26,192 SH   SOLE   0 0 26,192
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   529,380 15,570 SH   SOLE   0 0 15,570
ISHARES TR EXPANDED TECH 464287515   9,226,316 30,280 SH   SOLE   0 0 30,280
ISHARES TR MBS ETF 464288588   244,688 2,583 SH   SOLE   0 0 2,583
KINDER MORGAN INC DEL COM 49456B101   3,884,016 221,817 SH   SOLE   0 0 221,817
MEDTRONIC PLC SHS G5960L103   2,839,517 35,221 SH   SOLE   0 0 35,221
NEXTERA ENERGY INC COM 65339F101   318,186 4,128 SH   SOLE   0 0 4,128
QUEST DIAGNOSTICS INC COM 74834L100   3,024,842 21,380 SH   SOLE   0 0 21,380
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,876,461 39,584 SH   SOLE   0 0 39,584
REGENCY CTRS CORP COM 758849103   2,134,754 34,893 SH   SOLE   0 0 34,893
SMUCKER J M CO COM NEW 832696405   3,651,771 23,205 SH   SOLE   0 0 23,205
SOUTHERN CO COM 842587107   3,304,980 47,499 SH   SOLE   0 0 47,499
SPDR GOLD TR GOLD SHS 78463V107   11,434,211 62,407 SH   SOLE   0 0 62,407
SPDR SER TR S&P BIOTECH 78464A870   2,778,566 36,459 SH   SOLE   0 0 36,459
SYSCO CORP COM 871829107   2,909,254 37,670 SH   SOLE   0 0 37,670
TJX COS INC NEW COM 872540109   4,890,213 62,407 SH   SOLE   0 0 62,407
UNION PAC CORP COM 907818108   2,877,817 14,299 SH   SOLE   0 0 14,299
US BANCORP DEL COM NEW 902973304   2,827,077 78,421 SH   SOLE   0 0 78,421
VANGUARD INDEX FDS LARGE CAP ETF 922908637   265,644 1,422 SH   SOLE   0 0 1,422
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   247,398 3,084 SH   SOLE   0 0 3,084
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   311,018 4,080 SH   SOLE   0 0 4,080