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Condensed Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Interest and Dividend Income        
Interest and fees on loans $ 3,021 $ 3,034 $ 6,048 $ 6,102
Securities:        
Taxable 1,257 1,439 2,595 2,808
Tax-exempt 30 33 60 63
Federal Home Loan Bank dividends 4   7 1
Deposits with other financial institutions 2 3 6 15
Total interest and dividend income 4,314 4,509 8,716 8,989
Interest Expense        
Deposits 565 757 1,136 1,566
Federal Home Loan Bank advances 222 227 450 453
Total interest expense 787 984 1,586 2,019
Net Interest Income 3,527 3,525 7,130 6,970
Provision for loan losses 405 195 507 334
Net Interest Income After Provision for Loan Losses 3,122 3,330 6,623 6,636
Noninterest Income        
Customer service fees 149 176 288 332
Other service charges and fees 75 70 147 113
Insurance commissions 169 208 372 391
Brokerage commissions 154 108 268 229
Net realized gains on sales of available-for-sale securities 95 240 568 290
Mortgage banking income, net 209 109 323 81
Bank-owned life insurance income, net 67 65 133 131
Other 175 129 365 268
Total noninterest income 1,093 1,105 2,464 1,835
Noninterest Expense        
Compensation and benefits 1,891 1,753 3,766 3,507
Office occupancy 133 111 264 232
Equipment 251 164 464 330
Federal deposit insurance 69 78 137 142
Stationary, printing and office 45 40 84 80
Advertising 86 89 156 167
Professional services 112 102 237 196
Supervisory examinations 35 33 70 98
Audit and accounting services 50 78 102 123
Organizational dues and subscriptions 15 14 33 32
Insurance bond premiums 38 26 63 50
Telephone and postage 85 62 144 117
(Gain) loss on foreclosed assets, net 3 (1) (21) (14)
Charitable contributions 2   4 3,601
Other 331 266 735 500
Total noninterest expense 3,146 2,815 6,238 9,161
Income (Loss) Before Income Tax 1,069 1,620 2,849 (690)
Provision (Benefit) for Income Tax 360 596 1,007 (339)
Net Income (Loss) $ 709 $ 1,024 $ 1,842 $ (351)
Earnings (Loss) Per Share:        
Basic and diluted (Note 5) $ 0.16 $ 0.23 $ 0.42 $ (0.08)