<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13g" xmlns:com="http://www.sec.gov/edgar/common">
<headerData>
<submissionType>SCHEDULE 13G/A</submissionType>
<previousAccessionNumber>0000943374-25-000022</previousAccessionNumber>
<filerInfo>
<filer>
<filerCredentials>
<cik>0002053715</cik>
<ccc>XXXXXXXX</ccc>
</filerCredentials>
</filer>
<liveTestFlag>LIVE</liveTestFlag>



</filerInfo>
</headerData>
<formData>
<coverPageHeader>
<amendmentNo>1</amendmentNo>
<securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
<eventDateRequiresFilingThisStatement>12/31/2025</eventDateRequiresFilingThisStatement>
<issuerInfo>
<issuerCik>0001514743</issuerCik>
<issuerName>IF BANCORP, INC.</issuerName>
<issuerCusip>44951J105</issuerCusip>
<issuerPrincipalExecutiveOfficeAddress>
<com:street1>201 E. Cherry Street</com:street1>
<com:city>Watseka</com:city>
<com:stateOrCountry>IL</com:stateOrCountry>
<com:zipCode>60970</com:zipCode>
</issuerPrincipalExecutiveOfficeAddress>
</issuerInfo>
<designateRulesPursuantThisScheduleFiled>
<designateRulePursuantThisScheduleFiled>Rule 13d-1(c)</designateRulePursuantThisScheduleFiled>
</designateRulesPursuantThisScheduleFiled>
</coverPageHeader>
<coverPageHeaderReportingPersonDetails>

<reportingPersonName>Iroquois Federal Foundation, Inc.</reportingPersonName>
<citizenshipOrOrganization>DE</citizenshipOrOrganization>
<reportingPersonBeneficiallyOwnedNumberOfShares>
<soleVotingPower>197255</soleVotingPower>
<sharedVotingPower>0</sharedVotingPower>
<soleDispositivePower>197255</soleDispositivePower>
<sharedDispositivePower>0</sharedDispositivePower>
</reportingPersonBeneficiallyOwnedNumberOfShares>
<reportingPersonBeneficiallyOwnedAggregateNumberOfShares>197255</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>
<aggregateAmountExcludesCertainSharesFlag>N</aggregateAmountExcludesCertainSharesFlag>
<classPercent>5.9</classPercent>
<typeOfReportingPerson>CO</typeOfReportingPerson>
</coverPageHeaderReportingPersonDetails>
<items>
<item1>
<issuerName>IF BANCORP, INC.</issuerName>
<issuerPrincipalExecutiveOfficeAddress>201 E. Cherry Street, Watseka, Illinois, 60970</issuerPrincipalExecutiveOfficeAddress>
</item1>
<item2>
<filingPersonName>Iroquois Federal Foundation, Inc.</filingPersonName>
<principalBusinessOfficeOrResidenceAddress>201 E. Cherry Street&#13;
Watseka, Illinois 60970</principalBusinessOfficeOrResidenceAddress>
<citizenship>Delaware</citizenship>
</item2>
<item3>
<notApplicableFlag>Y</notApplicableFlag>
</item3>
<item4>
<amountBeneficiallyOwned>197,255</amountBeneficiallyOwned>
<classPercent>5.9</classPercent>
<numberOfSharesPersonHas>
<solePowerOrDirectToVote>197,255</solePowerOrDirectToVote>
<sharedPowerOrDirectToVote>0</sharedPowerOrDirectToVote>
<solePowerOrDirectToDispose>197,255</solePowerOrDirectToDispose>
<sharedPowerOrDirectToDispose>0</sharedPowerOrDirectToDispose>
</numberOfSharesPersonHas>
</item4>
<item5>
<notApplicableFlag>Y</notApplicableFlag>
</item5>
<item6>
<notApplicableFlag>Y</notApplicableFlag>
</item6>
<item7>
<notApplicableFlag>Y</notApplicableFlag>
</item7>
<item8>
<notApplicableFlag>Y</notApplicableFlag>
</item8>
<item9>
<notApplicableFlag>Y</notApplicableFlag>
</item9>
<item10>
<notApplicableFlag>N</notApplicableFlag>
<certifications>By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.</certifications>
</item10>
</items>
<signatureInformation>
<reportingPersonName>Iroquois Federal Foundation, Inc.</reportingPersonName>
<signatureDetails>
<signature>/s/ Pamela J. Verkler</signature>
<title>Pamela J. Verkler, Vice President and Treasurer</title>
<date>02/03/2026</date>
</signatureDetails>
</signatureInformation>
</formData>
</edgarSubmission>
