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TROUBLED DEBT RESTRUCTURINGS (Tables)
3 Months Ended
Sep. 30, 2016
Troubled Debt Restructuring [Abstract]  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following tables summarize TDRs by loan type and accrual status.
 
 
 
At September 30, 2016
 
 
 
Loan Status
 
Total
Unpaid
Principal
 
Related
 
Recorded
 
Number
of
 
Average
Recorded
 
(In thousands)
 
Accrual
 
Nonaccrual
 
Balance
 
Allowance
 
Investment
 
Loans
 
Investment
 
One- to Four-Family residential real estate
 
$
1,535
 
$
382
 
$
1,917
 
$
 
$
1,917
 
 
19
 
$
1,940
 
Multi-family residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
180
 
Nonresidential real estate
 
 
718
 
 
647
 
 
1,365
 
 
 
 
1,365
 
 
3
 
 
2,116
 
Total
 
$
2,253
 
$
1,029
 
$
3,282
 
$
 
$
3,282
 
 
22
 
$
4,236
 
  
 
 
At June 30, 2016
 
 
 
Loan Status
 
Total
Unpaid
Principal
 
Related
 
Recorded
 
Number
of
 
Average
Recorded
 
(In thousands)
 
Accrual
 
Nonaccrual
 
Balance
 
Allowance
 
Investment
 
Loans
 
Investment
 
One- to Four-Family residential real estate
 
$
1,609
 
$
324
 
$
1,933
 
$
 
$
1,933
 
 
19
 
$
1,979
 
Multi-family residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
361
 
Nonresidential real estate
 
 
721
 
 
1,066
 
 
1,787
 
 
 
 
1,787
 
 
3
 
 
3,009
 
Total
 
$
2,330
 
$
1,390
 
$
3,720
 
$
 
$
3,720
 
 
22
 
$
5,349
 
Interest and Other Income [Table Text Block]
Interest income recognized on TDRs is as follows:
 
 
 
For the three months ended
 
 
 
September 30,
 
 
 
2016
 
2015
 
 
 
 
 
 
 
One-to-Four Family residential real estate
 
$
17
 
$
11
 
Multi-family residential real estate
 
 
 
 
11
 
Nonresidential real estate
 
 
11
 
 
48
 
Construction
 
 
 
 
 
Commercial
 
 
 
 
 
Consumer
 
 
 
 
 
Total
 
$
28
 
$
70
 
Schedule Of Financing Receivable Troubled Debt Restructurings Rollforward [Table Text Block]
The following table is a roll forward of activity in our TDRs:
 
 
 
Three Months Ended
 
 
 
September 30, 2016
 
 
 
Recorded
Number
 
 
 
Investment
of Loans
 
(Dollar amounts in thousands)
 
 
 
Beginning balance
 
$
3,720
 
 
22
 
Additions to TDR
 
 
 
 
 
Charge-offs
 
 
 
 
 
Removal of TDRs
 
 
 
 
 
Payments
 
 
(438)
 
 
 
Ending balance
 
$
3,282
 
 
22