[1]

This is an unsecured advance from the CEO originally entered into January 1, 2015. The note bears interest at 15% annually (1.25% monthly) and are due on demand. For the years ended December 31, 2019 and 2018, the Company repaid $99,700 and $149,406, the CEO made additional advances of $593,201 and $286,130, Interest expense on this loan for the years ended December 31, 2019 and 2018 was $153,588 and $99,800. Accrued interest on this loan at December 31, 2019 and December 31, 2018 is $443,519 and $289,931, respectively.

[2]

Notes payable to Satinder Thiara entered into May 25, 2016 ($22,000) which is due December 31, 2021, December 13, 2016 ($10,000) which is due December 31, 2021, and May 1, 2018 ($25,000) which matured December 31, 2019 at interest rate of 15% annually (1.25% monthly). These are unsecured loans. Interest expense on these loans for the years ended December 31, 2019 and 2018 was $8,550 and $7,372, respectively. Accrued interest on these loans at December 31, 2019 and 2018 is $22,923 and $14,373, respectively. Satinder Thiara is a shareholder of the Company and the CEO's wife. The May 1, 2018 note is in default as of December 31, 2019. As a result the interest rate was changed to 21% annually (1.75% monthly).

[3]

Unsecured promissory note from Kunaal Sikka, the CEO's son, dated September 13, 2018, in the amount of $15,000, maturing on December 31, 2019, and accruing interest at an annual rate of 12%. Interest expense on these loans for the years ended December 31, 2019 and 2018 was $1,800 and $540, respectively. Accrued interest on these loans at December 31, 2019 and 2018 is $2,340 and $540, respectively. The note is in default as of December 31, 2019. As a result the interest rate was changed to 18% annually (1.50% monthly).

[4]

Note payable to Swarn Singh, father-in-law of the CEO, entered into January 3, 2017 ($25,000) and February 1, 2017 ($20,000) at interest rate of 15% annually (1.25% monthly). These are unsecured notes. Interest expense on these loans for the years ended December 31, 2019 and 2018 was $6,750 and $6,887, respectively. Accrued interest on these loans at December 31, 2019 and 2018 is $19,970 and $13,220, respectively. Both notes are due December 31, 2019. The notes are in default as of December 31, 2019. As a result the interest rate was changed to 21% annually (1.75% monthly).