(b)

Notes payable to Satinder Thiara entered into May 25, 2016 ($22,000) which is due on demand, December 13, 2016 ($10,000) which is due on demand, and May 1, 2018 ($25,000) which matures December 31, 2019 at interest rate of 15% annually (1.25% monthly). These are unsecured loans. Interest expense on these loans for the nine months ended September 30, 2019 and 2018 was $6,413 and $5,145, respectively. Accrued interest on these loans at September 30, 2019 (unaudited) and December 31, 2018 is $20,785 and $14,373, respectively. Satinder Thiara is a shareholder of the Company and the CEO’s wife.

(c)

Unsecured promissory note from Kunaal Sikka, the CEO’s son, dated September 13, 2018, in the amount of $15,000, maturing on December 31, 2019, and accruing interest at an annual rate of 12%. Interest expense on these loans for the nine months ended September 30, 2019 and 2018 was $1,350 and $90, respectively. Accrued interest on these loans at September 30, 2019 (unaudited) and December 31, 2018 is $1,890 and $540, respectively.

(d)

Note payable to Swarn Singh, father-in-law of the CEO, entered into January 2017 ($25,000) and February 2017 ($20,000) at interest rate of 15% annually (1.25% monthly). These are unsecured notes. Interest expense on these loans for the nine months ended September 30, 2019 and 2018 was $5,063 and $5,063, respectively. Accrued interest on these loans at September 30, 2019 (unaudited) and December 31, 2018 is $18,282 and $13,220, respectively. Both notes are due December 31, 2019.