The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 242 2,073 SH   SOLE   0 0 2,073
ISHARES TR CORE S&P500 ETF 464287200 248 840 SH   SOLE   0 0 840
ISHARES TR S&P 500 GRWT ETF 464287309 281 1,565 SH   SOLE   0 0 1,565
ISHARES TR RUS 1000 VAL ETF 464287598 3,928 30,876 SH   DFND 028-15527 0 0 30,876
ISHARES TR RUS 1000 VAL ETF 464287598 971 7,634 SH   SOLE   0 0 7,634
SPDR S&P 500 ETF TR TR UNIT 78462F103 322 1,100 SH   SOLE   0 0 1,100
INTEL CORP COM 458140100 224 4,669 SH   SOLE   0 0 4,669
ISHARES TR MSCI EAFE ETF 464287465 4,736 72,051 SH   DFND 028-15527 0 0 72,051
ISHARES TR MSCI EAFE ETF 464287465 1,765 26,850 SH   SOLE   0 0 26,850
MICROSOFT CORP COM 594918104 1,149 8,578 SH   SOLE   0 0 8,578
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,866 63,324 SH   DFND 028-15527 0 0 63,324
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,664 17,967 SH   SOLE   0 0 17,967
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,037 25,480 SH   DFND 028-15527 0 0 25,480
VANGUARD GROUP DIV APP ETF 921908844 248 2,151 SH   SOLE   0 0 2,151
STARBUCKS CORP COM 855244109 480 5,720 SH   SOLE   0 0 5,720
ANTHEM INC COM 036752103 207 732 SH   SOLE   0 0 732
UNION PACIFIC CORP COM 907818108 319 1,887 SH   SOLE   0 0 1,887
MERCK & CO INC COM 58933Y105 211 2,514 SH   SOLE   0 0 2,514
MCDONALDS CORP COM 580135101 248 1,195 SH   SOLE   0 0 1,195
UNITEDHEALTH GROUP INC COM 91324P102 244 1,000 SH   SOLE   0 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234 4,678 109,027 SH   DFND 028-15527 0 0 109,027
ISHARES TR MSCI EMG MKT ETF 464287234 919 21,414 SH   SOLE   0 0 21,414
ISHARES TR EXPANDED TECH 464287515 262 1,200 SH   SOLE   0 0 1,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,445 33,981 SH   SOLE   0 0 33,981
ALPHABET INC CAP STK CL A 02079K305 363 335 SH   SOLE   0 0 335
SPDR GOLD TRUST GOLD SHS 78463V107 1,890 14,189 SH   DFND 028-15527 0 0 14,189
SPDR GOLD TRUST GOLD SHS 78463V107 1,136 8,525 SH   SOLE   0 0 8,525
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 531 6,077 SH   SOLE   0 0 6,077
EVER GLORY INTL GRP INC COM NEW 299766204 64 21,000 SH   SOLE   0 0 21,000
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,645 18,756 SH   SOLE   0 0 18,756
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,005 18,311 SH   SOLE   0 0 18,311
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 4,075 28,332 SH   DFND 028-15527 0 0 28,332
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 1,429 9,936 SH   SOLE   0 0 9,936
ISHARES TR JPMORGAN USD EMG 464288281 249 2,200 SH   SOLE   0 0 2,200
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 2,803 61,369 SH   DFND 028-15527 0 0 61,369
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 1,149 25,162 SH   SOLE   0 0 25,162
INVESCO EXCHNG TRADED FD TR S&P 500 REVENUE 46138G698 308 5,766 SH   SOLE   0 0 5,766
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 310 7,870 SH   SOLE   0 0 7,870
PURECYCLE CORP COM NEW 746228303 169 15,990 SH   SOLE   0 0 15,990
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,620 35,574 SH   SOLE   0 0 35,574
CONCORD MED SVCS HLDGS LTD SPON ADR CL A 206277105 43 19,000 SH   SOLE   0 0 19,000
ALPS ETF TR ALERIAN MLP 00162Q866 178 18,078 SH   SOLE   0 0 18,078
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 4,568 181,310 SH   DFND 028-15527 0 0 181,310
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,910 75,817 SH   SOLE   0 0 75,817
DBX ETF TR XTRACK MSCI EMRG 233051101 738 32,930 SH   SOLE   0 0 32,930
ISHARES TR FLTG RATE NT ETF 46429B655 4,631 90,936 SH   DFND 028-15527 0 0 90,936
ISHARES TR FLTG RATE NT ETF 46429B655 3,954 77,635 SH   SOLE   0 0 77,635
WISDOMTREE TR US QTLY DIV GRT 97717X669 2,846 65,193 SH   DFND 028-15527 0 0 65,193
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,127 25,810 SH   SOLE   0 0 25,810
ISHARES TR USA QUALITY FCTR 46432F339 5,046 55,168 SH   DFND 028-15527 0 0 55,168
ISHARES TR USA QUALITY FCTR 46432F339 1,623 17,744 SH   SOLE   0 0 17,744
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 9,335 155,455 SH   DFND 028-15527 0 0 155,455
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 4,016 66,878 SH   SOLE   0 0 66,878
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 468 9,535 SH   SOLE   0 0 9,535
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 4,700 166,896 SH   DFND 028-15527 0 0 166,896
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,946 69,098 SH   SOLE   0 0 69,098
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 4,625 91,779 SH   DFND 028-15527 0 0 91,779
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 3,939 78,165 SH   SOLE   0 0 78,165